That's one question. One I haven't seen you address. The important question within your question is "what is a fair price?" Answering either will decrease your anxiety about the others.So the important question is, where are the productive assets at a fair price?
If you have reservations about assets that others have bid up beyond your comfort level, find something that hasn't been bid up. If you are looking in retail financial products, that seems to be a well gleaned field, perhaps a wider search will be necessary for you to find something you are comfortable with.
If you are comfortable being an outlier, perhaps this is your competitive advantage.