Mae's Musings

Where are you and where are you going?
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Mae
Posts: 36
Joined: Wed Dec 27, 2017 3:44 am
Location: Western Europe

Re: Mae's Musings

Post by Mae » Mon Jun 04, 2018 1:06 pm

Sabaka wrote:
Sat Jun 02, 2018 10:03 am
Expanding on what is written above, an interesting aspect of pursuing FIRE in the U.K is that as a country we're almost a blend of the United States and Western Europe. So we have some areas where our system more represents the European side of things (free healthcare, etc) and others where we are more like the U.S (tax-free investment pots, etc). Overall it produces a system which I think is one of the most suited to FIRE in the world, so no complaining from me :lol:
cheap healthcare* in my case.

I truly wish more things were tax-free here, but I must also add that I feel relatively protected from sudden high costs in this system.

Also: no student debt because education is so cheap.
Sabaka wrote:
Sat Jun 02, 2018 10:03 am
Welcome Mae :) I'd be interested to know how you go about your vegan lifestyle whilst pursuing FIRE? I only ask because I recently started eating pretty much full vegan, and I've noticed that a vegan diet can either be very expensive (if you use lots of speciality items) or very cheap (if you don't).

Congratulations on the savings rate!
Sure & thank you.

Things I stopped doing: buying processed vegan food (faux cheeses, burgers, yoghurt, etcetera), going to vegan restaurants
Things I started doing: eat lentils, beans and chickpeas for protein, buy staple food in bulk whenever possible, recently started a garden, cook large meals and reheat on different days, bring my own snacks (often a piece of fruit and nuts)

Sidenotes: I was vegan before I started pursuing FI. FrugalPatat and I plan our meals, weekly. Supplementing vitamin B12 is a must. (You might as well supplement vitamin D if you're at it.) I recommend Veg1: https://www.vegansociety.com/shop/veg-1-supplements

I hope you persist in your going vegan. It is good for yourself, the planet and the animals.

...

Seriously,

join the dark side.

...

We have (vegan, homemade, ultra cheap ingredient) cookies.

User avatar
Mae
Posts: 36
Joined: Wed Dec 27, 2017 3:44 am
Location: Western Europe

Re: Mae's Musings

Post by Mae » Sat Jun 09, 2018 6:11 am

Asset allocation

Without FrugalPatat's apartment and something-comparable-to-401(k), our combined asset allocation is more or less:
  • 43,5% ETFs
  • 41,5% cash and savings
  • 15% pension funds
Apartment garden

I have been harvesting strawberries and should be growing more arugula but I feel like it isn't worthwile due to the lack of space. Looking into a more interesting setup.

Other

I seem to not be able to work on little projects during the weekend, mainly because of the time spent volunteering and working out. I don't mind working out, but I feel like I am not growing enough anymore as a volunteer. (Increasingly poor ROI.) Thinking about scaling it back, but don't want to disappoint some of the other volunteers who have also become my friends.

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