Search found 653 matches

by Chris
Mon Jan 13, 2020 6:28 am
Forum: Lifestyle Questions
Topic: Setting the table
Replies: 11
Views: 496

Re: Setting the table

I wonder if renting the missing plates 2-3 times a year would be better than buying paper plates? What is the best economical and or ecological solution in your opinion? I actually had a frugal friend who, for her wedding, bought plates at thrift shops instead of renting them. It was the cheaper op...
by Chris
Tue Jan 07, 2020 12:03 pm
Forum: Money Questions
Topic: Cash or card?
Replies: 32
Views: 1394

Re: Cash or card?

you can also get travel points from credit card, but I've honestly always struggled to have high enough spend for that. I think for most people around here (self included) the only feasible way to really reap rewards from travel credit cards is through sign-up promotions, not through daily spend. A...
by Chris
Fri Dec 06, 2019 10:23 am
Forum: Money Questions
Topic: Brokerage Diversification
Replies: 15
Views: 1553

Re: Brokerage Diversification

fiby41 wrote:
Fri Dec 06, 2019 10:08 am
Thanks to the establishment of the Securities Investor Protection Corporation, or SIPC, in 1970, investors are generally assured of recovering their full account values if their brokerage firm becomes insolvent.
...up to $500k.
by Chris
Fri Oct 25, 2019 9:11 am
Forum: Lifestyle Questions
Topic: How do you dry your clothes?
Replies: 24
Views: 1718

Re: How do you dry your clothes?

I use a clothesline indoors. Wrap one end around a doorknob, run the line up to the top door hinge pin, then continue point-to-point around the space, using other door hinge pins or whatever. The other end of the line is wrapped around another doorknob. This spreads out the clothes a lot more than u...
by Chris
Tue Oct 22, 2019 9:03 am
Forum: Politics, and other eternal disagreements
Topic: The dirty secret of capitalism -- and a new way forward [TED talk]
Replies: 20
Views: 1940

Re: The dirty secret of capitalism -- and a new way forward [TED talk]

This was interesting; thanks for sharing. I took some notes as I was watching... Stagnant wages 1. Inflation has been low, meaning that buying power hasn't been eroded as quickly. 2. Wages are earnings per hour; it doesn't account for the rest of compensation. For example, the ACA mandates employer-...
by Chris
Fri Oct 11, 2019 10:22 am
Forum: Lifestyle Questions
Topic: Durable shoes
Replies: 119
Views: 38497

Re: Durable shoes

Anyone tried Thursday Boots? They're selling Goodyear welt boots under $200.
by Chris
Mon Sep 30, 2019 2:44 pm
Forum: ERE Journals
Topic: Will's journal
Replies: 72
Views: 14698

Re: Will's journal

Will wrote:
Fri Sep 27, 2019 2:30 am
Follow-up on the rental purchase:
We decided that we are going to buy the house together with the parents of my GF.
Do you have any concerns about this? Multi-person ownership of a single asset can sometimes get messy.
by Chris
Wed Sep 18, 2019 9:55 am
Forum: Housing Questions
Topic: Minimizing the cost of utilities by area
Replies: 32
Views: 4973

Re: Minimizing the cost of utilities by area

ffj wrote:
Wed Sep 18, 2019 7:08 am
What about Hawaii? It's like 82 F year round in Oahu with a nice breeze.
Yeah, many US islands enjoy little temperature variation year-round. Saipan has the least-fluctuating temperatures in the world.
by Chris
Thu Aug 29, 2019 8:32 am
Forum: Lifestyle Questions
Topic: FreedomPop
Replies: 41
Views: 5825

Re: FreedomPop

Ego wrote:
Thu Aug 29, 2019 3:25 am
I am also going to go with Mintmobile this time around as I will need more data. Do they give you a number or must you port?
When you activate the SIM, they will give you a number.
by Chris
Sun Aug 11, 2019 8:49 am
Forum: Transportation Questions
Topic: Folding Bikes / Trikes
Replies: 28
Views: 5005

Re: Folding Bikes / Trikes

In my folding bike experience, I would say the frame stiffness is decent. The midframe locking mechanisms are usually pretty beefy, and doesn't cause flexing. The problem with most folders is that smaller wheels require the seatpost and steer tube need to be extra long to accommodate the rider. So w...
by Chris
Fri Jul 12, 2019 4:09 am
Forum: ERE Journals
Topic: m741's ERE Journal
Replies: 675
Views: 136621

