Lemur Journal!

Where are you and where are you going?
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Lemur
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Re: Lemur Journal!

Post by Lemur »

@Axel - As usual. Life's good. Systems running smoothly. 8-)

@7Wannabe5

Metabolic rate absent obvious exercise/exertion would be...perhaps slightly reduced (I am very active) but there is some interesting research by Herman Pontzer to show it kind of doesn't matter. Aka the exercise paradox. https://en.wikipedia.org/wiki/Exercise_paradox . I read his book a few years ago. If I am very active on any given day, I'll very likely and unconsciously make up for it by being more lethargic, less bouncy, and generally use slower movements. Aging is causative towards reduced metabolic rate. Menopause in women reduces metabolic rate further. I'm not sure if the same is for men (T-levels begin to drop at 35ish and there is a steeper decline beginning in the 60s) but I've to imagine reduced T-levels over-time might reduce metabolic rate as well. I'm 33 so still quite young so don't think these are a factor at all.

I hope to never adopt the eating habits of my family (a lot of people in my family are extreme obese 300+ lbs). If anything, I have orthorexic tendencies. That probably played a role in my attempt to bulk - you've to be mentally accepting of fat gain when you put on muscle (it comes with the territory). Something in bodybuilding called a p-ratio. In other words, for every pound of weight you put on, what percentage is muscle and what is fat? Adequate training stimulus and the right amount of surplus can push the ratio in your favor (maybe you get 70% muscle gain and 30% fat gain) but also genetics play a role as well (crap genetics mean even if you're doing everything right, muscle gain might be 30% while fat gain is 70%). Hardgainer for instance will have trouble putting on weight...and when they do its mostly fat. And they'll lose it just as quickly.

But the main issue I think was that excess eating day in and day out simply became a chore. Cutting in the bodybuilding sense actually is kind of easier...less cooking & cleaning. And other then feelings of hunger, its mostly defined by inaction if your caloric deficit is large enough.

7Wannabe5
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Re: Lemur Journal!

Post by 7Wannabe5 »

genetics play a role as well (crap genetics mean even if you're doing everything right, muscle gain might be 30% while fat gain is 70%).
Interesting. I can empathize with wanting to minimalize "cleaning and cooking" due to my tendency towards minimalizing "clutter and bother" in other realms of my lifestyle. Another factor in my case might be that Crohn's disease and/or the medication I am on for Crohn's disease is slowing my metabolism. OTOH, my recent genetic analysis indicates that I have near highest tendency to naturally/easily put on muscle, but also very low pain tolerance.This might be anecdotally confirmed by the number of times I have found myself hung by the ankles on an inclined plane by a much more athletic other(including one who fathered one of the largest players in the NFL with a woman who was a professional body builder) who believed I showed some sign of potential and my tendency towards ignoring their incoming messages after such an event. IOW, becoming a Successful Senior Female BodyBuilder exists in the Venn diagram overlap of Things I Believe I Could Do and Things I Do Not Believe I Will Ever Do. However, I may soon have to push myself in that direction if I wish to subsist on more than 1100 kcals/day (sigh.)

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fiby41
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Re: Lemur Journal!

Post by fiby41 »

Congrats, Lemur right up there with Jason in the millionaires' club.

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Lemur
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Re: Lemur Journal!

Post by Lemur »

November 1, 2024

Net-worth:
$1.043m

Finances: Compound Interest. Magic or something.

Spending/SWR: $2,464.22. Met our target of keeping under $2,500. Annualized that is $29,570.64. SWR of 2.84%!!! Think that is a record low.

Health/Fitness: My pivot on my exercise routine was a great idea. Maintained strength this month. Motivated still and I dropped a ridiculous amount of weight from 193 to 181 lbs last month. Some of this food/water weight. But this is definitely the leanest I've ever look at this weight. Calorie deficit + tons of walking + not having my Spouse's cooking lol. I am going to be absolutely shredded when I get into the lower 170s. Flexibility wise...I can almost touch my toes. So my lower back is strong and now getting more flexible. Its taken a long time (the whole course of 2024) to fix my lower back. No pain for the past few months and sciatica defeated...so I've been actively working on strengthening. I love the back extension exercise. I can do these now holding a barbell of 40lbs and getting about 15 reps that way. What is insanity to me is just how strong someone can get on this exercise...here is a fella lifting 405 pounds! https://www.tiktok.com/@christian_k09/v ... 3781405994

Learning / Reading: Knocked a book off of my never ending book list. https://en.wikipedia.org/wiki/The_Man_i ... igh_Castle . Entertaining read - one of the classic sci-fi novels. There is a show of the same name. Reading Brave New World: Revisited next.

