Early Retirement Extreme Forums

End of April 2021.
Equities look like they are in a bubble, I am selling out of the markets to a large extent but still up for the month.

Pensions (moved stuff about)
a) £42588 (same)
b) £86160
c) £64023
d) £75422
Total = £268193 (+8055 growth)

Savings/Assets £18823 (-1529)

House £104500 (+1500 revaluation)
House Mort £-31981 (+276)
Car £6100 (-100)

Total £365635 (+8202)

End of May 2021.
Just in a holding position waiting for a correction...

Pensions (moved stuff about)
a) £42588 (same)
b) £76934
c) £76063
d) £72502
Total = £268087 (-106)

Savings/Assets £16833 (-1990)

House £107000 (+2500 revaluation)
House Mort £-31710 (+271)
Car £6000 (-100)

Total £366210 (+575)

There is a missing 0 in the house value it seems)...

@Alice_AU
Yep, thanks.

End of August 2021 - a three-month gap.

Pensions
a) £42588 (same)
b) £75929
c) £74353
d) £73000
Total = £265870

Savings/Assets £12570

House £110500
House Mort £-30890
Car £6000

Total £364050 (-2160)

End of September 2021

Pensions
a) £42588 (same)
b) £74192
c) £72097
d) £72000
Total = £260877 (-4993)

Savings/Assets £11575 (-995)

House £111500 (1000)
House Mort £-30617 (273)
Car £6000

Total £359335 (-4715)

End of October 2021

Pensions
a) £42588 (same)
b) £75621 (+1429)
c) £73371 (+1274)
d) £72866 (+866)
Total = £264446 (+3569)

Savings/Assets £10852(-723)

House £115500 (+4000)
House Mort £-30344 (+273)
Car £6000

Total £366454 (+7119)

So, I stopped working on 31st March 2020 around the time the pandemic had created losses in the market with a net worth of £324377.
Just over 18 months later, I started looking for a job again, an IT job that is mostly remote working.
Well, I have found a job with a good salary and I am just waiting on references to be checked out etc. before I can have start date.
I anticipate starting in the next 3 or 4 weeks.

Nomad wrote: ↑

Fri Nov 05, 2021 6:24 am

So, I stopped working on 31st March 2020 around the time the pandemic had created losses in the market with a net worth of £324377.
Just over 18 months later, I started looking for a job again, an IT job that is mostly remote working.
Well, I have found a job with a good salary and I am just waiting on references to be checked out etc. before I can have start date.
I anticipate starting in the next 3 or 4 weeks.

Why are you going back to work?

@radamfi
I can make quite a lot of money in a short space of time and I think that not a lot will be going on over the Winter.
When the nice weather arrives, I can re-evaluate things...

Breakdown of investments at the moment.

Cash 102129 (27.6%)
Home Equity 85500 (23.1%)
Gold/Silver ETFs 52903 (14.3%)
Defined Benefit Pension 42588 (11.5%)
UK Inflation Linked Bond 25683 (6.9%)
Gold Miners 12476 (3.4%)
Physical Assets 10000 (2.7%)
UK Homebuilders 9033 (2.4%)
Global Inflation Linked Bond 8574 (2.3%)
Global Passive Trackers 6642 (1.8%)
Copper 5300 (1.4%)
Alibaba 4704 (1.3%)
Crypto 2009 (0.5%)
US Homebuilders 1636 (0.4%)

End of November 2021

Pensions
a) £42588 (same)
b) £76348 (+727)
c) £72940 (-431)
d) £73970 (+1104)
Total = £265846 (+1400)

Savings/Assets £10025(-827)

House £113500 (-2000)
House Mort £-30000 (+344)
Car £6000

Total £365371 (-1083)

So rate of expense is about -827. Waiting on a start date for the job...

End of December 2021

Pensions
a) £42588 (same)
b) £75148 (-1200)
c) £72385 (-555)
d) £72492 (-1478)
Total = £262613 (-3233)

Savings/Assets £8794 (-1231)

House £116500 (+3000)
House Mort £-29725 (-275)
Car £6000

Total £364182 (-1189)

Nomad wrote: ↑

Tue Jan 04, 2022 3:05 pm

End of December 2021

Pensions
a) £42588 (same)
b) £75148 (-1200)
c) £72385 (-555)
d) £72492 (-1478)
Total = £262613 (+3233)

Is the sign reversed on this Total?

Oops, fixed. Thank you.

End of January 2022

Pensions
a) £42588 (same)
b) £74245 (-903)
c) £69844 (-2541)
d) £72064 (-428)
e) £2351 (+2352)
Total = £261093 (-1520)

Savings/Assets £10084 (-1290)

House £117000 (+500)
House Mort £-29449 (-276)
Car £6000

Total £364728 (+546)

Just numbers near end Feb 2022

Pensions
a) £43525 (+937)
b) £77093 (+2848)
c) £70530 (+686)
d) £71521 (-543)
e) £2351
Total = £265020 (+3928)

Savings/Assets £9143 (-941)

House £116500 (-500)
House Mort £-29174 (-275)
Car £8350 (+2350 revalued)

Total £369839 (+5112) is my new highest ever.

End of Feb compared to end of Jan 22.

Pensions
a) £43525 (+937)
b) £77455 (+3210)
c) £69073 (-771)
d) £71200 (-864)
e) £4505 (+2154)
Total = £265758 (+4666)

Savings/Assets £11361 (+1277)

House £116500 (-500)
House Mort £-29174 (+275)
Car £8350 (+2350 revalued)

Total £372795 (+8068)

I unretired at the start of January. I got an IT job again and the pay is very nice as for the previous 20 months I had been 'economically inactive' and not spending much money. It is possible I will have accumulated £400k by July/August and that sounds like enough for me to retire again and quite possibly make it permanent this time.

More boring numbers for approximate end of the financial year.

End of March compared to end of Feb.

Pensions
a) £43525
b) £80403 (+2948)
c) £69249 (+176)
d) £71092 (-108)
e) £7981 (+3476)
Total = £272250 (+6492)

Savings/Assets £10931 (-430)

House £119000 (2500)
House Mort £-28899 (+275)
Car £8350

Total £381632 (+8837)