Re: Smashter's Great Adventure
Posted: Fri Aug 28, 2020 11:32 am
Finances
318k USD combined assets in golden butterfly
168k mortgage debt at 3% 30 year loan
60% savings rate so far this year (spending ~$4500/month)
Life
DW and I have decided we are going to change things up, job-wise, once we either get to 400k in assets or reach the end of 2021, whichever comes first.
At this rate 400k assets will come a lot sooner, but you never know how the market will go.
Now we just have to figure out what “change things up” means.
Sabbatical and we come back to our jobs if possible? Try to pull an @AxelHeyst and see if we can do our jobs for just a few hours a week plus keep our healthcare? Take a break and figure out a more sustainable semi-ere lifestyle once we decompress?
The major wildcard is that we still want to have a kid and we’ve started exploring infertility treatments. My wife realized her insurance has amazing coverage for everything up to and including IVF if it got that far. (NY state insurance for the win) So we’re starting some initial testing just to see what’s up, as we are too otherwise very healthy people in their early 30s who should be able to procreate.
We both feel like one of us should keep a cushy tech job if there was a pregnancy. And I’d feel a lot of responsibility to shoulder that burden. And maybe it’d give me a renewed “why?” and extra energy?
I am chugging along at work. They like me and I have a lot of leverage because I’m the only person doing what I do. So my schedule is usually very manageable, and I make my own hours.
But kind of like AE was saying in a recent journal post, I am well past the point of realizing this is not a career I want to do for much longer.
I have had two jobs that I loved (pro basketball player & TV writers assistant). It took very little willpower to do those jobs because I was so excited by the work. This twitter thread really got me thinking about how to get back to that state:
https://twitter.com/reasonisfun/status/ ... 9415211009
The TLDR is that we need to spend time figuring out how to be “unconflicted about what we want to do.” Once you resolve that conflict you go full speed ahead, not wondering “what if.” Of course it's not necessarily an easy thing to do, I just like the framing and I've been enjoying pondering what would make my heart sing again.
318k USD combined assets in golden butterfly
168k mortgage debt at 3% 30 year loan
60% savings rate so far this year (spending ~$4500/month)
Life
DW and I have decided we are going to change things up, job-wise, once we either get to 400k in assets or reach the end of 2021, whichever comes first.
At this rate 400k assets will come a lot sooner, but you never know how the market will go.
Now we just have to figure out what “change things up” means.
Sabbatical and we come back to our jobs if possible? Try to pull an @AxelHeyst and see if we can do our jobs for just a few hours a week plus keep our healthcare? Take a break and figure out a more sustainable semi-ere lifestyle once we decompress?
The major wildcard is that we still want to have a kid and we’ve started exploring infertility treatments. My wife realized her insurance has amazing coverage for everything up to and including IVF if it got that far. (NY state insurance for the win) So we’re starting some initial testing just to see what’s up, as we are too otherwise very healthy people in their early 30s who should be able to procreate.
We both feel like one of us should keep a cushy tech job if there was a pregnancy. And I’d feel a lot of responsibility to shoulder that burden. And maybe it’d give me a renewed “why?” and extra energy?
I am chugging along at work. They like me and I have a lot of leverage because I’m the only person doing what I do. So my schedule is usually very manageable, and I make my own hours.
But kind of like AE was saying in a recent journal post, I am well past the point of realizing this is not a career I want to do for much longer.
I have had two jobs that I loved (pro basketball player & TV writers assistant). It took very little willpower to do those jobs because I was so excited by the work. This twitter thread really got me thinking about how to get back to that state:
https://twitter.com/reasonisfun/status/ ... 9415211009
The TLDR is that we need to spend time figuring out how to be “unconflicted about what we want to do.” Once you resolve that conflict you go full speed ahead, not wondering “what if.” Of course it's not necessarily an easy thing to do, I just like the framing and I've been enjoying pondering what would make my heart sing again.