Job: Actually not too bad. I undertook a project to give myself some challenge so I can get out of this boring stupor as of late. Deploying said innovation in a few weeks. Felt good to develop something from scratch but also to present, take in feedback and adjust, and ultimately get buy-in from teammates to deploy.

Other: My Spouse returns in November. I'm excited for that. October was a really grindy month ... from work, to maintaining the family, exercise, and squeezing in play when possible. My son turns 9 this month. Can't believe how fast time flys.

Nothing much else to post. Life's good.

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Lemur
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Re: Lemur Journal!

Post by Lemur »

November 29, 2024

Net-worth:
$1.081m

Finances: Feels like run-away wealth.

Spending/SWR: $2,259. Met our target of keeping under $2,500. Annualized that is $27,108. SWR of 2.51%! A new record low.

Health/Fitness: Ooooof....lower back strain + possible herniated/bulging discs again. Injured November 6 pulling too heavy on RDLs. Ugh. Literally a repeat of last year at the same time...back to recovery mode. :(

I really just gotta give up on all these heavy hinge movements - squats, deadlifts, RDLs for a long while. Something in my anatomy just doesn't mesh well. I think I can make the progress I want just fine doing leg extensions, leg curls, and back extensions without having to do these more riskier movements. Will definitely want to spend 2025 just building core and spinal stability.

NIH states most herniated discs / severe low back strains resolve in 2-12 weeks with most people recovered at 6 weeks. I'm active and healthy otherwise, and I've experience with dealing with this injury before, so what I am hoping is I am mostly pain free and able to return to regular life by 2025. Crossing fingers.

Learning / Reading: None. Injured myself so when I'm not in pain, I'm just browsing my phone keeping my mind off said pain.

Job: Good. Maybe the new administration will deem me redundant or something next year and I can actually retire early without having to make that decision myself.

Other: Spouse is back which is perfect timing because I literally injured myself the day before her return.

delay
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Re: Lemur Journal!

Post by delay »

Lemur wrote:
Fri Nov 29, 2024 4:04 pm
I really just gotta give up on all these heavy hinge movements - squats, deadlifts, RDLs for a long while. Something in my anatomy just doesn't mesh well. I think I can make the progress I want just fine doing leg extensions, leg curls, and back extensions without having to do these more riskier movements. Will definitely want to spend 2025 just building core and spinal stability.
Thanks for your journal update! Weight lifters seem to raise bigger and bigger weights until something breaks. This type of sport is best avoided when you get older...

I had lower back pain ten years ago. I interpreted it as my back begging me to change my behavior. It's super normal, half the population has some form of lower back complaint. I traded my expensive desk chair for a basic stool, bought a sit/stand desk, and trained my core muscles. Worked great for me, it has been years since I had back pain.

chenda
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Re: Lemur Journal!

Post by chenda »

You might want to consider moving towards callisthenics which I think are easier on the body.

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Lemur
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Re: Lemur Journal!

Post by Lemur »

Yeah something I've noted amongst older lifters at my gym is that while some still lift heavy in some cases, they're not really shooting for PRs week to week...more like getting to a satisfactory level of strength and just prioritizing more reps.

I spent most of 2024 bodybuilding which was fun; I got in great shape (will lose some of this per injury...) but will take a more holistic approach next year. Fitness and generally being active are big drivers for me - not being able to do these to the level I want to sucks.

I'm not that old (34 in January) but unfortunetely have injured my back 4-5 times since I was 19 with one surgery. So my spine is aged.

Scott 2
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Re: Lemur Journal!

Post by Scott 2 »

We all get hurt sometimes. It's part of staying active with age. Throw away free weights entirely and other problems develop. I wouldn't be too hard on yourself about it. Part of the game is figuring out how to build back.

I retreated to specialty bars (hex, safety squat, football) and accommodating resistance (bands, chains) in my 30's. In my 40's, I'm using more unilateral stuff and dumbbells. Concentric only is good too - slam ball, sled, etc. Deloads. Density and volume over peak intensity.

