Douchebags - erm - Marlenes Journal

Where are you and where are you going?
Marlene
Posts: 150
Joined: Wed Aug 03, 2011 10:01 pm

Post by Marlene »

@riparian & tac: You two saved my day - thank you! Now I can have various warm meals for really cheap and without a stove. Also great for canoeing, very nice!
I imagine that cutting e.g. vegatables into very small pieces would make them cookable like this too. Great! And if I added too much water it´s a soup - I love soup!


RecoveringConsumer
Posts: 32
Joined: Wed Jun 13, 2012 6:46 am

Post by RecoveringConsumer »

For breakfasts - dry cereal, muffins or bagels and instant coffee/tea bags are easy to pack - eggs can be soft-boiled in a thermos or poached.
Dried fruit packs easily, makes a nice "desert"; likewise for dried peas and corn ( makes a good snack). Peanut butter and nuts can provide protein.
In other words - 2 meals a day made of easy to pack food, one meal for social aspects and filling nutritional needs


Marlene
Posts: 150
Joined: Wed Aug 03, 2011 10:01 pm

Post by Marlene »

@RecoveringConsumer: Hey thanks! And also thanks for the great reply in the sewing skill = good idea thread! I have a much clearer picture now.


Marlene
Posts: 150
Joined: Wed Aug 03, 2011 10:01 pm

Post by Marlene »

June

So back from an amazing course. Cooked with my thermos twice (peas don´t cook too well), ordered a large pizza & ate the rest the next day and ate out twice.
So goalwise:

- still have to look at the pictures

- bike still needs fixing
Done:

- will go to (a) next workshop

- gotten people to share the ride
It´s interesting to note that usually this time of year I don´t have that much money set aside - and it´s kinda scary: I know this is the starting point of my pile of retirement-gold but I catch myself thinking things like this: an armour set for kendo is 300 € - I can afford that - or: Now I´ve almost got 3 courses set aside, I´m good in the moneys!
And my thought-process should run something like: A wow - I have only such a little pile of money that it would yield only 30 € being invested in a safe thing.
Intersting - I think this is another shift in thinking that I need to undertake. And until that get´s done I just have to remove that money from my direct grasp, I think.
On that note: spoke to the other not-to-bank-related money-person, who jotted down my intention and what kind of money I can set aside and will run it by his colleagues for his offer. My next step would be to figure out what my questions are for the first person.
And I´d like to practice way more of Feldenkrais - so I´d like to get more free time to do that. Have to run it by SO of course and if I do that, then my savings-rate will plummet. The step after that would of course be: cheaper flat, otherwise that pile of retirement will be in more problems than it is now!
Another thing: somehow I still seem to incur debt with friends - the last three months it´s almost always something around 80€ - what is this I wonder? Me not being able to say no as soon as I see something beautiful? Me not being patient? What? Will set goal!
So July goals:

- fix bike

- look at pictures for bodywork

- talk to SO about reducing hours

- find a way to get my spending tracking working (how hard can that be?!)

- put everything except food, gas, water, supplies for bike-repair on an at least 72-hour wishlist to reduce the 80 € per month debt

- find the frugal solution to get to the Aikido workshop

- post first results of tracking spending end of july


Marlene
Posts: 150
Joined: Wed Aug 03, 2011 10:01 pm

Post by Marlene »

So the saddle of my bike is stable again, still have to change front tyre and check what´s up with the gears.
Today I made an excel-sheet to track my spending in lieu with a paper-version for day-to-day expenses. Will figure out how I want to present it here. As addmitted earlier I´m no good with maths, so it would actually be a neat learning experience for me if I posted them in percentages.
Meanwhile...

My head still goes: oh wow, I got almost two month living expenses set aside - what will I do with this money?
Well, find a good way to invest, maybe?! Remember that money is kind of a magic matter.


SideSteptheRatRace
Posts: 20
Joined: Mon Jun 04, 2012 6:30 pm
Contact:

Post by SideSteptheRatRace »

"money is kind of a magic matter"
Ha! I love it.


