Search found 659 matches

by Chris
Fri Apr 03, 2020 9:09 pm
Forum: Health Questions
Topic: COVID-19
Replies: 1874
Views: 122550

Re: COVID-19

Regarding letting the virus "just die out", what actually happened with the Spanish Flu, IIRC, was that it mutated into a less lethal form of the virus. That less-lethal strain then dominated, because natural selection favors less-lethal viruses (the hosts who spread the virus more aren't dead). Ove...
by Chris
Fri Mar 27, 2020 9:36 pm
Forum: Health Questions
Topic: COVID-19
Replies: 1874
Views: 122550

Re: COVID-19

Rhode Island cops are pulling over cars with NY plates and requiring quarantine for 14 days if the occupants are staying within RI.
by Chris
Sun Mar 22, 2020 2:23 pm
Forum: Lifestyle Questions
Topic: What are you doing during the confinement ?
Replies: 49
Views: 2974

Re: What are you doing during the confinement ?

OTCW wrote:
Sun Mar 22, 2020 10:53 am
Crossword puzzles. Solving and creating.
Creating anything you'll submit publicly?
by Chris
Mon Mar 16, 2020 1:11 pm
Forum: Money Questions
Topic: Oil crash / breakeven prices
Replies: 4
Views: 1200

Re: Oil crash / breakeven prices

Cost is one thing, but not the only thing. SA has the lowest cost to produce large quantities, but they also rely almost entirely on oil profits to fund their generous government programs. So they need an oil price closer to $85/barrel to balance their budget. Similar situations exist for other OPEC...
by Chris
Fri Feb 21, 2020 12:34 pm
Forum: Money Questions
Topic: Investing for Liquidity
Replies: 18
Views: 1935

Re: Investing for Liquidity

First question would be, how big of an emergency are you planning for? From there, you can allocate your "near cash" into layers:

0. physical cash on-hand
1. ATM-accessible cash in the bank
2. Bank CDs
3. Cash-like investments that settle in < 1 week (what Jacob was describing)
by Chris
Sat Feb 15, 2020 11:56 am
Forum: Transportation Questions
Topic: Car bounces right before stopping
Replies: 11
Views: 2180

Re: Car bounces right before stopping

Could be that the right front strut is wearing earlier than the left one. When you brake, the front of the car naturally dips. If the suspension is uneven between the left and right side, it won't dip and bounce back evenly. You might also notice that, when parked, the gap between the top of the tir...
by Chris
Mon Jan 13, 2020 6:28 am
Forum: Lifestyle Questions
Topic: Setting the table
Replies: 11
Views: 749

Re: Setting the table

I wonder if renting the missing plates 2-3 times a year would be better than buying paper plates? What is the best economical and or ecological solution in your opinion? I actually had a frugal friend who, for her wedding, bought plates at thrift shops instead of renting them. It was the cheaper op...
by Chris
Tue Jan 07, 2020 12:03 pm
Forum: Money Questions
Topic: Cash or card?
Replies: 38
Views: 3644

Re: Cash or card?

you can also get travel points from credit card, but I've honestly always struggled to have high enough spend for that. I think for most people around here (self included) the only feasible way to really reap rewards from travel credit cards is through sign-up promotions, not through daily spend. A...
by Chris
Fri Dec 06, 2019 10:23 am
Forum: Money Questions
Topic: Brokerage Diversification
Replies: 15
Views: 1787

Re: Brokerage Diversification

fiby41 wrote:
Fri Dec 06, 2019 10:08 am
Thanks to the establishment of the Securities Investor Protection Corporation, or SIPC, in 1970, investors are generally assured of recovering their full account values if their brokerage firm becomes insolvent.
...up to $500k.
by Chris
Fri Oct 25, 2019 9:11 am
Forum: Lifestyle Questions
Topic: How do you dry your clothes?
Replies: 23
Views: 2657

Re: How do you dry your clothes?

