Alright Dearies~~~, we're in business!
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PRE-MOVE CONCERNS
College: I finish my last class on April 25th and graduate in late May, <3 months from now. Hello, capital accumulation phase with an interesting job.
Relationships: sh!t has gone to hell in a hand basket real fast. I might update later; I don't even know how I'm still getting my academic work done.
Vision Training: it's been put off to the side.
Citizenship: I got my US passport and can now vote. Yay.
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JOB OFFER AND NEGOTIATION
Career: I am currently deciding/negotiating between a job as an analyst/financial planner at a HNW mostly passive financial advisery/hedge fund and still waiting to hear back from a mostly active investing firm as an Investment Associate. Here are the stats for the analyst/financial planner gig:
Start Date and Hours: Mid-July 2017, 9-6 M-F
Base Salary: 56K starting in Mid-July 2017, with a salary review on Jan 2018
Profit Sharing Unit: 4 units ($4K) starting in mid-July 2017 and delivered after 2 years
Bonus: Office wide, I can be part of the bonus for Dec 2018, but not for the one for Dec 2017
Relocation Stipend/Sign-On: Haven't asked for one yet, but I will
Commitment: 3 years
Background Check: Required
Healthcare: @ $185/mo w/ the Office giving $550/yr, as far as I understood; offers disability, life, and optional vision and/or dental
Gym: Free
Holidays: Federal
Sick time: 3 sick days/yr
Vacation: after 2-3 months, begin accumulating 2 wks/yr of vacation, with one additional day off per year
Birthdays: Celebrated at the office (that's nice of them)
Deferred Compensation: Simple IRA after 2 years, on 2019 Jan, w/ 2% match in April 2019
Commuter Benefits: free shuttle service from train station to Office and back (maybe I can find an apartment by the train station)
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POST-MOVE CONCERNS
Possessions: same as last time: I'm still working on selling my bikes for a touring bike, sewing a ton of ultra light-weight Ray Way gear, and getting some misc. items like a standing desk adapter or nice drapes. The pressure is now on to really sell all this stuff and get the nice reliable touring commuter. I'm not sure if getting a professional looking yet inexpensive used car might be good considering the biz caz requirement. I'll see.
Vanabode: yeah, I'll wait until post-accum. due to cold, though I could see camping out in the company parking lot in business casual. : )
Housing: Doing preliminary research on room options in the new city. I've found many rooms at $400/mo, so it's looking good. If I can bike it or free-shuttle it, that'll let me save even more.
Taxes: My biggest expense concern atm. I won't have the Simple IRA until 2 years and the income taxes are in a high-tax city in NY. Gah.
Food: There seem to be many ethnic markets or non-whole foods like markets in the area. Good.
Culture: haven't done much research into the place the job is located yet culture-wise. Hopefully I can find a climate justice, kink/poly, or other alternative communities, otherwise I might get lonely. NY city is a half to hour long train ride though.
Orthognathia and Jaw Surgery: I'll investigate the many orthodontists in the new area and the firm's dental/health insurance for coverage, so I'll likely begin the process this June or July. Sadly, the recovery for double jaw surgery (yes it's medically required, I got multiple opinions) is 4-6 weeks. This will occur sometime late into my first year with the firm, so I'm not sure how I'll figure this out in terms of time off and communication with the Office.
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MONETARY PROGRESS
Net Worth: 48K