This post of you resonates very well with me, especially the thing with the low WR and the point of full FI. I sometimes wonder if it's only in our heads, but then I remember also that it's really hard money. The topic (semi-ERE, lowest WR as possible, Full FI) has many layers. And it is influenced by habits, biases, emotional/personal issues, etc. which makes it (more) difficult to change the status quo, although there would be advantages.classical_Liberal wrote: ↑Tue Nov 27, 2018 1:24 amThe bottom line is that I constantly oscillate between: a) c_L you have a tolerable job that pays six figures, man the fuck up and do it for three more years and get to real FI. and b) c_L you have saved more money is the last 3 years than you even thought possible in a lifetime, why the fuck are you doing something that isn't bringing you joy, man the fuck up, quit and find a series of lifestyle gig's that do.
Semi-ERE/my current OMY attitude is supposed to be a compromise between these two contradictory voices.
No matter how low my WR gets, I'll always still have concerns if financial capital is my only source of income/means of supporting self. So what's the point of full FI? (this is also why I'm ERE and not MMM) OTOH, I'm primed as a money saving machine at the moment. Trying to get back to this point at another time, in a different situation, would take quite a bit of effort. So why not stay on the bus when it's ever-so-tediously heading to the place I want to be?
Like Jin+Guice wrote, I tend to develop in that kind of thinking. Maybe that's another insight along the journey of ERE and through life generally.