Search found 537 matches

by wolf
Sat May 26, 2018 12:12 pm
Forum: ERE Journals
Topic: Buying my Freedom
Replies: 11
Views: 1497

Re: Buying my Freedom

val_2073 wrote:
Mon Oct 16, 2017 4:11 pm
Goal for the next year: I will redirect most of available funds to pay off House#2 and then acquire House #4 for rental income.
Hi val_2073! How are you in Texas? Already acquired your house #4?
by wolf
Sat May 26, 2018 12:10 pm
Forum: ERE Journals
Topic: Walter's Journal
Replies: 7
Views: 586

Re: Walter's Journal

walter k wrote:
Sun Feb 04, 2018 4:35 am
After spending about 30 hours sorting out my finance spreadsheet, I have finally come up with my dashboard!
Hi walter k! How are you? I looking to see your updated dashboard? How are things in SE Asia, especially Singapore?
by wolf
Sat May 26, 2018 12:09 pm
Forum: ERE Journals
Topic: TravelingTrader´s Journal
Replies: 59
Views: 4972

Re: TravelingTrader´s Journal

Also quit my IT work some time ago as I hated it and will probably never get back. For security reasons I have acquired a German travel health insurance for 59€ a month valid at a max. of five years. That is the reason I am about to build a new business. At some day I have to apply for Spain´s soci...
by wolf
Sat May 26, 2018 12:07 pm
Forum: ERE Journals
Topic: Tom's Quest
Replies: 3
Views: 439

Re: Tom's Quest

Opening up a journal (semi-)publicly is another step though. In a sense it opens up an inner monologue to be a dialog with quite a lot of people (and spectators). I'm pretty sure that I will not put all my thoughts in here but rather use this journal as thread to tie all ERE related topics together...
by wolf
Sat May 26, 2018 12:04 pm
Forum: ERE Journals
Topic: Early Retirement in Helvetia
Replies: 34
Views: 5951

Re: Early Retirement in Helvetia

SalutNounou wrote:
Mon Apr 10, 2017 2:57 pm
April 2017
Yeah! I passed over the 100k threshold, and it keeps holding me motivated.
Hi SalutNounou. A year has passed away since you achieved your 100k milestone. I guess you have achieved another one? How are you? I haven't heard anything from you in a while. Hope you are ok.
by wolf
Sat May 26, 2018 12:00 pm
Forum: Introduce Yourself
Topic: Another Hello from Germany
Replies: 15
Views: 925

Re: Another Hello from Germany

Lenticularis wrote:
Mon Dec 18, 2017 5:40 pm
From an ERE point of view, however, my spending used to be highly inefficient and my "ERE competence" is lacking in several areas.
Hi Lenticularis. "Wie geht's?" Have you improved your ERE competence in some areas? Would be great to hear from you as a fellow German! :)
by wolf
Sat May 26, 2018 11:57 am
Forum: ERE Journals
Topic: frosti85 ERE journal.
Replies: 25
Views: 2359

Re: frosti85 ERE journal.

Frosti85 wrote:
Wed Nov 22, 2017 10:28 am
I decided to do a half-ERE instead of full ERE.
Next month I will start working only 25 hours / week (3 days)
Hi Frosti85. How are you? Are you still working part-time? Looking forward to hear from you. I am interested how things have changed in my neighbor country Austria. Hope you are ok.
by wolf
Sat May 26, 2018 11:54 am
Forum: ERE Journals
Topic: the dude's diary
Replies: 114
Views: 25428

Re: Dec '17 Update

Might decide to move these updates to quarterly now as things have settled down and there aren't many changes happening for me. Hey dude! Are there really no changes happening? Your journal is inspiring and therefore I'm looking forward to an update. How are you? Still tracking expenses per day?
by wolf
Sat May 26, 2018 11:51 am
Forum: ERE Journals
Topic: docx's Journal
Replies: 19
Views: 3586

Re: docx's Journal

Hi docx! How are you? You ok? How is your ERE-journey?
by wolf
Sat May 26, 2018 11:49 am
Forum: ERE Journals
Topic: Cornerman's road to FI
Replies: 34
Views: 7049

Re: Cornerman's road to FI

So for now I am a long way from any part time or full time job. The doctors warned me in advance not to get my hopes up. Most people will never fully recover apparently, but as always in science others say it can be done. One thing which is sure It takes a lot of time and dedication. there are exam...
by wolf
Sat May 26, 2018 11:44 am
Forum: Introduce Yourself
Topic: Learning Lots of Cool Stuff
Replies: 2
Views: 96

Re: Learning Lots of Cool Stuff

Welcome SmartMoves to ERE! There is a lot to learn, always! :-) Have read Jacob's book already? I guess, that you will be surprised how much amount of data and information there is about ERE. I highly recommend reading the book. How did you find out about this forum? Good luck to your journey as well!
by wolf
Sat May 26, 2018 5:50 am
Forum: ERE Book/Blog/Forum
Topic: JLF in Penge & Privatøkonomi
Replies: 5
Views: 218

Re: JLF in Penge & Privatøkonomi

It is in Danish, isn't it? Do you have a link to a online article or is it printed only?
by wolf
Sat May 26, 2018 12:27 am
Forum: Introduce Yourself
Topic: Hi from Hungary
Replies: 2
Views: 88

Re: Hi from Hungary

Welcome pat10!

