The life and times of ... distracted_at_work

Where are you and where are you going?
User avatar
distracted_at_work
Posts: 141
Joined: Fri Jan 13, 2017 11:51 am
Location: Western Canada

The life and times of ... distracted_at_work

Post by distracted_at_work » Mon Feb 06, 2017 2:45 pm

Hello world.

I'm starting a journal to try to make sense of life and learn from the experiences of other users. Thank you for reading on and I invite anyone to please comment. I'm going to biannually update this front page with where I'm at right now. I'll try not to "thought police" the rest of the journal but sometimes I re-read and a post seems too personal to stay up. See my introduction post for my doe-eyed step into the forums.

BACKGROUND UP TO JUNE 2017:

-24, Male, Canadian.

-University was a four year grind/party. Failed my first two midterm exams in first year and had an... intense afternoon of thought (seriously). Over the course of a few hours, I decided to finish the degree. I focused on volunteering and gaining novel experiences rather than grades. I graduated at 21 with no debt as I had parents that paid my tuition while I paid living expenses. It is one of my great irrational shames.

-Have traveled to, starting with most recent, Nicaragua, Thailand, Japan, Bali, Australia, U.S.A, Italy, and Spain. I'm fortunate to be well-traveled around Canada, especially the Rocky Mountains. I currently do not envision being a citizen of a country other than Canada.

-Mechanical engineer in the petroleum industry in Western Canada. I'm working towards getting my professional license as the next huge step in increasing my income. Recently accepted a new role and I finally don't mind the work so much. I'm in Technical Sales for a public company.
-Work as a Ski Tour Guide on weekends in the winter months to subsidize my most expensive hobby.
-Attempting to start a nano-brewery.

-I don't like personality tests but imagine I'm somewhere on the spectrum with the majority of forum-goers.

-Diagnosed with celiac disease at 11. (Had you heard of what gluten was in 2004?) This has forced me to eat healthy but negatively impacts my travels and evenings out and about.
-I'm an avid home-brewer of gluten-reduced beer and baker of gluten-free buns.

-Keep fit playing hockey, skiing, running, working out at home, yoga at home, curling, hiking, kayaking etc etc.

-My net worth is $97K CAD. I'm currently working hard on increasing my income. My biggest challenge has been spending less while among high rolling friends. I save 60% - 75% every month, depending on the month.
-I index 2/3 of my portfolio. 1/3 in total market u.s.a and 1/3 in international developed markets. I manage the last 1/3 in Canadian markets.
-I own FTS, SJR.B, SOT.UN, PEY, and ENF. I'm roughly below market returns for 2017 YTD.

-I grow beets and lettuce at my rental house.
-I ride my bike everywhere and am looking to start biking in the winter.

-Recommended reading (non-fic) would be Joy of Homebrewing, 4th Ed., Siddhartha, Man's Search for Meaning and Meditations.
-Love a ton of fiction but for the last number of years have focused on reading non-fiction.

-Open to guests! If you ever find yourself in Cowtown, look me up! All I ask in return is reciprocation, that one day I can stay with you.
Last edited by distracted_at_work on Thu Jun 15, 2017 11:50 am, edited 9 times in total.

User avatar
distracted_at_work
Posts: 141
Joined: Fri Jan 13, 2017 11:51 am
Location: Western Canada

Re: The life and times of ... distracted_at_work

Post by distracted_at_work » Mon Feb 06, 2017 2:59 pm

I fractured my fibula playing hockey last week. I'm forced to keep weight off my left leg for the next six weeks minimum.

No surgery required, according to Doc #1, so there is a plus!

This is my first bone break and the lack of mobility has been EXTREMELY frustrating. Hockey, skiing and curling are all done for the season. Thankfully, the people at work have been super accommodating and I will be able to work from home until I choose not to. Being indoors for the past four days has started to drive me a bit stir crazy. I've been reading A Brief History of Time / The Universe in a Nutshell to try to make the most of it. Alongside healthy doses of Netflix of course :lol: If anyone has recommendations for programs or books, I would gladly accept them.

Nothing makes one appreciate good health like losing it..
Last edited by distracted_at_work on Tue Mar 21, 2017 2:49 pm, edited 1 time in total.

