2020

Where are you and where are you going?
Gilberto de Piento
Posts: 1278
Joined: Tue Nov 12, 2013 10:23 pm

Re: 2020

Post by Gilberto de Piento » Fri May 31, 2019 9:37 am

Entertainment
275.00 Cash – unaccounted!?
I will paraphrase something C40 told me a long time ago. Cash is not spending. In your case this category is something like 25% of your spending. Figure out what is going on there.

Nomad
Posts: 150
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad » Fri May 31, 2019 12:59 pm

Gilberto de Piento wrote:
Fri May 31, 2019 9:37 am
I will paraphrase something C40 told me a long time ago. Cash is not spending. In your case this category is something like 25% of your spending. Figure out what is going on there.
Yep, I realise there is something to work on here, but that is partly the reason to note it.
Atleast £90 was beers bought at a festival that only accepted cash.
Let's see how next month goes :)

Nomad
Posts: 150
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad » Thu Jun 06, 2019 8:33 am

Here are my funds for the next few months.
Numbers in brackets are todays prices.

Global (25%)
Fundsmith Equity 25% (440.97)

Asia (25%)
First State Greater China Growth 10% (910.27)
Lindsell Train Japanese Equity 10% (272.89)
Fidelity India Focus 5% (274.4)

Real Estate/Infrastructure (25%)
Fidelity Global Property 15% (200.3)
First State Global Listed Infrastructure 10% (310.55)

Europe (15%)
LF Lindsell Train UK Equity 10% (186.59)
Jupiter European 5% (2597.56)

Gold (10%)
Xtrackers Physical Gold ETC 10% (10266.39)
Last edited by Nomad on Tue Jun 18, 2019 5:17 pm, edited 1 time in total.

Nomad
Posts: 150
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad » Sat Jun 15, 2019 2:51 pm

Stock markets seem to be going crazy at the moment - in a good way.

Pensions
a) £36815 (same)
b) £87286 (up 1866 all growth)
c) £53486 (up 3314, 1132 of which growth)
Pensions total = £177587 (up £5180)

House £95000 (same)

Savings plus stuff £9931 (up 431)
Car £8400 (down £100 depreciation).

Totals
Net = £290918 (up £5511)

Nomad
Posts: 150
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad » Wed Jun 19, 2019 6:18 pm

Finances seem to be on track, I'm now starting to get back into diet and exercise. I normally have a pretty good diet but I'm starting to incorporate intermittent fasting and to be honest - I feel pretty awesome. This is an extreme IF regime one meal a day in the evening.
I'm considering adding nutritional supplements into the mix and will be doing more reading on that.
Exercise wise, I'd missed the gym pretty much every day for 18 months but I've started off again and it is hard work...

Nomad
Posts: 150
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad » Sat Jun 22, 2019 8:49 am

I have had an update of my defined benefit pension (pension A).
So for a truthful comparison to this month, here last months number rejigged.
22 May 2019
a) £41000 (up 4815 from the outdated figure)
b) £85420
c) £50172
Pensions total = £176592

House £95000

Savings/stuff £9500
Car £8500

Total
Net = £289592
Last edited by Nomad on Sat Jun 22, 2019 9:04 am, edited 2 times in total.

Nomad
Posts: 150
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad » Sat Jun 22, 2019 9:01 am

22 June 2019
a) £41000 (updated)
b) £88727 (up 3307 of which 80 investment and 3227 growth. Yes 3.7% in one month)
c) £4168 ( 50000 transferred to pension - d, down 46004, 2975 invested, 1021 growth)
d) £50208 ( 50000 transferred, 100 invested )
Pensions total = £184103

House £95000

Savings/stuff £10178 (up 678)
Car £8400

Total
Net = £297681 (up 8089 - this has been my best month yet)

Nomad
Posts: 150
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad » Sun Jun 30, 2019 6:53 am

end of month numbers 30th June 2019
a) £41000 (updated)
b) £88175
c) £4734
d) £49714
Pensions total = £183623

House £95000

Savings/stuff £10842
Car £8400

Total £297865

Nomad
Posts: 150
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: 2020

Post by Nomad » Sun Jul 14, 2019 1:06 pm

Mid-month numbers 14th July 2019. A fortnight since the last figures.

Pensions
a) £41000
b) £90322 ( up 2147, all of which growth )
c) £6150 ( up 1416 of which 73 growth, 1343 contribution )
d) £51187 ( up 1473, all of which growth )
Pensions total = £188659 ( up 5036 )

House £95000

Savings/stuff £10318 ( down 524 )
Car £8350 ( down 50 depreciation )

Total £302327 ( up 4462 )

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