Re: C40's Journal
Posted: Sun Jul 08, 2018 6:41 pm
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https://forum.earlyretirementextreme.com/viewtopic.php?t=1344
Your friend is delusional if she thinks a man isn't going to want HER to take care of HIM (at least so says my late 50s female friend/colleague who recently remarried and regales me with tales of her marriage).
You can also take whats called "prep"now which prevents you getting HIV. I think HIV is going to die out into extinction in western countries at some point because of prep, so much caution towards using condoms and because as long as people know that have HIV they can take medicine to make themselves very unlikely to pass on any infection. But then there are other STDs to think about if your not using condoms. I think hepatitis is meant to be particularly nasty.slowtraveler wrote: ↑Sun Jul 08, 2018 5:25 amStd testing is more than 99% effective in many cases. Condoms are just under 95% effective in the best cases. They don't protect against many stds including but not limited to hsv 1, hsv 2, molluscum contagiosum, hpv, lice, and syphilis. I've known people who've gotten HIV*, Chlamydia, and pregnant (different individuals for each situation) while using condoms.
Oraquick can also be taken with you anywhere if you can't wait a week but it only covers HIV.
*Condom broke in HIV case.
Haha I was thinking exactly the same thing.slowtraveler wrote: ↑Sun Jul 08, 2018 1:21 amOnly in the ERE forums is somebody living in a van on under 10k/yr seen as seeking comfort.
If we convert our van after the last kid goes to college, I'd love for you to do the conversion.C40 wrote: ↑Wed Aug 01, 2018 8:42 pmAs I go, I’ve been considering if I’d want to try doing van conversions for money. It’d be an option if/when I have a house where I could do the work. The more I do, the quicker they’d get. A lot of the time spent is figuring out how to do it, and is cutting pieces to size. Nearly all that time could be eliminated by only working on one van type and by saving templates.
Is this because the individual stocks have a higher yield than the stocks in the index funds or for some other reason? I am still trying to decide between a dividend index fund and individual dividend stocks.I have a lot of dividend-focused index funds in my Traditional IRA, and I want to convert most/all of those to individual stocks. That will get me another bump in income.
Mainly higher yields. The index funds contain a lot of stocks with both low yields AND low growth rates. I do buy fairly low yields every now and then but it's only companies that look like they will make big dividend increases soon.Gilberto de Piento wrote: ↑Thu Aug 16, 2018 11:09 amIs this because the individual stocks have a higher yield than the stocks in the index funds or for some other reason? I am still trying to decide between a dividend index fund and individual dividend stocks.