classical_Liberal wrote: ↑
Sun Feb 03, 2019 7:29 pm
Awesome! Tell them to comment. There are so few nurses who opt for ERE lifestyle, I'd love to hear from another.
Will do, he just started reading this site and a few journals I recommended after a few conversations we had regarding ER, I'll definitely encourage joining the forums!
Speaking of which, I've been reminded why I started posting here after CL's question regarding housing! DG and I rekindled our investigation into RV/mobile home living and found a number of locations less than 2 miles from work for her. She works about 40 minutes from where we live currently in a oceanfront town we'd both love to live in. Our current location is 10 miles from the ocean and has no hiking trails within 10 miles, as these are our two favorite activities it's growing ever more apparent that we're really living here for the sole reason it's close to my workplace! There is a train station less than 2 miles from the prospective locations which stops off 200 yards from my work. It would be a 90 minute ride roundtrip which I'd probably do 4x week for 1-2 years while still in the heavy accumulation phase before dropping back to 2x week for the lighter accumulation phase/semi-ere.
We've lived with roommates before and feel as though it really reduced the intimacy of our relationship/relaxation of quiet days at home so that's not being entertained.
With the RV park living our housing cost would be essentially halved as our current rent is $1650+utilities and spaces w/utilities included appear to go for $800-1000. Long term we would like to live in a tiny home so it's likely we'll skip the cheap RV bare-bones approach and simply buy a tiny home we plan to live in for the next 20+ years.
This should permanently reduce living expenses and pending laws on tiny homes/accessory dwelling units in our area open up the potential of sub $200/month housing I'd earlier identified as a goal. Options would be to live in the tiny home on a property with an existing structure we rent out or to purchase an AG zoned parcel with a small hobby orchard/farm that allows for "agricultural laborer housing" which skirts a number of the regulations regarding RV dwelling on private property.
Even should we only do it for 2-3 years while she finishes getting out of student loan debt and accumulating an initial 50-75k to get her on the track to ER; the depreciation of tiny homes makes them a better option for us than an RV and the savings vs renting an equivalent apt would support the idea even considering opportunity cost of not investing the tiny house fund in the market for the same period of time.
On the other hand I also have a client who has hinted at offering an exchange of training he and his wife for the guest house they're currently building. He's one of my favorite clients/a great individual I trust and enjoy working with but I'm hesitant to blur the line between client and landlord. Perhaps this hesitation will dissipate, time will tell, it's a non-factor for the next year anyway!
Our lease ends in May, I'd like to extend it 6 months so that I can put away another year+ of living expenses and be at 2 x annual expenses (more than that once housing cost reduced).
A bit rambling, perhaps too much coffee, perhaps too much excitement at what seems like an exceptional number of possibilities. Very excited for DG to be out of debt so we can have even further expanded options, she's 1 year away, 6 months ahead of schedule! As always, thank you for reading.