Hi, I'm a 31yr old male from PA. I'm maybe 6 months away from what I call retirement. I've been working since I was 15, and am purchasing a small business and a house FINALLY!!! So technically I'll be retired because I will make enough off of my business to pay a manager and an accountant, and still won't have to work. My accountant has my "play" money set aside each month and pays my bills.