Early Retirement Extreme Forums

Carlos, how have you quantified your investments, by market price, intrinsic value, present value using a discounted cash flow method, something else?
EDITed for grammar

@Steve - I use the same logic as given for an emergency fund. Often people say one should have 6 months of expenses saved for emergencies.
In my case I have $X in cash/CD's divided by my yearly spend = 3 years, for example. Stock/bonds are at today's value.
I saved 65% last year (after tax) and this year am targeting 69% so the cash piles up quickly. As Jacob has explained if you want a 4% withdrawal rate you need 25 years of expenses saved (33 years for a 3% rate).
Not sure if I'll actually stop working once I reach my goal but at least I'll be "my own man" so to speak

Mine isn't an allocation in the traditional sense of the word... I'm a day-trader. When my money isn't in some stock (which lasts mere hours, with me watching it like a hawk to hit the "Sell" button at the first sign of trouble), it's in liquid, cash-like former on my broker's site - until the next trade, that is. It's easy, simple and convenient: if I ever need money, I just submit a wire request and voila! - it ends up in my bank account within two days.

After trading over the Summer, here is my familial nest egg allocation:
Cash: 5%

Short-term bonds: 27%

Reit: 12%

Equities 56%

Total: 100%
Equities:

Individual stocks: 70%

S&P 500 Index: 20%

Small-Cap Index: 10%

In the last month I increased my equities from 25% to 80%. The rest is cash. A big part of that jump is precious metals miners (I didn't have any before).
I am not really investing in equities, rather in commodities through equities.

100% equities
25% S&P 500 Index

25% Top 60 TSX Index
50% Dividend Stocks

Currently,
100% in 4% rewards checking account
Still in an intensive accumulation phase. Just wrote an IPS this week, planning to implement around the New Year.