Marlene
Posts: 150
Joined: Wed Aug 03, 2011 10:01 pm

Post by Marlene »

Well, so there is this savings account where the percentage goes to that I´m setting aside - and it´s one that only gives out statements twice a year. Me being not quite disciplined with numbers I saw yesterdays statement with amazement: it had 4 month on living expenses on it - not two! Wohoo.
Funnily enough with this number my head has come around too - it goes like: we need to hold this, how can this be accopmlished!
@Sidetheptheratrace

Hehe, I got that idea from a person who is ERE without ever having a great pile of money. She did it with working as a cleaner and writing a lot of books on magic and the like, which still sell. And that´s quite cool in my eyes.
I might imagine my money as a kind of mana-pool which with I could conjour things I want - Magic the Gathering Game-like ;-) This would also furnish my head with an analogy that would work for me: do I want a new scarf or more magic power?
Bikenews:

The gear-shifter apparently only had one screw in front loose - and now it appears to work again. I say "appear", because I wonder how that screw came unscrewed in the first place? And I think I have to make aquaintance with the chainwheel (back spocket? - learning new words here) and associates at the back of my bike to figure that out. I wonder if the steel cord is too long as grease from that rubs off on the frame.
Oh yes, and I learned yesterday, that there is a kind of gadget that protects french valves from being bent while inflating tyres - it would have cost 1€. I paid appr. 30€ for two inner- and outer tubes. Oh well, at least they are new and I hope they will hold out longer.


Marlene
Posts: 150
Joined: Wed Aug 03, 2011 10:01 pm

Post by Marlene »

Just read the "Original Message" thread and was inspired by one comment that setting aside 30% meant no hardship.

That had me playing with my calculator (again). 30% would mean an increase of setting aside money by 6% - doable? Maybe - but maybe I should go for this greater challenges, which would bring me more onto my bike or change how I spend my time. Hm.
Bike

whilst wiping down my bike after a tour through the rain I found that one associates of the rear sproket has a r+ on its screw. My SO assures me that somewhere in there is also a r- screw, which does something to how the cain is distributed along the blades. So between now and when I scraped together enough time and courage I´ll fiddle around with these to find out if the biggest blade of the back sprocket can be used again. By the way - I know Jacob has somewhere a link to a platform that shows everything bike related - I´ll probably should visit that beforehand.
Accounting

...or what I think that entails: my tracking system is working so far and I´m happy for it. Still have to figure the percentage out - I´m tempted to just post the original numbers, but if anybody uses the link to ERE-Blog or forum I might be in for some embarassing encounters ;-)
And the next step in my "Accounting" should be that I add a sort of table that shows me my expenditures and savings per month - the first question of this post would then answer itself. (I´m taking one obvious step after the next you see - rolling eyes smiling).
Don´t know how to express the following properly - but I´ll try: I still think that my thought-world is not quite into the E of RE - and somehow I think, if I keep pushing into the right direction maybe that thougt-world will come around and be changed unwittingly.

Like the principle: What you contemplate you imitate. I wonder nay hope that it´s possible to imitate towards proficiency. Hopefully I don´t end up as a cheapskate.


Hoplite
Posts: 489
Joined: Sat Dec 04, 2010 1:03 am

Post by Hoplite »

@Marlene, I'm commenting here in response to your comment in another thread:
I´m curious because I wonder if they can complete each other or stand in the way of each other. I wonder because I´ve in a situation where I have two things that I would really like to to (Feldenkrais and Art) and wonder if they are in the way of each other and would appreciate hearing from others.
I know of a woman, through one of her students, who has lived the combination you mention, art and Feldenkrais. Her house is practically an art studio, with exercise classes conducted in the space. I don't believe that either activity provides a large income, but would supplement some type of semi-ERE.
Rather than compete, the activities seem to complement each other very well; the art being somewhat solitary and the classes more social. As an outsider, I notice that Feldenkrais seems to attract some really nice people who become more friends than classmates, and the exercises are gentle enough that you won't have to abandon them as you get older. So, the combination may not solve the money problem (but you knew that), but it can work well enough to yield a good life :)


