Re: Lemur Journal!
Posted: Thu Oct 29, 2020 9:17 am
October 29, 2020
Investments:
Invested - $289,000
Cash Savings - $7,900
Total - $296,900
Financial - Down $5k since last month. Thought it was worse then that seeing all the red on the market lately. I post occasionally in the investments trade log, but I stuck to my strategy of 'getting rid of stocks that are not growing for me / heading towards 10% loss'. That made me sell off all INTC for a loss. I am also starting a retreat to safer investments. So I sold PLUG as well (a company that is not net profiting but will one day most likely) for a profit. PLUG has earnings call in 7 days; lets see how this move plays out.
Microsoft though...is an absolute behemoth of a company and I when my $25k settles, I will probably add more to this position. My brokerage is overweight MSFT but sometimes the best investment is the stock that you already own.
Lastly savings rate for recent paycheck was 54.19% and that includes rent and all the normal monthly bills. The next check is mostly savings assuming no surprise expenses. I'm still tracking a 70%-75% savings rate combined. Not bad. I'm proud of that even if our income is 'easy mode'.
Physical Health / Diet: Down another 2 lbs to 175. This is the lowest I've been since November 2013. I've officially lost 20 pounds of fat since I started logging my weight loss progress. I'm questioning my motivation to get down to 162 pounds as originally planned. (1) I'm starting to see my abdominal muscles already...not defined but they exist given certain lighting conditions and (2) I'm already at a healthy BMI below 24.
For arbitrary reasons....want to see below 170lbs at least but I'm not in a rush to drop these last pounds fat. This 2-3 pound monthly loss is sufficient. Some nights all I think about is food. My long-term plan is to eventually get below 170lb and like a thermometer, treat 170lbs as the 'high' and I'll diet if I ever meet that weight or get above.
Mental Health: Stressed. Job, family, market, and election. I've ignored a good friend of mine for over a week now. Not answering texts or calls. Just can't do it anymore. Maybe I'll resume talks after Nov. 3 but if all I receive is "how the DEMS are going to ruin America" every other day for the next 4 years, I'm going to be really start questioning this friendship. The light at the end of the tunnel is that hopefully after the winner is decided it would be much easier to avoid political topics. Months ago I thought our friendship was matured and had held long enough to handle these conversations (we grew up next to one another...I've known this guy over 15 years now?), even if we've opposing viewpoints, and I'm not sure if it is me or him or both but damn I could not have been more wrong about that. The funny part is I changed much more over the years politically. We were both 'Ron Paul' bros back in the day lol and even enjoyed talking the occasional conspiracy (though what hasn't changed was I was always the 'skeptical' one) . Lastly, I should 'accept' my feelings but at the same time asking myself why I am letting this bother me so much.
Job: Still seeking next project. This is the month where I need something lined up. I'm going to try to negotiate starting in January and taking most of December off. I could really use a break.
Gardening: Good news here at least. Pulled 17 tomatoes from 2 tomato plants. That was the last of them. Very interesting that I failed to get tomatoes all year until the past 2 months I suddenly started to get a bunch of them. I also have potatoes still in the ground.
Family: Another big drama. The house my Mother and 2 brothers are renting was sold by the landlord and they've to move out by the end of year. They've no money, debt, one car that always needs repairs, and they will likely lose their deposit due to property damage, and one brother is officially chapter 7 (or 11?) by next week. Sister and I are not sticking head in sand on this one...helping Mother get a personal loan for the deposit at least and will go from there but damn if this year hasn't already sucked.
Other: Halfway through reading Sapiens: A brief history of humankind. My new routine has been reading from 10-12pm after putting son to bed. This has been something I've really been looking forward too. Excellent book so far. It has given me new perspectives.
Jotting all my thoughts down in today's journal has been reliving. From a birds eye view my life is okay and every bold above I'm either working it or in the middle of solutions. Sometimes I wonder if we make our own problems sometimes due to boredom. Just need to take a breather sometimes. Maybe not take things so serious.