User avatar
distracted_at_work
Posts: 141
Joined: Fri Jan 13, 2017 11:51 am
Location: Western Canada

Re: The life and times of ... distracted_at_work

Post by distracted_at_work » Tue Feb 07, 2017 11:00 am

I left the apartment to pick up a few reference materials I needed to work from home yesterday. In the hour I was in the office I surprised with a 2nd bonus; worth about 2.5 weeks work, after tax. Combined with high work hours in January, I'm going to have a massive injection to the investment account incoming...

I'm tentative with any buys, I see others writing covered calls and moving into defensive positions. I haven't done anything like that yet. I'm not sure it matters as I'm towards the beginning of my accumulation years?

I've got nothing but time this morning so.. beer recipe!

Gluten-Free Full-Mash German Lager

Ingredients

6 lbs (2.7kg) pil style malt barley
4lbs. (1.8 kg) munich malt
½ lb (225g) aromatic malt
½ oz. (14 g) perle hops (boil start)
1 oz. (28g) hallertau hops (10 minutes)
Irish Moss
German yeast
White labs clarity ferm - for gluten reduction
1 cup dextrose bottling


O.G 1.053
FG 1.012
5.3%


-Begin heating up water before anything else starts (applies to electric stoves). Had time to bottle beer beforehand and sanitize and order pizza (for helper) and drink and bake buns.

-2.7 GAL of 61.5 C water to grain in mash tun
-30 minutes
-Add 5 quarts (5l) boiling water
-Hold at 68 C for 30 more minutes
-Raise to 70 C for 10 min
-Recirculate and transfer to brewpot
-Sparge with 2.5 GAL at 76 C
-Fill brewpot, use remains in tub to replace as water boils off

-added 100g maltodextrin at 60
-added a “lil bit” of sweet orange at 10 minutes

-boiling a lil bit of extra wort to bring up volume cause pot is small at end
-topped up with water to 20 L
-gravity reading was exactly 5.3% on ending

-cooled in ice bath
-add yeasts and clarity ferm at room temperature

The astute will notice the recipe has roots in The Joy of Homebrewing Book with a few minor but key changes. The fancy stainless steel pots came with our furnished place. To build your mash-tun follow this popular mechanics article, it saved me around 50% the price of a fancy (and too large for apartment) mash-tun. http://www.popularmechanics.com/home/ho ... -mash-tun/

Total aside but the buns I baked that day were my finest creations yet.

Image

Image

Image

User avatar
distracted_at_work
Posts: 141
Joined: Fri Jan 13, 2017 11:51 am
Location: Western Canada

Re: The life and times of ... distracted_at_work

Post by distracted_at_work » Wed Feb 08, 2017 12:04 pm

I'm moving right along with another journal post today. I find I've been getting work done extremely efficiently from home so I have lots of time on my hands. Unfortunately, I remain bound to a chair.

Privacy

I'm amazed at the open sharing that happens on this forum. Have personal finance forums not been targeted for identity theft? They must not be for the sharing continues. I'm stuck in an old mind set of never speaking of personal finances and never sharing personal details on the internet. The final edit on my original journal post (yes there are six of them) added my networth and expenses. God that was hard to do. I had to purposefully distract myself from the post to allow it to sink in and realize the world wouldn't end.

The pro-bloggers can make a living off of sharing the details about their finances. What motivation exists for a shmuck like me? Must be for accountability. Or in better words, to show how bad I am at ERE aha. It wasn't long ago when I was proud my credit card bill was under $2K. When I sort through my taxes for the year I will add a detailed financial breakdown of 2016. I'd like to graph that year and show where certain events happened. Such as, finding MMM, buying bike, getting raise, moving out, finding ERE etc etc.

Writing the future

Different line of thought on this. I was having a discussion with a friend last summer and it was extremely interesting to me. He said he doesn't keep a journal due to the propensity for things you write down to come true. I thought about it and remembered digging up my forced-to-write English class journal from 16. It predicted my future school. It predicted my major. It predicted that I would barely get into both. What the fuck?

He argued since I wrote it down my life was, unknowing to me, predetermined. He didn't want to live like that because he wanted to be able to turn on a dime and chase a new goal if the situation called for it. Was he right?