Marlene
Posts: 150
Joined: Wed Aug 03, 2011 10:01 pm

Post by Marlene »

@Hoplite: Ah, thank you very much for this reply! That´s great to hear. I hadn´t thought about them being complementary to each other.
Yes, Feldenkrais can be done to a high age - my current teacher, Mia Segal, is in her 80ies and still get´s on the floor to move people. Altough it can be hard work too - even if that seems to be a contradiction.
Yielding a good life: that´s what (we all?) I´m after. And I´m very glad to hear that my two "vices" don´t need to be in conflict. Thanks again!


Marlene
Posts: 150
Joined: Wed Aug 03, 2011 10:01 pm

Post by Marlene »

Juli/ August

Well, first try of the numbers for JUNE, all Euros:
Costs

rent - 430 + 24 electricity = 454

life-insurance - 70,3

donation - 10

bank-account fees - 26

website - 12

sport appr. - 35

Telefone - 43,55

Transport - 162,44

groceries 84,18

books - 15

lessons Feldenkrais - 60

travel hotel - 168

Stamps - 8

Gifts - 22,57

Cleaning - 10
Money saved

account - 35

Invest fond - 30

saving- account - 321

another account - 40
Money earned

Wage - 1545

playing taxi - 110

Dividend - 48

selling things - 10,25
Money earned: 1713,26

Money spent: 1658,14 (inkluding savings)
Savings that month - 416
So housing is too expensive - but that´s what I knew already - future posts will show, that my Feldenkrais-courses are too expensive. But if you find other things to comment on please do, looking forward to it.
So in july I´ve gotten a tax refund, that got almost exclusively added to the savings account, which reads 5k at the moment. 2,5k are for next years courses and car-insurance, but still a nice amount for my doing at this time of year.
Ayurveda Products:

Gotten the paperwork started and already ordered and sold a few products to a friend (whom I´ve gotten the idea from) now writing a bill and getting the money.
Some products (like 8 pieces) are in store if he and another person will order seconds of the same. Next step will be to find out other natural professionals to sell these products to.
Feldenkrais:

Gotten a new client - still a friend of a friend, but one who knows a lot of people and is enthusiast after the first lesson.
For time-saving I will re-use an old flyer, so she can spread that. Probably on a "I´ll visit and teach at peoples homes"-base. Looking forward to the experience.
Afterthought: well, actually - as long as I don´t get ads in a newspaper the new clients will always be friends of friends. So this shouldn´t be my yardstick - only the difference between paying and non-paying clients should be the difference, of course. Some things really are too obvious...
Bike

Last week I biked two times to work and now have 328 km biked to work this year, with 16 km to a round trip.
Nothing much else happened financewise - I added another 4 Euros to my fixed saving. Still unsure if I rather should take the day per week off or sock the 20% away. It probably should be the latter, so that I´ll have a broader base to stand on, but I´d really like the time. Uncluttered two things by getting a donation for them, will probably sell two bigger things next week.
Hm, I´ll see how that Ayurveda-thing will turn out and how far I can get with the time I´m having now with Feldenkrais - if these two could sustain the 20% loss, then I´m good. I like the selling part and I´m a fan of giving Feldenkrais-lessons. So very probably semi-re is the thing for me. Just have to figure out when to ask for the day per week off.
Afterthought II: Asking for the day off - easiest yardstick: when the Ayurveda and Feldenkrais on average compensate for the 20% loss in wage, I think. Average of half a year, maybe?
Annoying:

Some goals still have seen no improvement: pictures and further bike work. Will start with the bike - buying the front outer tube, as soon as the person pays his Ayurveda-bills. And I still have to get my flat more sorted.
Supernice:

Went to an Aikido-course last week, which was very great (awesome), a bit over half of the participants were black-belts and we did Zazen and Stock-fight drills on top of two usual Aikido-units per day. I like Zazen so much that I do it everyday now. The first time I did it at my SO place he was a bit puzzled because I entered into Zazen without telling him clearly what I was doing - it was a bit funny.


