Re: Lemon's Journal
Posted: Fri May 21, 2021 2:25 am
Well it has been a while.
Training is now almost over - really just waiting on my membership exam results - not all that worried. That means being done with training and so having to actually apply for jobs. Resulting in immediate panic of 'oh god I am unemployed from August' and 'Oh god I hate CV writing and job applications'. Which is something I last felt at the end of the foundation training scheme. It is as completely unfounded now as it was then - even more so. But I really don't feel comfortable without that job lined up - even though GPs are in acute shortage.
Would be part time only 2 days a week which would result in a pay cut of 20k but for 3 days back a week worth it. Or possibly 2.5 days with a 10k cut. Given I would only see half that in income drop due to taxes. Plus with funding to take up either a MSc or PGDip which if I value equally to pay cuts that to only a few k for only 2 days work. It is also local and so commutable by bike and so importantly does not require a car. Plus I know half the colleagues form previous jobs and they are a fun lot. So lots of pluses if I get offered it but I worry am I missing out by taking the first offer. Not the worst problem to have but certainly something to think about.
Given I last month I hit and SWR of 4.6% I am basically there in terms of FIRE. Mentally wouldn't be ready for it from a place of security. But more than that I like what I do and I couldn't do it outside of working as a doctor. So working out how to do more of the aspects I like about GP and probably a bit of a portfolio of different jobs and roles it likely to be the goal. The previously mentioned 2 days a week job would give a base for developing that. I think my problem is going to be picking what to do and what that then means excluding. Currently would like to and in a bit of minor surgery and urgent care/minor injuries. The issues is all the fun simple stuff is more and more being taken over by paramedics and Nurse practitioners because they can be trained to do it and are much cheaper. But it leaves GPs dealing with the more complex difficult cases which while I enjoy I prefer a mix with less cerebral work (yes minor surgery/suturing wounds or setting bones is far less taxing than the day job - to me at least). I mean I could just offer to work at a similar pay grade given I don't need the money. That would then require pretty firm line drawing of saying no when asked to do things only a GP could deal with because I wouldn't be getting the pay consummate with that work. I have had to do this before in other jobs and it always creates a bit of friction.
Expenses are going up this year due to moving flat - this mainly to keep partner happy so he can have a dedicated workspace now he is WFH. Same location so any move to more rural climbs is on hold for now - we will see. But this is just as well as this relaxation of COVID has resulted in more of a community forming locally and helping to develop and become more integrated is something I want to do.
Fitness regime going well. The investment in a personal trainer well worth it. Given I plan to continue working looking at other aspects of life which can be invested for financial or otherwise payoff is I think something I have been neglecting and should potentially look at.
Training is now almost over - really just waiting on my membership exam results - not all that worried. That means being done with training and so having to actually apply for jobs. Resulting in immediate panic of 'oh god I am unemployed from August' and 'Oh god I hate CV writing and job applications'. Which is something I last felt at the end of the foundation training scheme. It is as completely unfounded now as it was then - even more so. But I really don't feel comfortable without that job lined up - even though GPs are in acute shortage.
Would be part time only 2 days a week which would result in a pay cut of 20k but for 3 days back a week worth it. Or possibly 2.5 days with a 10k cut. Given I would only see half that in income drop due to taxes. Plus with funding to take up either a MSc or PGDip which if I value equally to pay cuts that to only a few k for only 2 days work. It is also local and so commutable by bike and so importantly does not require a car. Plus I know half the colleagues form previous jobs and they are a fun lot. So lots of pluses if I get offered it but I worry am I missing out by taking the first offer. Not the worst problem to have but certainly something to think about.
Given I last month I hit and SWR of 4.6% I am basically there in terms of FIRE. Mentally wouldn't be ready for it from a place of security. But more than that I like what I do and I couldn't do it outside of working as a doctor. So working out how to do more of the aspects I like about GP and probably a bit of a portfolio of different jobs and roles it likely to be the goal. The previously mentioned 2 days a week job would give a base for developing that. I think my problem is going to be picking what to do and what that then means excluding. Currently would like to and in a bit of minor surgery and urgent care/minor injuries. The issues is all the fun simple stuff is more and more being taken over by paramedics and Nurse practitioners because they can be trained to do it and are much cheaper. But it leaves GPs dealing with the more complex difficult cases which while I enjoy I prefer a mix with less cerebral work (yes minor surgery/suturing wounds or setting bones is far less taxing than the day job - to me at least). I mean I could just offer to work at a similar pay grade given I don't need the money. That would then require pretty firm line drawing of saying no when asked to do things only a GP could deal with because I wouldn't be getting the pay consummate with that work. I have had to do this before in other jobs and it always creates a bit of friction.
Expenses are going up this year due to moving flat - this mainly to keep partner happy so he can have a dedicated workspace now he is WFH. Same location so any move to more rural climbs is on hold for now - we will see. But this is just as well as this relaxation of COVID has resulted in more of a community forming locally and helping to develop and become more integrated is something I want to do.
Fitness regime going well. The investment in a personal trainer well worth it. Given I plan to continue working looking at other aspects of life which can be invested for financial or otherwise payoff is I think something I have been neglecting and should potentially look at.