Early Retirement Extreme Forums

The issue with therapy, despite the conflict of interests between the therapist and the client (therapists want subconsciously to maximise their profit), is that it assumes there's something broken and in need of fixing. What’s worse, it presupposes that something is broken simply because it deviate...

@Scott 2, I'm not sure why, but this was somewhat hurtful (reinforcing your theory of therapy perhaps). Nevertheless, the internet always seems to speak the truth, and probably many readers share your perspective when reading my posts. Therefore, to protect the last tiny bits of my sanity, I'll refr...

Today was really weird. I went to breakfast with the team at a café 10 minutes from our workplace. On the way back to the office, at one point I was walking alone, leaving the team behind and arrived at my desk before everyone else. I thought they might say something when they arrived, but there was...

Simply sharing my thoughts, without singling out any particular post. I have previously discussed this, but I believe it's crucial to consider retirement years in relation to age. For instance, let's examine the following scenarios (assuming a 5% return): Scenario 1: Saving €10,000 per year for 5 ye...

@Scott 2, @ertyu, There are two options: 1. They grant my request, but the trade-off entails increased responsibility, involvement in office politics, etc. 2. They maintain the current offer. As you're aware, @oku has unconventional preferences and his anarchic behaviour is not valued at corporation...

@ertyu, This is proof of how there is always a way out. In hindsight, it was the right decision to be willing to change, @ertyu. Following your example, I won’t lose hope and will keep rowing until I can jump to another boat. You mention that you feel your stash is not enough to make plans. What wou...

@7w5, even if it hurts, give me truth. @Henry, meditation on the last time I ate jamón ibérico . @Scott 2, maybe not harder, but being more committed. I see managers having more office politics kind of work or maintaining a facade about how much work they have and how many meetings they attend. I do...

May 2024 update: // ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ // Assets // ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Stocks: 42.829,09 EUR Cash: 19.228,86 EUR +----------------------------------+ TOTAL = 62.057,95 EUR +----------------------------------+ // ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ // Liabilities // ~~~~~~~~~...

You are correct, @Scott2. I'll give it a try as an experiment and comment on the results here. My biggest fear is that they might give me what I ask for... Anyway, there's nothing to lose. Let's see. I'll ask for 50k and a fully remote position as an IC. My prediction is that I'll receive a countero...

@Scott 2, Upper management receives approximately €60k/year, middle management around €45k/year, and ICs around €35k/year. However, as an IC, I'm capped at €45k, which they won't offer. I also would want to change teams, project, building, logos, the smell of the toilettes. Oh, and work remotely 100...

Guys. My contract will expire in less than 2 months. Today, they said that they will probably extend it until the end of the year. Afterwards, they want to open a permanent position in the company. They haven’t mentioned anything about salary, so a raise is not guaranteed. As I mentioned in previous...

@comandante, I just wanted to say that I reread your last post several times. It somehow resonated with me after a big argument with my girlfriend last night (following the monthly update when I wrote that I was content with the previous month). I’ll follow with great interest the next chapter of yo...

April 2024 update: // ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ // Assets // ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Stocks: 41.314,29 EUR Cash: 18.894,09 EUR +----------------------------------+ TOTAL = 60.208,38 EUR +----------------------------------+ // ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ // Liabilities // ~~~~~~~...

Why would that happen though? FAANGs are monopolies or almost-monopolies, due to how Internet and software in general works. It’s happening organically. People prefer to stay at home and watch Netflix rather than take the car and go to Walmart to buy a film. This action boosts Netflix and lowers Wa...

Let me explain. I was thinking about the gross margins of FAANG companies – values that were unimaginable in the 90s. I expect in the future to have more of these companies, increasing the average gross margin of the entire S&P 500. For example, since Google was founded, there hasn’t been a sing...

By the way, when zooming out and considering the broader picture, what’s happening with the indexes? The S&P 500 is hitting all-time highs every other day, as are the Euro Stoxx 50 and the Nikkei 225 (reaching 39k points for the first time since 1989). My pessimistic and precautionary mindset do...

$RDDT up 92% since the start of the IPO last Friday. I won't buy anything because it's in bubble mode, but I'm following with great interest. Things I like: 1. People write 'Reddit' at the end of Google searches when they want to see a product review. Google searches for product reviews are dead. 2....

Are there examples in the opposite direction? For instance: Daily running: +9 IQ Weekly running: +6 IQ Monthly running: +3 IQ Also, perhaps someone could elaborate further, but I feel that since I’ve had a smartphone, I forget things more easily, my mind goes blank more frequently, and I feel less s...

What about $RDDT, up by 47.5% in a day with an EPS of -0.57 and revenue growing approximately 30%. I see anonymity as the future of the internet, rather than the decay of the rich life illusion of Instagram. The problem lies again in the monetisation model (mostly ads), and if they can make money in...

Yesterday, I surpassed the net worth of one Tesla Model 3 in investments. For the average person on this forum, it’s peanuts, but that’s 40k EUR that Elon Musk hasn’t managed to steal from my pocket yet. A couple of weeks ago, I saw the Xiaomi car at the Mobile World Congress (MWC). Electric cars ar...