Marlene
Posts: 150
Joined: Wed Aug 03, 2011 10:01 pm

Post by Marlene »

Can I say yay? Today I fixed my bike (the front tyre gave out last week) and next week it´s back to delicious bikeriding to work. If I alter the speed - read: go slower - I might even be able to break my "only 2 times per week" pattern without offending my body. And even unwinding while to going to/from work.
Ayurveda

I set up my bills in open office so that it calculats the endprice by itself.

Last week I had to get some money back from my savings account because one big Ayurveda-bill was slow in being paid - so from next month onward there will be a buffer in the account for that kind of thing until I set up the dedicated bank account for the shop.
I´m telling everybody I meet that now I´m selling Ayurveda Products. Apparently coffee is bad for you from an ayurvedic point of view - but there is an ayurvedic alternative. How convenient, no?
Also I will be byuing some of my (christmas) presents at the company - because some things I know already and find them delicious and know some of my friends are going to like them. And it´s also a bit of promoation even if it´s a long shot.
Different practical things occur: if I want to be able to offer quite low prices I´d need to bulk-buy - so that might lead to orders being delayed. If this is treated by the customer as a kind of alternative medicine speed would be of essence - if it´s kind of a wellness-luxury, then it doesn´t have to be there that fast. But bulk-buying means lots of customers, which I have to generate first. So at first it will be order on demand (plus my christmas gifst) then we will see. That is probably also the reason why in my youth I always had to wait for my ordered book more than 4 weeks.
Feldenkrais

Well, yesterday I made a flyer for the enthusiastic client and now I have to add a pricelist. That list will include a per-session price and a several-times-package-price, which will be a bit lower. I cannot seem to get hold of the person that would make a professional flyer - so homemade it is for now. Another client is getting appointmenst - she is getting very low prices because she works for the company that gave me the time to do the courses.
Ohterwise

I sold some stuff through the internet and through work - nothing spectacular.
My SO stated this week that he is probably going to go to another country at the start of next year, so now that things start to look up on the Feldenkrais-front I have to consider moving. I knew this all along, but somehow I still don´t change track easily. So I will start to inform myself what work-options will look like over there and what kind of legislation I have to take care of etc.


Marlene
Posts: 150
Joined: Wed Aug 03, 2011 10:01 pm

Post by Marlene »

Exusitis-venting
currently my exusitis runs like this:
- if I take on a roommate, my relationship to SO will deteriorate, because we are not longer "alone" when he is there. I don´t want to jeopardize our relationship.
- if I go by bike to everywhere, it takes too much time - time that I need to take care of my becoming more orderly and especially for fostering my Feldenkrais-work
- if I go by bike to everywhere - I´m not fit enough for this and will be ill, which I don´t want to be
- if I go by bike to everywhere - I need a faster bike - which is a nonono according to prices (and how not able I am to fix such a piece of machine)
- if I want to reduce my work to 80% I will not be able to save much - I could get a roommate to compensate - see above
- at work I´m not good at doing the work I´m supposed to do, it is really annoying (the work and the inability) - I wonder if one day extra off will help? See above
- If I´m not better off with one day off, then what? I´m a working-looser. How am I allowed to complain when everybody else around here works way more than me (I work 40 hours).
So - I´ll never be ERE, even though I know the principles.
The good part - I don´t have debt, I´m setting money aside, I´m productive (Feldenkrais, Ayurveda-products selling, reuse/recycle old things to make something nice new), I buy second hand, SO is sometimes even more into frugality than I am.
Somehow I will be getting my hand on an Alexander sword for this knot, so that it´ll work out fine for me and SO


