Portfolio Charts

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BRUTE
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Re: Portfolio Charts

Post by BRUTE » Sun Feb 04, 2018 3:39 am

jennypenny wrote:
Sat Feb 03, 2018 5:04 pm
they had some ground to make up but not a lot of time
how much time? in a 5-10 year time frame, RoI does not matter too much (within bounds, of course). something pretty conservative + high savings rate is probably much more important than tweaking the potential returns of anything in the portfolio.

Mister Imperceptible
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Re: Portfolio Charts

Post by Mister Imperceptible » Sun Feb 04, 2018 9:57 am

Maybe an early accumulator who doesn’t believe in cryptos long-term puts a little bit into the crypto roulette wheel to try and hack the accumulation game.

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Smashter
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Re: Portfolio Charts

Post by Smashter » Fri Mar 09, 2018 2:08 pm

Tyler9000 wrote:
Fri Aug 18, 2017 7:50 am
Any special requests?
Here's something minor I thought of that would add a cherry to the already incredible Portfolio Charts sundae:

It would be cool to be able to build a custom asset allocation and then see it across all the different calculators at once. You already do this for the portfolios that are pre-loaded in the "portfolios" section, and it's great. But if you're building your own, you have to re-enter the percentages each time you switch calculators.

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Tyler9000
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Re: Portfolio Charts

Post by Tyler9000 » Fri Mar 09, 2018 3:34 pm

Smashter wrote:
Fri Mar 09, 2018 2:08 pm
It would be cool to be able to build a custom asset allocation and then see it across all the different calculators at once.
Thanks for the suggestion. As often as I hear that request, sooner or later I'm gonna have to take the hint and make it happen. :)

Douglas
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Re: Portfolio Charts

Post by Douglas » Sat Mar 10, 2018 2:49 pm

I am a big fan of the site. Thanks!

slsdly
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Re: Portfolio Charts

Post by slsdly » Fri Mar 16, 2018 5:19 pm

My #1 request would be the ability to add a % drag to each investment type, to account for fees and taxes (and cynicism ;)).

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Smashter
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Re: Portfolio Charts

Post by Smashter » Wed May 16, 2018 12:18 pm

@Tyler, I see you updated the interface for entering in asset allocations. I like it!

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Tyler9000
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Re: Portfolio Charts

Post by Tyler9000 » Wed May 16, 2018 1:37 pm

Thanks!

Beyond the interface update there's also a ton of new data. European investors may be especially interested in the full assortments of World and European indices, so be sure to check it out.

https://portfoliocharts.com/2018/05/10/ ... than-ever/

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Seppia
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Re: Portfolio Charts

Post by Seppia » Wed May 16, 2018 2:34 pm

Awesome.
Thanks Tyler

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BRUTE
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Re: Portfolio Charts

Post by BRUTE » Wed May 16, 2018 8:31 pm

lol nice drop shadow :)

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Tyler9000
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Re: Portfolio Charts

Post by Tyler9000 » Wed May 16, 2018 9:48 pm

Maybe I can add some nice embossed Win95 buttons in the next update. ;)

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BRUTE
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Re: Portfolio Charts

Post by BRUTE » Thu May 17, 2018 1:40 am

and just reversing the shadows makes the buttons look clicked... mind blown!

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jennypenny
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Re: Portfolio Charts

Post by jennypenny » Thu May 17, 2018 7:42 am

Just FYI ... some of the calculators are taking 20+ seconds to load on my mac. It's not a big deal, but maybe a Patience, Obi-Wan notice on each page would preempt complaints?

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Tyler9000
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Re: Portfolio Charts

Post by Tyler9000 » Thu May 17, 2018 9:05 am

Hmm... it's working fine for me. I know MS OneDrive occasionally has regional server issues, so maybe give it a little time to sort itself out. There shouldn't be anything new in there that would account for slower performance on its own.