You have (almost) your whole life in front of you. That is a big advantage. Use it!

Looking forward to read more about your journey.
by wolf
Sat May 26, 2018 12:24 am
Forum: ERE Journals
Topic: PoorButWealthy's Journal
Replies: 11
Views: 1421

Re: PoorButWealthy's Journal

Welcome back PoorButWealthy! It's good to read a new update in your journal. It seems that you are on a really good track to ERE! Wow, I'm impressed by your high net income and your SR! Congratulations to you pay-rise. Did you just change the employer oder did you also move to a higher position/role...
by wolf
Fri May 25, 2018 12:54 pm
Forum: ERE Journals
Topic: Rossox Journal (From France)
Replies: 31
Views: 1835

Re: Rossox Journal (From France)

Thank you for the pictures. It looks like vacation for me. :-) It looks like a beautiful ride, almost relaxing I guess. In addition with your saving calculation there are some synergies, like a web-of-goal (saving, relaxation, scenery, health....) Take care and keep on saving ;-)
by wolf
Fri May 25, 2018 12:48 pm
Forum: Resources & Recommended Reading
Topic: Living on $5,000/year now called "intentional poverty"
Replies: 32
Views: 8163

Re: Living on $5,000/year now called "intentional poverty"

In Germany the poverty line was at 1090 EURO p.month for a single household in 2015. The poverty line is defined with 60 percent of the median income (by this institute). So with the current USD-EURO-exchange it would be 1,271 USD p.month or 15,252 USD p.a., which is quite high IMO. Im Jahr 2015 lag...
by wolf
Fri May 25, 2018 12:42 pm
Forum: Lifestyle Questions
Topic: Negative sentiment in society against living frugally in Germany (Austria, Swiss)
Replies: 8
Views: 707

Re: Negative sentiment in society against living frugally in Germany (Austria, Swiss)

Wie man mit 30 nicht mehr arbeiten muss

another news article on a widely spread media website. The title of the article could be translated with "How you don't have to work by 30". It is about MMM.
by wolf
Thu May 24, 2018 10:35 pm
Forum: Introduce Yourself
Topic: Prognastat's Introduction
Replies: 4
Views: 164

Re: Prognastat's Introduction

Welcome! Nice to meet you too!
You have quite good conditions. You are young, have already a high SR, have something saved and a relationship with a partner who supports you. Great start. What are your goals?
by wolf
Thu May 24, 2018 2:21 pm
Forum: ERE Community
Topic: Looking for Spanish connections in Spain
Replies: 1
Views: 109

Re: Looking for Spanish connections in Spain

Welcome to ERE! Where are you originally from?
by wolf
Thu May 24, 2018 12:03 pm
Forum: Introduce Yourself
Topic: Hello from TN
Replies: 3
Views: 157

Re: Hello from TN

Welcome Desert! Looking forward to read more about your journey. It sounds very interesting. How did you find out about ERE?
by wolf
Mon May 21, 2018 12:08 am
Forum: ERE Journals
Topic: 2Birds1Stones' 12.5 month hustle to freedom!
Replies: 139
Views: 15216

Re: 2Birds1Stones' 12.5 month hustle to freedom!

You don't drive anymore? Or why do you sell it?
I thought about buying a motorcycle lately, but I am afraid of security. There are (many) traffic accidents with motorcycle drivers. But on the other side, it could add a little bit of mobility to my life. How was riding your motorcycle?
by wolf
Sun May 20, 2018 7:53 am
Forum: Introduce Yourself
Topic: Hi From North West United Kingdom
Replies: 3
Views: 156

Re: Hi From North West United Kingdom

The traditional retirement age is also 67 years. It was increased in the last few years. I guess when I will come into the retirement area I will need to work till 72 years or so. I wish you the best in achieving yor goals. Maybe the free years are more worth it than having a few hundred bucks a mon...
by wolf
Sat May 19, 2018 2:07 pm
Forum: Introduce Yourself
Topic: Hi From North West United Kingdom
Replies: 3
Views: 156

Re: Hi From North West United Kingdom

welcome tiberius!
North west of UK, I gotta think...is that the Liverpool-Manchester area? I know the football teams. I hope I remember it correctly? what would be the traditional retirement age for you? I guess retiring in your fifties is way earlier?
by wolf
Sat May 19, 2018 2:28 am
Forum: ERE Journals
Topic: Rossox Journal (From France)
Replies: 31
Views: 1835

Re: Rossox Journal (From France)

sounds great :-) Keep on riding! Two years ago I sold my car and went car-free. Since then I only go to work by bike from March till December. In January and February I use the public transportation system. The distance to work is also about 15km (one-way). I really like to ride my bike to work. Of ...
by wolf
Fri May 18, 2018 2:26 pm
Forum: Transportation Questions
Topic: Walking only
Replies: 9
Views: 2058

Re: Walking only

Congratulations Johnnyboi1337. I do also walk many times. In combination with my bike I find it quite perfect. Well, it depends where you live, where you work and where you can shop groceries etc. But overall, I think if everything is reachable within 15-20km walking and biking is a possible solutio...