Marlene
Posts: 150
Joined: Wed Aug 03, 2011 10:01 pm

Post by Marlene »

Bigato, Toska - thanks for the reply! 182cm - wow I´ve got no excuses left! The highest over here would be something around 50 cm or so. And up until now I have around 394 km on my bike for this year.
The bike is a 30 year old with a 5-gear (without the middle-bar and in stylish silver) that I´ve gotten for free and seeing that the country over here is quite flat and with bike friendly streets all that needs doing is me getting fitter. I´m serious - only whyning a lot. Have to stop that.
Thanks again for the tipps also!


riparian
Posts: 650
Joined: Tue Oct 25, 2011 4:00 am

Post by riparian »

- Would it help to frame the biking as self care? Maybe make it a routine to just bike to one place a day for starts. It's an investment in your physical and mental health forever.
- If your partner's on board, I'm sure you could come up with adaptations to maintain and strengthen your relationship with a roomate. You could even look for a roomate who works opposite schedule of you two.
- Try to develop a sense of humor about work. It'll develop character and you'll give less energy to it.


Marlene
Posts: 150
Joined: Wed Aug 03, 2011 10:01 pm

Post by Marlene »

@Riparian: Excellent suggestion about work and humor - it feels like a NLP-approach (NLP = Neuro-Linguistic-Programming) I´ll have that in mind tomorrow.
Biking as self care: very probably. I have a nice way to bike so I´ll increase biking to work as much as possible. Biking back is indeed very relaxing if I´m alone - almost like a biking vacation (zen on bike)

And find out how ill indeed I´m going to be if I bike like 3-4 times. Maybe it´s just a headshow. Will report back.
Roommate - well - SO said that in appr. 2 weeks (probably 4) it´ll be clearer where we´re heading. Once that is clear I might be able to point out that the living-situation over here is a transition thing anyway and thus some inconvenience can be tolerated - we´ll see. SO relishes his privacy (which probably a lot here can understand)
Note to self:

- read: http://www.amazon.com/Just-Case-Self-Su ... 603420355/

- Find out where I posted my Test-results on not being INTJ and plonk them here.


Marlene
Posts: 150
Joined: Wed Aug 03, 2011 10:01 pm

Post by Marlene »

Since Jacob added the sitemap I´m happily browsing the content of the blog (happily disregarding that I should post my numbers -ahem)
Today the following from this blogpiece stuk with me:
"Adaptability is the greatest human asset (no it’s not your net worth like you’re some kind of squirrel hoarding nuts in a tree)."
To me it was as if the whole blog/book was boiled down to ONE sentence. I felt that I should sit still in awe - and that is exactly NOT what that blogpost was aiming at.
So, I decided for the upcoming party to at least bake the bread myself, and maybe look into making lemonade myself. Maybe even Applejuice, but that might be a bit too much of work? Maybe freeze it - then it´s already cool on the day and I can prepare it up front.
Estimating time:

yesterday I baked two 500gr breads in one go (costs ingredients ca: 1,88 Euro due to fancy flour)- which ended up being double-sized french breads - one of them was almost enough for ca. 7 people for soup.

Excluding baking time (which can be used for something different) preparation and cleaning up (dishwasher) was maybe 45 Mintues?
I could probably do 4 in one go? Why not 6? Depending on how many baking sheets I have - there is place for 2 such breads per sheet. So maybe count on 2.5 hours, including doing something fancy like splitting one dough in three parts and braiding some of them? So if I would go royally on the bread and make 12 of them I´d need ca. 5 hours. Aha, so it´s either fresh bread or fresh apple-juice, not both.
Another thing would be Lemonade: pieces of Apple, lemon, brown sugar and maybe mint? If it´s going to be cold add cinnamom instead of mint - that sounds nice - letting it sit overnight (maybe with pre-boiled water for healthiness). Have to borrow rumpots to prepare a large enough amount.
Thanks for letting me think out loud.