You'll get back in there.

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Lemur
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Re: Lemur Journal!

Post by Lemur »

Thanks Scott - I needed to read that. I have been hard on myself about this. I will relax…let time do its healing and take this as a learning experience.

Henry
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Re: Lemur Journal!

Post by Henry »

I recently observed people being treated in a rehabilitation center. It was a nightmare with the exception of the women in the wheelchair who responded to caretaker greetings with "Fuck all you bitches, I want to see a motherfucking doctor." Anyhoo, nobody could bend. You have to think flexibility as you age. Pilates, yoga, anything to make sure you are not a functional paralytic.

2Birds1Stone
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Re: Lemur Journal!

Post by 2Birds1Stone »

How is the back healing up? As someone who has had many lower back problems, I sympathize.

Sorry if I missed it, but what is your goal with exercises like RDL/Deadlift anyway? Are you looking to be stronger for some reason, or is it all hypertrophy based?

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Lemur
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Re: Lemur Journal!

Post by Lemur »

@2Birds1Stone

Hey! Healing slowly but surely...I still can't stand up fully straight (lower back is locked up tight probably from a disc injury / compressed nerve root). Interestingly, I am not in too much pain anymore unless I walk too much, or stand too much, or try to get into extension so its annoying but manageable and I'm sleeping good as long as I stick to laying on one side. So the worst is over. More good news - I am doing what I can and have returned to the gym albeit pretty limited in exercise choices. Mostly just doing elliptical cardio and some machines.

Early 2023 going into early 2024 I was running a powerlifting program but then switched to bodybuilding/hypertrophy. I slowly gained some weight naturally (not really calorie tracking) and then did a short-bulk even (where I did count to see if I was getting 3200 calories daily). Got up to 193lbs at the most. I put on some good strength and some muscle mass during this time. Bulking actually sucks ngl. I actually find cutting easier. Anyway, goal with RDL/Deadlift was hypertrophy but I dropped deadlifts at some point and really focused in on RDLs for glute/hamstrings. After the bulk, I have been cutting since around late September? October ish.

Think I injured myself from lack of recovery (from hard cutting) whilst trying to maintain at least or even hit PRs on my lifts...Maxing out on RDLs is not a great idea. I managed 265 for 10 reps ... felt some weird lower back soreness but pushed forth anyway and tried to get 315. Managed 2 grueling reps. In hindsight, dumb idea.

Also btw did learn you don't have to get the full ROM on the RDL for the exercise to be effective. Getting the bar just past the knees is enough for most people - probably where I should have stopped as well. Ultimately I am aiming to get to a nice lean 170lbs which would put me around 10% bodyfat and then maintain for a while. So the setback sucks but I suppose I'm not in a real rush to get there.

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Lemur
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Re: Lemur Journal!

Post by Lemur »

January 1, 2025

Net-worth:
$1.049m

Finances: CAPE today is 37.35. A sudden reversion to the mean of 17.19 would require a 54% drop in equity prices....which would be the largest annual drop ever. Its something I am keeping an eye on - my investment mix is somewhat protective of this already. 10% in treasuries and 45% in dividend/value which is an allocation that is diversified a bit from big tech which is likely responsible for some of the overvaluations. Also 17% in international which is probably more fairly valued. I think I would bump up my treasuries to 5x years worth expenses before we pull the plug on early retirement; including a paid off home to boot. No good system I think would be overly dependent on just market returns; our current networth already includes a lot of fat anyway. We're obviously very over conservative.

Spending/SWR: $2,454.56. Met our target of keeping under $2,500 even through the brutal holiday month. Should we maintain this spending cap, and networth grows to $1.5m, we will be at a very safe 2% SWR. That is the next target since we aren't retiring anytime soon barring unplanned circumstances.

Health/Fitness: Good news here. Did my first jog two days ago. Able to return to 2-3x weekly resistance training workouts albeit still limited in some exercises. I'm not 100% but not in too much pain and basically in good spirits as current issues are not severe enough to bother me mentally. So that's good. Returning to trying to get lean and mean for the summer but taking a more holistic approach...practically that means keeping weights in the higher rep ranges, including more cardio, more stretching, and actually reducing workout frequency to give myself more time to recover between workouts. Not going to use as real hard caloric deficit either - a smaller one, less strict on the counting, more water and vegetables. Strength and Abs aren't worth it if you're injured. Lesson Learned.

