2020

Where are you and where are you going?
Nomad
Posts: 389
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad »

End of April 2021.
Equities look like they are in a bubble, I am selling out of the markets to a large extent but still up for the month.

Pensions (moved stuff about)
a) £42588 (same)
b) £86160
c) £64023
d) £75422
Total = £268193 (+8055 growth)

Savings/Assets £18823 (-1529)

House £104500 (+1500 revaluation)
House Mort £-31981 (+276)
Car £6100 (-100)

Total £365635 (+8202)
Last edited by Nomad on Sat Oct 30, 2021 9:05 am, edited 1 time in total.

Nomad
Posts: 389
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad »

End of May 2021.
Just in a holding position waiting for a correction...

Pensions (moved stuff about)
a) £42588 (same)
b) £76934
c) £76063
d) £72502
Total = £268087 (-106)

Savings/Assets £16833 (-1990)

House £107000 (+2500 revaluation)
House Mort £-31710 (+271)
Car £6000 (-100)

Total £366210 (+575)
Last edited by Nomad on Sat Oct 30, 2021 9:05 am, edited 2 times in total.

User avatar
Alice_AU
Posts: 136
Joined: Fri Aug 09, 2019 2:42 am
Location: Sydney Australia

Re: 2020

Post by Alice_AU »

There is a missing 0 in the house value it seems)...

Nomad
Posts: 389
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad »

@Alice_AU
Yep, thanks.

Nomad
Posts: 389
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad »

End of August 2021 - a three-month gap.

Pensions
a) £42588 (same)
b) £75929
c) £74353
d) £73000
Total = £265870

Savings/Assets £12570

House £110500
House Mort £-30890
Car £6000

Total £364050 (-2160)
Last edited by Nomad on Sat Oct 30, 2021 9:05 am, edited 1 time in total.

Nomad
Posts: 389
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad »

End of September 2021

Pensions
a) £42588 (same)
b) £74192
c) £72097
d) £72000
Total = £260877 (-4993)

Savings/Assets £11575 (-995)

House £111500 (1000)
House Mort £-30617 (273)
Car £6000

Total £359335 (-4715)
Last edited by Nomad on Sat Oct 30, 2021 9:04 am, edited 1 time in total.

Nomad
Posts: 389
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad »

End of October 2021

Pensions
a) £42588 (same)
b) £75621 (+1429)
c) £73371 (+1274)
d) £72866 (+866)
Total = £264446 (+3569)

Savings/Assets £10852(-723)

House £115500 (+4000)
House Mort £-30344 (+273)
Car £6000

Total £366454 (+7119)
Last edited by Nomad on Thu Nov 11, 2021 10:05 am, edited 1 time in total.

Nomad
Posts: 389
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad »

So, I stopped working on 31st March 2020 around the time the pandemic had created losses in the market with a net worth of £324377.
Just over 18 months later, I started looking for a job again, an IT job that is mostly remote working.
Well, I have found a job with a good salary and I am just waiting on references to be checked out etc. before I can have start date.
I anticipate starting in the next 3 or 4 weeks.

radamfi
Posts: 143
Joined: Thu Dec 11, 2014 5:46 pm

Re: 2020

Post by radamfi »

Nomad wrote:
Fri Nov 05, 2021 6:24 am
So, I stopped working on 31st March 2020 around the time the pandemic had created losses in the market with a net worth of £324377.
Just over 18 months later, I started looking for a job again, an IT job that is mostly remote working.
Well, I have found a job with a good salary and I am just waiting on references to be checked out etc. before I can have start date.
I anticipate starting in the next 3 or 4 weeks.
Why are you going back to work?

Nomad
Posts: 389
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad »

@radamfi
I can make quite a lot of money in a short space of time and I think that not a lot will be going on over the Winter.
When the nice weather arrives, I can re-evaluate things...

Nomad
Posts: 389
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad »

Breakdown of investments at the moment.