Meliora
Posts: 22
Joined: Tue Aug 21, 2012 2:50 pm

Post by Meliora »

Nice going, Marlene. I really enjoy reading about the little DIY-'streak' you're on!
As for drinks: I also tend to add ice cubes in funny shapes (hearts, stars, what-not). They can add another fancy/ funny touch to one's drink in a very simple and easy way.

And for lemonade/ flavored water, here's a nice site with some tips and tricks: http://www.theyummylife.com/Flavored_Water


Marlene
Posts: 150
Joined: Wed Aug 03, 2011 10:01 pm

Post by Marlene »

Hi Meliora - great inspiration, thanks!


Marlene
Posts: 150
Joined: Wed Aug 03, 2011 10:01 pm

Post by Marlene »

Update:
So, because I wanted to participate in a course that specializes in Feldenkrais with Rollers and couldn´t do it timewise I divided the coursefee by 12 and added that amount to the money I set aside. So it´s at least a pay as you go approach and not dipping into savings.
So now I´m setting aside 404 Euros - still meager but compared to what I set aside last year a more than 50% increase. Not sure if that is a sustainable amount for the life I´m leading now. Last month and this month I had unusual expenses (travel and sightseeing) which led to me pulling out 75% of the monthly rate from the savings-account. But most of it will be/is already refunded, as I paid for hotel & guided tour for all participants in advance.
Ayurveda

Still have to fill in the taxpapers, which should be ok, once I got my business-account opened.
Last month I made 8 Euros, mainly because the natural health professional gave a little talk for me to understand Ayurveda a bit including other people.
Otherwise I have approx. 620 Euro worth of teas, herbs and oil and a colleague of mine is already interested in one of the teas. I´m a bit nervous about this, because 500 Euros is my limit of what I´d like to pay in advance (aka invest). But the natural-health professional is confident that it will turn over.
Interesting thing: As an Ayurveda-Merchant I already have two people interested that are not so wise with their money. I find it mildly conflicting that I´m into ERE and selling products that could be counted as luxuries/preventive medicine to them, instead of say - the ERE-book. Well since I don´t push those things on them I might as well be comfortable with it.
Further I´d like to test one of the herbs for cooking and I think I´ll invite some colleagues over just as with other supper-cookings. Otherwise I find the herbs too precious to open "just for me". So not a Tupperware-party, but an Ayurveda-party ;-)
Now, how do I set up a Feldenkrais-party?!
Feldenkrais

Another colleague got 2 lessons as a birthday-gift and last week was the first lesson - she liked it. We have the second lesson this week.

We´ll see if she will order subsequent lessons, I think not, because she is saving money but we will see.
Maybe this is a good strategy: giving two lessons as birthday gifts: people are getting a reminder that I´m offering Feldenkrais and maybe find it so good that they take more lessons. I´ll also get more experience. And it´s a present that will not cost me more money - although I might be seen as stingy.
The other client is still enthusiast and Feldenkrais still can do a lot for her - she even found out for herself that the shoulder-lesson was good for her feet. Good for her!
Numbers:

Well, number-fail. Probably no-one is surprised. I wouldn´t be if I see how long and meandering my journal is. Shame on me, will perstists in exercising to do them.
Party:

Baked two cakes and made a pumpkin-soup instead of bread. The bread got bought by one of the guests, as it was a bring-food-along-party. Succumed to buying American Softdrinks plus water, beer & juices. Selfmade things just need more commitment/time. I think the whole party cost me a bit more than 200 € most of which is tied up in still to be consumed drinks. And I had a little classic concert by young musicians that are not yet famous (though good) - they asked for cake as pay, but that´s something my rural upbrought me found unacceptable - 10€ per person it was.
Work:

Liked Riparian suggestion, combined with this article I think I´m beginning to change: people who get distracted at work, put their soul through a pencil sharpener on top of how the work situation is like.
Goals

Bike to work (2x per week)

Numbers (getting in order)

Pictures (seeing)

Clean up (continue)

continue the good work (leaving the money where it is)


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