Learning / Reading: For those interested in geopolitics, energy, maybe some history this book is a good read: The New Map. Energy, Climiate, and the Clash of Nations by Daniel Yergin. I did not even know that the USA was the #1 exporter of oil and gas....been living under a rock I guess so this book is quite educational for me. At least one critique shows I might be the perfect reader for this book as most of this book won't be new information to anyone educated in energy dynamics...

https://digitalcommons.usf.edu/cgi/view ... ontext=jss

I'd be curious to know more about trends in renewables, nuclear energy, hydrogen?, climate and how these might effect future government policies...if anyone has a book recommendation; let me know.

Looking for a good show that blends early American history non-fiction / fiction, then I recommend https://en.wikipedia.org/wiki/Turn%3A_W ... on's_Spies . I'm hooked on this one.

Job: Nothing to update.

Other: Overall, 2025 looking like a good year. That injury to end off 2024 sucked. Need to be more careful...I turn 34 today. 8-)

delay
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Re: Lemur Journal!

Post by delay »

Lemur wrote:
Wed Jan 01, 2025 3:30 pm
Finances: CAPE today is 37.35. A sudden reversion to the mean of 17.19 would require a 54% drop in equity prices....which would be the largest annual drop ever. Its something I am keeping an eye on - my investment mix is somewhat protective of this already. 10% in treasuries and 45% in dividend/value which is an allocation that is diversified a bit from big tech which is likely responsible for some of the overvaluations.
Trying to avoid big tech is also my approach. This has been a poor choice for the last few years. Perhaps it can also go the other way, with big tech eating the world.
Lemur wrote:
Wed Jan 01, 2025 3:30 pm
Returning to trying to get lean and mean for the summer but taking a more holistic approach...practically that means keeping weights in the higher rep ranges, including more cardio, more stretching, and actually reducing workout frequency to give myself more time to recover between workouts.
...
That injury to end off 2024 sucked. Need to be more careful...I turn 34 today
Right, the injury game changes as you age. My age is 51 now, injuries occur more easily and take longer to recover from. The lesson I learned is the opposite of yours. For me, building up to a personal record that I keep trying to raise is a recipe for disaster. So I train more often, but less intensively, so I need less recovery time. This seems to work well and I'm back to running half marathons again.
Lemur wrote:
Wed Jan 01, 2025 3:30 pm
I did not even know that the USA was the #1 exporter of oil and gas....been living under a rock I guess so this book is quite educational for me.
The USA has been the #1 producer of oil and gas for most years. But the USA is not big on exports, it's not even in the top 10.
Lemur wrote:
Wed Jan 01, 2025 3:30 pm
I'd be curious to know more about trends in renewables, nuclear energy, hydrogen?, climate and how these might effect future government policies...if anyone has a book recommendation; let me know.
Few people seems to be betting on renewable or nuclear. Perhaps these have more disadvantages than expected, or perhaps the oil situation is not as bad as feared. Climate seems to be a political or religious topic that is not suitable for constructive discussion.

Thanks for your journal and I offer my best wishes for your fitness in 2025!

NewBlood
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Re: Lemur Journal!

Post by NewBlood »

Lemur wrote:
Wed Jan 01, 2025 3:30 pm
Other: Overall, 2025 looking like a good year. That injury to end off 2024 sucked. Need to be more careful...I turn 34 today. 8-)
Happy birthday Lemur, and happy new year. Glad your back is doing better. Wishing you an injury-free 2025!

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Lemur
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Re: Lemur Journal!

Post by Lemur »

Thanks @NewBlood!

@delay

My mistake. I’m mixing up my energy commodities…USA is #1 producer and exporter of natural gas https://en.m.wikipedia.org/wiki/List_of ... as_exports not oil.

With regards to discussing climate and energy…well I attribute these to be more like a data and a scientific discussion then political/religious one but if it intertwines governmental policies, I can see the hang up per the rules.

