61 days = 43 work days (Mo-Fri) target
Emotional Recently something happened, I prefer to keep personal what it is exactly, but I am feeling down at the moment. I hope it will be better soon, but I don't know yet.
Work I didn't send in my resignation letter or discussed going officially part time. But since I have a lot of holidays left, I did requested to have 1 day a week off for the next 4 months and have three weeks summer holiday in August. Basically that means, I will work at least 5.5 weeks longer than my target, but I'll work kind of parttime at 4 days a week. We'll see how May goes and how COVID-19 develops and what effect it will have on my/our decisions regarding work.
Renters We have new renters for the main appartement where the original renters had difficulty paying their rent and were no longer living there as they went back to their home country. All in all it will cost maybe 1 tot 1.5 month rent which is fine.
Financially We did not spend a lot in April and we received two small bonuses. Saved a lot and the market was fairly okay for us. NW is still growing as before (or even more). We have too much cash, but everything is, or at least feels, (still) expensive to me. I bid on another apartment but we didn't get it.
@ABN
Would you mind sharing some of your thoughts back then when your first decided to invest in rental homes - what was your concerns about it and what kind of precautions did you take in order to make a good deal that fitted your style of living well?
First I did research: investigated the market, the regulations, visited open house viewings, normal viewings. What is happening, what is allowed, what isn't, renters protection etc. I made dozens, if not more, of calculations. And with calculations I mean also different scenario's, and especially what if the SHTF scenario's and what would be my loss? Like: the first renter is not paying for a whole year before I can get him evicted and after eviction the place is a mess and the market plummet X% but I want/need to sell. So you lose your closing costs, eviction costs, holding costs (i.e. HOA, taxes), cost to repair, cost to sell (against lower price) etc. So the chance this is all happening simultaneously is low, but the financial outcome is likely the worst. Am I willing to take that risk? If yes, continue. Of course you need also to be prepared to handle other "risks", which might have less financial risk but can happen more often, i.e. leakages - renters changing more frequently than hoped etc. Some of such "risks" can also be mitigated by only buying certain type of properties, only targeting certain renters, outsourcing more.
So basically I determined for our first rental the downside is limited to say 30-40K maximum in TSHTF scenario 1-2 years. But if everyting goes alright, we make about 6% net cashflow on our investment. 5 years later and It turned out to be right and we're making now more net chasflow (rent increased) and the value increased a lot. Though, the value is like with stocks - until you have sold it is not in your back-account.
And maybe a little about how your think about it now.
If you place me 5 years back, I would have bought much, much more (with leverage). And I would have also outsourced much more. And I would have sold some last year/this year to lock-in the gains of the exceptional price increases of Real Estate and deleverage the portfolio. And I would have been now a multi millionaire
Looking back, I was probably too cautious and I over estimated the risks. But risks are personal and also depend on how much you know. And I learned a long the way so maybe that reduced the risk along the way also.
What should someone who never invested in rentals before know - and what didn't turn out as bad as you might have fightened beforehand?
We never had any issues with payments from renters until last month due to COVID-19. This is better than expected. Also the "work" is not so much, I had expected it would be more, especially for the student rentals. That said, especially if you get more rentals, there will be work and there will be a point you will have more going on at an inconvenient time. So you need to think about this - outsourcing is a way to deal with it. A certain mindset (it is just money - sometimes not everything is perfect) can help also.
What you should know: it is not like a stock which you can buy and sell within seconds. It is a longer term investment, already alone due to buying and selling costs you generally hold it for at least a couple of years (unless you're flipping houses - different strategy). It comes with certain responsibilities (towards the renter, the HOA). It has fixed costs. You should know or at least think about it, if this type of investing fits with you. There are many ways to invest in real estate, so it very much depends on your strategy what you need to know and also how much do you already know? Bigger Pockets is a good resource to learn - but you'll need to convert it to your region (of investing).
In every market there are always opportunities, but the market I am operating in has become very expensive. Unless you put in a lot of effort, it is very hard to buy real estate with a decent return and acceptable risk. Whereby the decent return and acceptable risk is very personal of course. Last couple of years I see people buying and leveraging a lot. Those who bought 5 years ago have now again plenty of margin, even when they leveraged a lot. Those that bought the last 6 months and leveraged to the max, their margin is pretty thin at the moment. It might play out okay, but perhaps not. See again my comment about "looking back'.
. But I will see week by week how this develops and what is the best reasonable/calculated course for myself and the family. 
, the shelves were empty earlier this week and have little left now 
."Worst case" I need to re-read Bigato's earlier post about using water instead of toilet paper 
school. Even though I was not very active before, at least I had some exercise on my bike, walking to work etc. Lately I only had a few walks outside. So I said to DS yesterday evening, I might join you on your morning run tomorrow. So this morning I did, I took a shortcut to keep up with him, but I ran 4 km at 7:30, nice and cool outside, sun just coming up and no other people out.
. She told she's okay to come in if there is max. 1 or 2 persons (including her) on the department (according their own previous guidelines). But even that they don't seem to be willing to do that (anymore). I don't like it. At all. I told her just to stay home. Or tell them you will take an unpaid leave if they don't agree with you staying home. They can't force you to come to the office. Or if they don't agree let the company fire you (I don't think they are allowed). Still she feels very obliged/loyal, despite the fact we don't really need her (or mine) job and income. We would be fine without both our jobs. We're both not in a high risk group if we would get Covid-19, but apart from the fact I prefer simply not to increase my/our chances of getting it, it is not only about us, it is about the whole community and the government is firmly requesting employees/employers to WFH when possible. I noticed Steveo73 journal and his DW is simply staying at home. 