I've been writing fairly consistently since 18 and I think his hypothesis holds. Anything I write down tends to come true. Do I know myself really really well? Or is there some sub-conscious part of the brain the holds onto those words and guides my actions towards them.

That leads me to think that I need to stop living for goals. Not that I don't live in the moment but it's a living that always has had a light at the end of the tunnel.

Better way to put it. I'm driving a car and I can take a million different paths between Point A and Point B. No matter what though, I always end up at the Point B I set out for when I left Point A. So far, I've never had the courage to change my mind midway and go over to Point C. Does that make any sense at all?

NickHalden
Posts: 53
Joined: Wed Nov 04, 2015 3:48 am

Re: The life and times of ... distracted_at_work

Post by NickHalden » Fri Feb 10, 2017 3:29 am

distracted_at_work wrote:I'm moving right along with another journal post today. I find I've been getting work done extremely efficiently from home so I have lots of time on my hands. Unfortunately, I remain bound to a chair.

Privacy

I'm amazed at the open sharing that happens on this forum. Have personal finance forums not been targeted for identity theft? They must not be for the sharing continues. I'm stuck in an old mind set of never speaking of personal finances and never sharing personal details on the internet. The final edit on my original journal post (yes there are six of them) added my networth and expenses. God that was hard to do. I had to purposefully distract myself from the post to allow it to sink in and realize the world wouldn't end.
Funny that you are getting work done efficiently from home - as I tend to have the opposite. Even though I am able to work from home one day a week I choose to go to work :)

Anyways, the open sharing is not all that open I guess. There are few people that you can look up by name, but most are aliases. Identity theft is not really a thing in forums I guess, all they could figure out is an alias with some kind of statistics on their finances. There arent really any bankaccount numbers or other really personal details here. The biggest risk I personally take is posting images of my home renovation in some other forum, and in theory someone might be able to derive from the imagery where my home location is. Ofcourse they then know exactly what kind of stuff I have in my home and maybe break in or something. But I have decided that that risk is extremely small, plus I do not really have extremely valuable stuff visible in my photo's and I blur out faces of visible people.

So in the end there is nothing here really that is worth stealing in terms of information. I might get to know that someones net worth is crazy high, but then again what am I going to do? It is not like they keep it stashed in cash under their mattress. The worst thing that I can imagine is trying to befriend that person and extract information using social engineering skills, but that is quite far-fetched.

User avatar
distracted_at_work
Posts: 141
Joined: Fri Jan 13, 2017 11:51 am
Location: Western Canada

Re: The life and times of ... distracted_at_work

Post by distracted_at_work » Fri Feb 10, 2017 10:50 am

@Nick.

With a nod to my handle, at work I do tend to get distracted. I'm generally there for the same amount of time every day so it's easy to push things for "later". At home, I could be doing more interesting things with my time so the motivation is there to get done what needs to get done asap.

That's a great point. The imaginary identity thief would have to do a ton of work to piece together an identity from what's written here. It's completely logical to not worry about it but the stigma remains, for me at least. That may change with time. The very worst I can imagine that it gives an area for "leet hackers" to narrow down potential victims. Even that seems far-fetched.
Last edited by distracted_at_work on Tue Jun 13, 2017 3:19 pm, edited 1 time in total.

Jason
Posts: 407
Joined: Mon Jan 30, 2017 8:37 am

Re: The life and times of ... distracted_at_work

Post by Jason » Fri Feb 10, 2017 11:15 am

One thing I have learned here is that ERE has nothing to do with the amount of $ one has, it has to do with ratios. And the income/net worth gap here is extreme.

Plus, if I was a professional thief, I don't think I'd case out a site who's federal head brags about wearing 15 year old shoes.

User avatar
distracted_at_work
Posts: 141
Joined: Fri Jan 13, 2017 11:51 am
Location: Western Canada

Re: The life and times of ... distracted_at_work

Post by distracted_at_work » Fri Feb 10, 2017 1:50 pm

Jason wrote:One thing I have learned here is that ERE has nothing to do with the amount of $ one has, it has to do with ratios. And the income/net worth gap here is extreme.