Investments:
Invested - $289,000
Cash Savings - $7,900
Total - $296,900
Financial - Down $5k since last month. Thought it was worse then that seeing all the red on the market lately. I post occasionally in the investments trade log, but I stuck to my strategy of 'getting rid of stocks that are not growing for me / heading towards 10% loss'. That made me sell off all INTC for a loss. I am also starting a retreat to safer investments. So I sold PLUG as well (a company that is not net profiting but will one day most likely) for a profit. PLUG has earnings call in 7 days; lets see how this move plays out.
Microsoft though...is an absolute behemoth of a company and I when my $25k settles, I will probably add more to this position. My brokerage is overweight MSFT but sometimes the best investment is the stock that you already own.
Lastly savings rate for recent paycheck was 54.19% and that includes rent and all the normal monthly bills. The next check is mostly savings assuming no surprise expenses. I'm still tracking a 70%-75% savings rate combined. Not bad. I'm proud of that even if our income is 'easy mode'.
Physical Health / Diet: Down another 2 lbs to 175. This is the lowest I've been since November 2013. I've officially lost 20 pounds of fat since I started logging my weight loss progress. I'm questioning my motivation to get down to 162 pounds as originally planned. (1) I'm starting to see my abdominal muscles already...not defined but they exist given certain lighting conditions and (2) I'm already at a healthy BMI below 24.
For arbitrary reasons....want to see below 170lbs at least but I'm not in a rush to drop these last pounds fat. This 2-3 pound monthly loss is sufficient. Some nights all I think about is food. My long-term plan is to eventually get below 170lb and like a thermometer, treat 170lbs as the 'high' and I'll diet if I ever meet that weight or get above.
Mental Health: Stressed. Job, family, market, and election. I've ignored a good friend of mine for over a week now. Not answering texts or calls. Just can't do it anymore. Maybe I'll resume talks after Nov. 3 but if all I receive is "how the DEMS are going to ruin America" every other day for the next 4 years, I'm going to be really start questioning this friendship. The light at the end of the tunnel is that hopefully after the winner is decided it would be much easier to avoid political topics. Months ago I thought our friendship was matured and had held long enough to handle these conversations (we grew up next to one another...I've known this guy over 15 years now?), even if we've opposing viewpoints, and I'm not sure if it is me or him or both but damn I could not have been more wrong about that. The funny part is I changed much more over the years politically. We were both 'Ron Paul' bros back in the day lol and even enjoyed talking the occasional conspiracy (though what hasn't changed was I was always the 'skeptical' one) . Lastly, I should 'accept' my feelings but at the same time asking myself why I am letting this bother me so much.
Job: Still seeking next project. This is the month where I need something lined up. I'm going to try to negotiate starting in January and taking most of December off. I could really use a break.
Gardening: Good news here at least. Pulled 17 tomatoes from 2 tomato plants. That was the last of them. Very interesting that I failed to get tomatoes all year until the past 2 months I suddenly started to get a bunch of them. I also have potatoes still in the ground.
Family: Another big drama. The house my Mother and 2 brothers are renting was sold by the landlord and they've to move out by the end of year. They've no money, debt, one car that always needs repairs, and they will likely lose their deposit due to property damage, and one brother is officially chapter 7 (or 11?) by next week. Sister and I are not sticking head in sand on this one...helping Mother get a personal loan for the deposit at least and will go from there but damn if this year hasn't already sucked.
Other: Halfway through reading Sapiens: A brief history of humankind. My new routine has been reading from 10-12pm after putting son to bed. This has been something I've really been looking forward too. Excellent book so far. It has given me new perspectives.
Jotting all my thoughts down in today's journal has been reliving. From a birds eye view my life is okay and every bold above I'm either working it or in the middle of solutions. Sometimes I wonder if we make our own problems sometimes due to boredom. Just need to take a breather sometimes. Maybe not take things so serious.