Though I am not so sure about the statement that no one is betting on renewables or nuclear…I suppose it depends on if you’re looking at this from an economic perspective (all it really takes is for renewables to be cheaper than traditional energies that produce GHG and the market is off to the races?) or a solving climate change perspective (varied opinions here. Some say too late…feedback loops have already kicked in and humanity as a whole should have tackled this one a lot sooner. Others believe there is a lot of work to be done still…etc.).

I understand this is a gray area so won’t go further - I won’t discuss but am looking for reading material - I am still interested in finding an overarching book that project’s geopolitical policies regarding renewables and nuclear energy. Something a layman can digest. I’ll have to do a little digging for this after I finish up the current read.

I have never read an IPCC report in its entirety. That might be worth my time and potentially could answer my questions. Perhaps references there might point me in the right direction.

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Lemur
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Re: Lemur Journal!

Post by Lemur »

February 1, 2025

Net-worth:
$1.097m

Finances: Wealth keeps growing exponentially. Equity prices are still high though and I certainly would not be surprised with market turmoil in our near future.

Spending/SWR: $2,463. Met our target of keeping spending under $2,500. Represents a 2.69% SWR. 8-)

Health/Fitness: Came across an interesting book by Alan Gordon on pain reprocessing therapy. Basically treating chronic pain as a somatic disorder. https://www.amazon.com/Way-Out-Revoluti ... 059308683X Thought it would be useful for my condition(s) given that I take forever to heal from injuries. I found that it helped a bit (mentally at least) and it definitely influenced me to keep pushing forward and exercising despite the injury I am dealing with. I'm still hunched over with my back locked up. But I am getting better...slowly but surely. Paul Ingraham is a science writer that has been blogging about pain science for decades. His website is www.painscience.com There is some real good stuff here. Example: https://www.painscience.com/articles/re ... juries.php . Very nuanced writer!

I made a lot of progress this month by adding more cardio, stretching, and I kept up with resistance training (previously heavy till failure but since my injury, I've switched to high rep low weight).

Learning / Reading: Still reading this book by Daniel Yergin. Halfway through. Its informative.

Job: A lot actually. As a Fed employee, at best we're undergoing significant changes...and worst we're currently undergoing a purge (that is a strong word). Google is your friend if you want more information (just search OPM, FedSoup, or look at the FedNews subreddit). My personal situation is trying to figure out my backup plan should I be forced back into the office 5x days a week and/or made redundant. I may be able to get reasonable accomodations but that is under attack too so I can't count on it. My options are boiling down to:

A. Finding private sector work close by so I can eliminate long commute risk altogether (I found 3 major employers within 45 minute commute of me which is tolerable).

B. Find private sector work that is remote (doable but harder given that private market is getting tighter for my line of work).

C. Get an exemption from return-to-office work at current job. (possible but needs leadership sign-off and not likely in this current political environment).

D. Resign and begin to live off investment portfolio.

E. Leave salaryman quadrant and do something else. Career change.

My problem is indecisiveness as I actually like my job. A rare instance in the FIRE world. I should clarify that I don't like it enough to be stuck in a cubicle though lol. I don't think any job can make me return to that environment. Alas...I am clinging onto option C...keeping option A/B in the back of my mind, and using option D as a last resort. Option E is too abstract at the moment to think of anything practical.

Other: Feeling okay. My grandfather is in the hospital with a possible stroke which sucks. We've the flu here in the Lemur household so everyone is sick. Injury is recovering slowly but surely. Winter is waning which is nice - I hate the cold.

2Birds1Stone
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Re: Lemur Journal!

Post by 2Birds1Stone »

D/E sound pretty awesome if the choice is MADE FOR YOU!

How is training going? Without a full time job to worry about, think about all the free time you'll have to focus on self care and getting as healthy/fit as you want.

You're beyond FI at this point and your DW will continue earning more than your annual expenses........so I wouldn't worry about replacing your job with a new one if that's not in your heart.

NewBlood
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Re: Lemur Journal!

Post by NewBlood »

Lemur wrote:
Sat Feb 01, 2025 9:58 am
Job: A lot actually.
Ugh... Hang in there Lemur. All my friends and former colleagues are freaking out. One of them already got furloughed. There's no clarity, only contempt and chaos. I really hope you can get reasonable accommodation for your injury. Or option D/E like 2b1s said.

At least you can weather all this without having to worry about money, unlike so many people out there.

Good luck with the flu and the injury rehab. So sorry to hear about your grandpa.

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