Plus, if I was a professional thief, I don't think I'd case out a site who's federal head brags about wearing 15 year old shoes.
Indeed it comes down to the ratios. In that vein, I calculated my savings rate, not including annual bonus, will be upwards of 70% for February. That's a nice milestone for me as I've spent the last few months in the 60% range. It's a good bellwether month too as I worked almost exactly 160 hours in January. (Work in January - paid in February).

Haha, I agree. This bunch would not the most lucrative targets.
scriptbunny wrote: This. It's called self-fulfilling prophecy.
Would you embrace this? I had wanted to write about my envisioned, post-ERE, future today. Now I'm not so sure aha.

User avatar
distracted_at_work
Posts: 141
Joined: Fri Jan 13, 2017 11:51 am
Location: Western Canada

Re: The life and times of ... distracted_at_work

Post by distracted_at_work » Mon Feb 13, 2017 12:49 pm

scriptbunny wrote:Does the future you have imagined for yourself entice you, make you happy? Then embrace it. If not, don't.
It does. My trepidation comes from the past experience of deciding a future as a teenager, sloughing through and then finding myself on an early retirement forum at twenty three. This may be a grass is always greener type problem. "If I get through this I will finally be happy". Dunno.

I read the Elon Musk biography this past weekend, it's filled with stories of guys my age who worked 10+ hours/day, 6+ days/week to change the world by building spaceships and electric cars. I don't think they ever thought about early retirement. I'd like to find something to be so passionate about.

With that:

Ideas post-ERE

Travel the world (and work remote?)
-Will have professional eng license by then.
-Past week stuck at home (still at home) has proven I can do my job from a laptop and cell phone.
-Protect investments by working enough to pay travel expenses.
-Spend minimum 3-4 months in location to try to keep transportation and housing costs low. Ideally 6 months.
-This assumes no partner or child (dear god) enters my life
-Could start my own consultancy firm and undercut competition. Marketing biggest issue with this.
ALTERNATIVELY
-Quit engineering.
-Work as a bartender, english teacher, ski/surf/whatever instructor or Workaway volunteer for room and board
-Let's parts of investment income to compound.
-Can spend more time working as a Capitalist.

Start a business
-I've always wanted to be an entrepreneur.
-Right now ideas consist of gluten-free brewery/bakery or medical/recreational marijuana dispensary. I know these are "flavour of the month" start-up ideas.
-Start an engineering firm in earnest. I have two ideas for the oil/gas sector that I think would make bank and be ecologically responsible. The responsible thing has become a more important part for me lately. Need more personal experience in the field before I pull this.
-Use investment income to support food/shelter.
-Find some way to balance personal risk and leverage enough to reap gains.

Spend a winter as a ski bum / Hike from San Diego to Canada (PCT)
-I can't defend this other than it would be fun.

Learn enough to build a house
-This is more of a lifetime goal than specifically post-ERE
-Have a dream of finding either a cheap home/piece of land in southern B.C, Van Island, (Washington State or New Zealand?) and turning it into a homestead. I've thought of emigrating from Canada before, topic of another post.
-Goal would be to be 90+% self-sufficient.
-Learn animal husbandry, carpentry, electrical wiring, farming, hunting etc. I assume there are many many unknown unknowns on this idea.

Free time for non-income generating hobbies
-Writing, painting, music, juggling, dnd, reading, competitive sports, outdoors-man skills

I've suddenly realized I may qualify as a hippy..... maybe no spaceship building for me.

Big question to think about, do I need to contribute to mankind somehow to have a successful life? Whether through science, art or otherwise?

User avatar
distracted_at_work
Posts: 141
Joined: Fri Jan 13, 2017 11:51 am
Location: Western Canada

Re: The life and times of ... distracted_at_work

Post by distracted_at_work » Tue Feb 21, 2017 5:33 pm

Week 3 of Broken Leg

I've got into a groove of leaving my condo every three days. I've utterly exhausted my work projects. Without sitting in my office my quantity of work on my hands has gone down significantly. I think it has to do with no "drop-in projects" where office passersby will ask me to do something. This has led to an abundance of quasi-free-time I have not experienced since high school. I'll be honest, for someone who usually runs at 100% all the time, it's fucking depressing and demoralizing.