Re: m741's ERE Journal

I've started compiling a big list of things that each cause me even just a little mental anguish or guilt: using Drano, eating eggs, running water continuously while I do the dishes, drinking 2 red bulls and wasting 2 cans rather than brewing tea with just a compostable bag or reusable strainer, an...
by Chris
Thu Jul 04, 2019 12:01 pm
Forum: ERE Journals
Topic: TheRedHare's Journal
Replies: 63
Views: 12070

Re: TheRedHare's Journal

Wow, that's quite a few changes in the past six months. That's too bad you needed to take on debt for the car purchase, but I assume you'll be saving quite a bit of money in the auto repair department. And the Fit is better on gas than your old ride. What's the commute like to the new job vs. the ol...
by Chris
Sat Jun 29, 2019 12:33 am
Forum: Lifestyle Questions
Topic: Energy usage log
Replies: 136
Views: 43122

Re: Energy usage log

Is 176 kWh per month considered a lot of energy for 2 people in a 450 square foot apartment in NYC? Using myself as a reference, it's a little high. Living solo, no A/C, I don't usually break 100 kWh. When I've had another person, that bumps it up to 130 kWh. Moving heat around is where most of the...
by Chris
Thu Jun 27, 2019 5:40 pm
Forum: Lifestyle Questions
Topic: Good Razors... and making them last?
Replies: 6
Views: 1132

Re: Good Razors... and making them last?

There's the blue jeans stropping method. It doesn't exactly sharpen the blades, but it does keep them aligned, dry, and free of debris.
by Chris
Tue Jun 25, 2019 2:02 pm
Forum: Introduce Yourself
Topic: Hello from Silicon Valley
Replies: 7
Views: 1392

Re: Hello from Silicon Valley

For audio, the Mad FIentist podcast is pretty good. For a broader subject matter (FI, unjobbing, stoicism, etc.), I like the Voluntary Life podcast. A good site that doesn't come up on many "top 10" fire blogs is Living A FI . He documented his time working toward FI until (and after) pulling the ri...
by Chris
Thu Jun 13, 2019 12:36 am
Forum: Money Questions
Topic: Republic Wireless 12 months for the price of 10 months
Replies: 1
Views: 458

Re: Republic Wireless 12 months for the price of 10 months

They're probably trying to better compete with Mint Mobile, which offers discounts for prepaying months ahead of time.
by Chris
Sun Jun 09, 2019 7:50 am
Forum: Money Questions
Topic: Your Kiva experiences
Replies: 3
Views: 1226

Re: Your Kiva experiences

How are losses dealt with? 1099? The "non-business bad debt" write off on schedule D similar to P2P loans? Kiva also won't issue a 1099 for this. There's a chance you could deduct it, but I never have; my loss rate is 1.36% after making 1000+ loans. What about currency conversion losses? (What abou...
by Chris
Thu Jun 06, 2019 11:06 pm
Forum: Money Questions
Topic: List of Investment Opportunities
Replies: 6
Views: 1643

Re: List of Investment Opportunities

Savings bonds (pretty different than treasuries, since there's no secondary market) Municipal bonds Mutual Funds Closed-end funds ETFs ETNs Commodities "Stocks" is also pretty broad, since it includes things that have different behaviors and tax characteristics: common stock, preferred stock, REITs...
by Chris
Thu Jun 06, 2019 2:35 pm
Forum: ERE Journals
Topic: Ella's Journal
Replies: 64
Views: 10126

Re: Ella's Journal

Do you go bare bones on insurance coverage? You know your situation the best, and you should do whatever makes you feel safe. I was just commenting because it's more than 2x what mine is. One of the benefits of having savings is that you can use it to reduce your insurance expense though a higher d...
by Chris
Wed Jun 05, 2019 10:22 pm
Forum: ERE Journals
Topic: Ella's Journal
Replies: 64
Views: 10126

Re: Ella's Journal

I'm not sure what your car's make/model/location are, but $100/mo for car insurance seems high to me. Does the car loan require a certain minimum level of coverage? Contrary to that, $100/mo on food seems low. That's around $3/day, so eating out just once can equal a whole week of food spending. It'...