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jennypenny
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Re: Portfolio Charts

Post by jennypenny » Thu May 17, 2018 9:12 am

Haha, so I'm the one who needs the patience reminder. :oops: As you said, maybe it's just coincidence that my neck of the interwoods happens to be slow the day I'm trying out the new interface. I'll let you know if it doesn't improve in a week or two.

Looks good, though. :)

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BRUTE
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Re: Portfolio Charts

Post by BRUTE » Thu May 17, 2018 3:28 pm

it takes ~5-10 seconds to load a calculator for brute, but it always has taken some time.

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Re: Portfolio Charts

Post by jacob » Thu May 17, 2018 3:35 pm

"Please step away from the monitor and wait while the system is calibrating local spacetime curvature..."

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jennypenny
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Re: Portfolio Charts

Post by jennypenny » Fri May 18, 2018 6:24 am

Yeah, PC is loading very quickly this morning so it was definitely me yesterday. Sorry for doubting the technical capabilities of the all-powerful T9000. ;)

ThisDinosaur
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Re: Portfolio Charts

Post by ThisDinosaur » Fri May 18, 2018 8:05 am

Am I mistaken, or did the old version have an option for REITs/real estate outside the US?

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Tyler9000
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Re: Portfolio Charts

Post by Tyler9000 » Fri May 18, 2018 10:45 am

They were always US REITs, and the calculator simply translated the numbers to local returns just like it does now. The new label just makes it more clear to avoid any confusion. That said, a good global REIT fund is also dominated by US holdings so the numbers will be reasonably accurate for that as well.

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BRUTE
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Re: Portfolio Charts

Post by BRUTE » Sat May 19, 2018 3:04 pm

how about a way to select average/median outcomes instead of the worst outcomes for the SWR calculations?
right now the calculator seems to use (as far as brute understands) the absolute worst run for any given portfolio to calculate the SWRs. this seems to favor very conservative/pessimistic portfolios heavy in gold and cash. brute would love to pick something else - clearly also not the best case, but maybe average or median make sense?

jacob
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Re: Portfolio Charts

Post by jacob » Sat May 19, 2018 3:31 pm

That would be quite easy to create. You merely have to input your acceptable failure rate(*). Firecalc does this, already, as an output. SWR is of course defined for 0% failures.

(*) Or code it so you generate a graph of WR vs failure rate. Those could be plotted too. The shape of various portfolio curves might be interesting/enlightening to look at.

liberty
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Re: Portfolio Charts

Post by liberty » Sat May 19, 2018 6:21 pm

Another suggestion: possibility to select specific sectors. Or just an option for "Non-cyclical stocks" that includes health care and consumer staples?

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Tyler9000
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Re: Portfolio Charts

Post by Tyler9000 » Sat May 19, 2018 6:23 pm

@ Brute & Jacob -- I'm really careful about presenting information that I think could be misinterpreted by over-eager investors, and there's some nuance to how sampling methods can skew the results with something like this. I'll have to think it through to make sure the output communicates the right message, but I really like the idea.

In the meantime, you can play with this indirectly using the Portfolio Growth calculator. Negative numbers in the contribution field count as an inflation-adjusted withdrawal. When the lowest line hits zero for a certain timeframe that's the SWR, and when it ends on the original portfolio value that's the PWR. So you can adjust the withdrawals and watch how the distribution of outcomes moves around.

@ Liberty -- I know Fama French does have some of that data, but I'll have to educate myself on the different sector fund definitions before I can realistically apply it. Sounds like a good project.

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BRUTE
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Re: Portfolio Charts

Post by BRUTE » Sat May 19, 2018 10:12 pm

Tyler9000 wrote:
Sat May 19, 2018 6:23 pm
In the meantime, you can play with this indirectly using the Portfolio Growth calculator.
that's how brute got to this. he was seeing similar (5.5%ish) SWRs for two completely different portfolios, one of which was 75% hedge, and the other 100% volatile equity. it makes sense that the worst cases are similar, but in the growth calculator, the equity portfolio tended to trend much, much higher in average (and obviously good) cases.

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