Cash 102129 (27.6%)
Home Equity 85500 (23.1%)
Gold/Silver ETFs 52903 (14.3%)
Defined Benefit Pension 42588 (11.5%)
UK Inflation Linked Bond 25683 (6.9%)
Gold Miners 12476 (3.4%)
Physical Assets 10000 (2.7%)
UK Homebuilders 9033 (2.4%)
Global Inflation Linked Bond 8574 (2.3%)
Global Passive Trackers 6642 (1.8%)
Copper 5300 (1.4%)
Alibaba 4704 (1.3%)
Crypto 2009 (0.5%)
US Homebuilders 1636 (0.4%)

Nomad
Posts: 389
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad »

End of November 2021

Pensions
a) £42588 (same)
b) £76348 (+727)
c) £72940 (-431)
d) £73970 (+1104)
Total = £265846 (+1400)

Savings/Assets £10025(-827)

House £113500 (-2000)
House Mort £-30000 (+344)
Car £6000

Total £365371 (-1083)

So rate of expense is about -827. Waiting on a start date for the job...
Last edited by Nomad on Tue Jan 04, 2022 3:06 pm, edited 1 time in total.

Nomad
Posts: 389
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad »

End of December 2021

Pensions
a) £42588 (same)
b) £75148 (-1200)
c) £72385 (-555)
d) £72492 (-1478)
Total = £262613 (-3233)

Savings/Assets £8794 (-1231)

House £116500 (+3000)
House Mort £-29725 (-275)
Car £6000

Total £364182 (-1189)
Last edited by Nomad on Tue Jan 04, 2022 10:30 pm, edited 1 time in total.

George the original one
Posts: 5404
Joined: Wed Jul 28, 2010 3:28 am
Location: Wettest corner of Orygun

Re: 2020

Post by George the original one »

Nomad wrote:
Tue Jan 04, 2022 3:05 pm
End of December 2021

Pensions
a) £42588 (same)
b) £75148 (-1200)
c) £72385 (-555)
d) £72492 (-1478)
Total = £262613 (+3233)
Is the sign reversed on this Total?

Nomad
Posts: 389
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad »

Oops, fixed. Thank you.

Nomad
Posts: 389
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad »

End of January 2022

Pensions
a) £42588 (same)
b) £74245 (-903)
c) £69844 (-2541)
d) £72064 (-428)
e) £2351 (+2352)
Total = £261093 (-1520)

Savings/Assets £10084 (-1290)

House £117000 (+500)
House Mort £-29449 (-276)
Car £6000

Total £364728 (+546)

Nomad
Posts: 389
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad »

Just numbers near end Feb 2022

Pensions
a) £43525 (+937)
b) £77093 (+2848)
c) £70530 (+686)
d) £71521 (-543)
e) £2351
Total = £265020 (+3928)

Savings/Assets £9143 (-941)

House £116500 (-500)
House Mort £-29174 (-275)
Car £8350 (+2350 revalued)

Total £369839 (+5112) is my new highest ever.

Nomad
Posts: 389
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad »

End of Feb compared to end of Jan 22.

Pensions
a) £43525 (+937)
b) £77455 (+3210)
c) £69073 (-771)
d) £71200 (-864)
e) £4505 (+2154)
Total = £265758 (+4666)

Savings/Assets £11361 (+1277)

House £116500 (-500)
House Mort £-29174 (+275)
Car £8350 (+2350 revalued)

Total £372795 (+8068)

Nomad
Posts: 389
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad »

I unretired at the start of January. I got an IT job again and the pay is very nice as for the previous 20 months I had been 'economically inactive' and not spending much money. It is possible I will have accumulated £400k by July/August and that sounds like enough for me to retire again and quite possibly make it permanent this time.

Nomad
Posts: 389
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad »

More boring numbers for approximate end of the financial year.

End of March compared to end of Feb.

Pensions
a) £43525
b) £80403 (+2948)
c) £69249 (+176)
d) £71092 (-108)
e) £7981 (+3476)
Total = £272250 (+6492)

Savings/Assets £10931 (-430)

House £119000 (2500)
House Mort £-28899 (+275)
Car £8350

Total £381632 (+8837)

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