I work as a software developer in the West Midlands of the UK; I live with my partner, who is very much involved in this process with me: our goal currently is to save as much as we can to give us more freedom of choice in the future; I am uncertain FIRE would suit us; we are both happy to work somewhat (neither of us hate our jobs), but would value reduced hours and zero debt. I would like to think we could save enough to buy a house outright, and thus need work only to sustain ourselves. That said, I would appreciate other's opinions on this goal.
- Current total capital: £36,813
- Current savings rate: 40% (I have only recently begun tracking this again, so this may change a fair bit initially)
- Our only debt is a mortgage, which we took out April last year
- My interests are: systems design (incl. software), gardening and permaculture, cycling, reading
My motivation for starting a journal was to hold myself better accountable; since moving into our house last year, our monitoring of expenses has become increasingly lax. We haven't regressed to ultra-consumers, but we are not thinking of creative ways to solve our problems any longer, and going to the market instead. My intention is that a log like this will help keep us on course better.
So, greetings to you all; wish you all the best on your own journeys,
Avalok