Fortunately, this morning my Dad & Brother visited and we went out for a fancy coffee ($10.50 for 3 drip coffees..........). That was enough to shake me out of the latest funk, return to the blog/forums and to try to engage my brain in a positive way for a bit. Re-reading The mental prison of being poor on the blogroll was especially enjoyable.


Investments

I spent some time investing today. No exciting sells, rather, I bought into PEY, an upstream natural gas exploration and development company. My high level reasoning was that we had a cold winter and I think storage draws will push the price of NG up. Also, management knows how to run a profitable natural gas company, a rarity in Calgary. Lastly, they pay a generous dividend that wasn't cut in the oil&gas plunge of 14/15. I'm long on natural gas, in general, as a solution to coal power and a transition energy to wean humanity off fossil fuel. I'd love to hear if someone thinks I'm crazy. This will be my most volatile portfolio add since last spring.

Current non-indexed portfolio: PEY, SJR.B, ENF, FTS. I'm under-performing YTD so all advice is free :lol:
Last edited by distracted_at_work on Tue Feb 21, 2017 5:48 pm, edited 1 time in total.

Jason
Posts: 407
Joined: Mon Jan 30, 2017 8:37 am

Re: The life and times of ... distracted_at_work

Post by Jason » Tue Feb 21, 2017 5:38 pm

Can you provide a hyperlink to the mental prison blog thing.

User avatar
distracted_at_work
Posts: 141
Joined: Fri Jan 13, 2017 11:51 am
Location: Western Canada

Re: The life and times of ... distracted_at_work

Post by distracted_at_work » Tue Feb 21, 2017 5:50 pm

No problem.

James_0011
Posts: 295
Joined: Wed Nov 09, 2016 12:00 am

Re: The life and times of ... distracted_at_work

Post by James_0011 » Tue Mar 07, 2017 10:54 am

Sounds like we have similar post ere ideas

User avatar
distracted_at_work
Posts: 141
Joined: Fri Jan 13, 2017 11:51 am
Location: Western Canada

Re: The life and times of ... distracted_at_work

Post by distracted_at_work » Sat Mar 11, 2017 12:39 pm

James_0011 wrote:Sounds like we have similar post ere ideas
We will have to compare notes then when one of us pulls the trigger on it. I'm at least four years out anyhow.

Last week of broken leg

I'm on the mend. It doesn't hurt to hop around any longer and I should be cleared to start walking again this Thursday! Hooray! Certainly wasn't productive the last three weeks. I gave up trying to find busy work to bill hours to on Thursdays/Fridays and got heavily back into video games. Cleared Fallout NV, The Witcher 3 and got back into Starcraft 2/Overwatch with some of the old high school gaming friends. I've also spent at least an hour a day practicing the piano which has been really nice.

Spending in February was hilariously low. By not leaving the condo I'm going to have the lowest cc bill of my entire life. A grand total $52. Spent on taking my parents out for lunch in exchange for delivering groceries. Of course, that does not include $250 cash for said groceries. All in I spent $1200 this month when I include living costs. Well down from my typical $1600! Now that I know it can be done, I'm incensed to keep it that low. If working full-time that bumps my savings rate into the 80%'s :shock: :shock:

Some relatively major spending decisions coming up. I'm most likely losing my roommate as he moves in with his girlfriend :( I've tried to convince her to move in with us. It would be tight but the savings would be tremendous. I've even offered to keep paying half of rent because I like our current location/condo so much. I've been on the roommate hunt and I'm reminded of how much I hated it. If I need to find a new place to live then it will be a choice of moving into a shared space for around $700/mo or finding my own space for ~$1200/mo. I know what the ERE decision would be but I'm not sure I can do it if pressed. Really hoping I find another roommate by May.

Other decision revolves around cancelling a trip to Nicaragua in April. The leg will dictate that. I'm going as part vacation and part to see how well I can work abroad and keep traveling costs down. Unfortunately, it will coincide almost exactly with our company merger. A million logical reasons not to go but I still very much want to.

Last thing. The last 5 weeks at home has solidified the idea in my mind that if this merger doesn't go through as planned, I'm quitting my job. It's time to move on. 3X expenses (on the extravagant end of living) is FU money in my mind.

