Early Retirement Extreme Forums

I’m 28-years old, currently live in the Bay Area, California and work in the industrial sector. I didn’t get serious about saving until January 2018, and while I’ve done a fair amount of research I don’t have any notable investments in my portfolio other than cash and an Annuity Fund that was gifted ...

I’ve been working for a small private company for the past 5-years. The owner of the company recently sold the business, and to reward his loyal employees, he funded a 5-Year 3% Guaranteed Annuity for each person.

He told me that I would be receiving an Annuity of $144,000, but that it would be ...