I use a clothesline indoors. Wrap one end around a doorknob, run the line up to the top door hinge pin, then continue point-to-point around the space, using other door hinge pins or whatever. The other end of the line is wrapped around another doorknob. This spreads out the clothes a lot more than u...
by Chris
Tue Oct 22, 2019 9:03 am
Forum: Politics, and other eternal disagreements
Topic: The dirty secret of capitalism -- and a new way forward [TED talk]
Replies: 20
Views: 2738

Re: The dirty secret of capitalism -- and a new way forward [TED talk]

This was interesting; thanks for sharing. I took some notes as I was watching... Stagnant wages 1. Inflation has been low, meaning that buying power hasn't been eroded as quickly. 2. Wages are earnings per hour; it doesn't account for the rest of compensation. For example, the ACA mandates employer-...
by Chris
Fri Oct 11, 2019 10:22 am
Forum: Lifestyle Questions
Topic: Durable shoes
Replies: 119
Views: 40172

Re: Durable shoes

Anyone tried Thursday Boots? They're selling Goodyear welt boots under $200.
by Chris
Mon Sep 30, 2019 2:44 pm
Forum: ERE Journals
Topic: Will's journal
Replies: 71
Views: 15457

Re: Will's journal

Will wrote:
Fri Sep 27, 2019 2:30 am
Follow-up on the rental purchase:
We decided that we are going to buy the house together with the parents of my GF.
Do you have any concerns about this? Multi-person ownership of a single asset can sometimes get messy.
by Chris
Wed Sep 18, 2019 9:55 am
Forum: Housing Questions
Topic: Minimizing the cost of utilities by area
Replies: 32
Views: 6214

Re: Minimizing the cost of utilities by area

ffj wrote:
Wed Sep 18, 2019 7:08 am
What about Hawaii? It's like 82 F year round in Oahu with a nice breeze.
Yeah, many US islands enjoy little temperature variation year-round. Saipan has the least-fluctuating temperatures in the world.
by Chris
Thu Aug 29, 2019 8:32 am
Forum: Lifestyle Questions
Topic: FreedomPop
Replies: 41
Views: 6381

Re: FreedomPop

Ego wrote:
Thu Aug 29, 2019 3:25 am
I am also going to go with Mintmobile this time around as I will need more data. Do they give you a number or must you port?
When you activate the SIM, they will give you a number.
by Chris
Sun Aug 11, 2019 8:49 am
Forum: Transportation Questions
Topic: Folding Bikes / Trikes
Replies: 28
Views: 5914

Re: Folding Bikes / Trikes

In my folding bike experience, I would say the frame stiffness is decent. The midframe locking mechanisms are usually pretty beefy, and doesn't cause flexing. The problem with most folders is that smaller wheels require the seatpost and steer tube need to be extra long to accommodate the rider. So w...
by Chris
Fri Jul 12, 2019 4:09 am
Forum: ERE Journals
Topic: m741's ERE Journal
Replies: 676
Views: 142429

Re: m741's ERE Journal

I've started compiling a big list of things that each cause me even just a little mental anguish or guilt: using Drano, eating eggs, running water continuously while I do the dishes, drinking 2 red bulls and wasting 2 cans rather than brewing tea with just a compostable bag or reusable strainer, an...
by Chris
Thu Jul 04, 2019 12:01 pm
Forum: ERE Journals
Topic: TheRedHare's Journal
Replies: 63
Views: 12463

Re: TheRedHare's Journal

Wow, that's quite a few changes in the past six months. That's too bad you needed to take on debt for the car purchase, but I assume you'll be saving quite a bit of money in the auto repair department. And the Fit is better on gas than your old ride. What's the commute like to the new job vs. the ol...
by Chris
Sat Jun 29, 2019 12:33 am
Forum: Lifestyle Questions
Topic: Energy usage log
Replies: 140
Views: 50266

Re: Energy usage log

Is 176 kWh per month considered a lot of energy for 2 people in a 450 square foot apartment in NYC? Using myself as a reference, it's a little high. Living solo, no A/C, I don't usually break 100 kWh. When I've had another person, that bumps it up to 130 kWh. Moving heat around is where most of the...
by Chris
Thu Jun 27, 2019 5:40 pm
Forum: Lifestyle Questions
Topic: Good Razors... and making them last?
Replies: 6
Views: 1240

Re: Good Razors... and making them last?

There's the blue jeans stropping method. It doesn't exactly sharpen the blades, but it does keep them aligned, dry, and free of debris.