Another great month - in fact this was a record low for expenses for us. We saved 90% of our income.
Life is just chugging along right now with nothing spectacular going on. Work has been exceptionally busy, but it makes the days go fast. I'm working from home 2 time weekly now.
We spent only 73 on food this month. We have been concentrating on eating what's in our freezer/cubboards that we stored from the garden. So we bought very little. We also haven't eaten out in a long time.
We're starting seeds now - onions, peppers and celery. We're also thinking of starting some peas and spinach in the garden because its been so warm. I'd say about half of the garden is covered in woodchips at this point. We are also finally getting lots of eggs again after getting nothing for 3 months.
I also changed my 401k deposits to 23% so I'll max it out for the year. In December I'll need to change the % so I don't go over.
I've also finally started working on re-finishing the floor in our bedroom, so we had some small renovation expenses.
Total Spend - $585.05
Renovation Spend - $66.35
Normal Spend - $518.70
Total Savings - $5,501.20 ; 90%
Total FAI - $4,028.83 (+255.37)
Time to Bills Only - 6 Months (-1)
Time to Bills & Food - 20 Months (-1)
Time to TTM Expenses - 42 Months (-4)
TTM Expenses - $13882.23(-729.41)
Our TTM dropped sharply this month and contributed to a 4 month gain in our time to having our expenses covered by investments.
We are up to just over 8 years of expenses saved at this point and a SWR of 12.36%