User avatar
distracted_at_work
Posts: 141
Joined: Fri Jan 13, 2017 11:51 am
Location: Western Canada

Re: The life and times of ... distracted_at_work

Post by distracted_at_work » Tue Mar 21, 2017 2:48 pm

I'm walking again

And that's the end of the positivity today. I felt compelled to write down some things that may not relate to ere so bear with me.

Have had, a nearly comically, bad week. A spate of deaths among relatives and close friends. In serious pain trying to rehab the leg. Family and close friends all seem to be out of the country so I'm stuck limping around to buy condolence cards; have not even processed how to get to funerals without being able to drive later this week. The cherry on top was I locked myself out of my apartment last night (the work of ghosts) and had to limp two blocks in the cold to get help.

Back at the office after 6 weeks working from home. The planned merger has hit a gigantic speed bump and I've been left hanging waiting for word one way or the other. Could be waiting, at worst 6+ months, at best 2 weeks. Everyone has been very kind since my return but in reality I'm still working in a job where I could perform adequately in 2-3 days a week. The time spent wasted sitting at my desk looking busy to bill hours has been driving me nuts. I don't know whether to:

Wait it out for an indefinite period of time
Pros: Safe, easy. Still part of a flexible workplace. Professional license roughly a year away. 4% rule retirement 6 years away (no raises, no bonuses), major lifestyle change ere 4 years away.
Cons: Maddeningly unsatisfying. Could be lower pay than other two options.

Change companies/industries for another engineering job
Pros: Can try another industry or work environment. I've never worked for a large corp. Would like to get a job in "the field". Pay could increase or decrease depending on what kind of job. Could try to apply for a job in the United States.
Cons: I don't know if I actually like engineering work. Huge risk of not being able to find a job or taking an equally unsatisfying job at lower pay.

Set out on my own and start a business
Pros: Freedom, following dream yadda yadda. Get to work as hard as I can for my own personal success. Could try to dip my toe and start something evenings and weekends. No commitments to a family, dog or girlfriend right now.
Cons: Risky. Can't finance any full-scale operation myself yet. Would need to balance living on savings and investing in business. I don't feel quite ready. Say goodbye to having time/money for dating. I want to really do this right and it may take 5+ years to make money and therefore kills the year(s) of travel I had in mind.

I've bucked up and ordered a number of books on Amazon (through amazon.ca sorry no affiliate link commission @Jacob) that I want to read/reread. One Million in the Bank, Siddhartha and Meditations. I'm hoping they can help provide some insight.

I can barely walk and still need to find a new roommate for May 1st yet I'm going surfing in Central America in three weeks. Fuck everything.
Last edited by distracted_at_work on Tue Jun 13, 2017 3:23 pm, edited 1 time in total.

Jason
Posts: 407
Joined: Mon Jan 30, 2017 8:37 am

Re: The life and times of ... distracted_at_work

Post by Jason » Thu Mar 23, 2017 3:25 pm

For what's it worth, I'm half anticipating a "damn, a shark bit of my broken leg and how is this going to affect my ERE" post.

User avatar
distracted_at_work
Posts: 141
Joined: Fri Jan 13, 2017 11:51 am
Location: Western Canada

Re: The life and times of ... distracted_at_work

Post by distracted_at_work » Thu Mar 23, 2017 4:10 pm

Jason wrote:For what's it worth, I'm half anticipating a "damn, a shark bit of my broken leg and how is this going to affect my ERE" post.
Man this put a smile on my face.... the thing is, with my luck so far this year, it could happen!

Jason
Posts: 407
Joined: Mon Jan 30, 2017 8:37 am

Re: The life and times of ... distracted_at_work

Post by Jason » Fri Mar 24, 2017 5:17 am

Let's say it happens.

Life and Times is out in the middle of the beautiful green ocean, doing his pre-ERE third world thang, jacked to the fucking max, catching some bitchin' big fat my Greek Wedding Mama Cass Costa Rican fucking tubular wave but some shark is taking it all in and sees your gimpy ass leg and this shark says to itself "Fuck that. I'll show that free spirited bitch what bad luck really is" and proceeds to charge in and bite your leg completely the fuck off. Because let's face it, that's what fucking sharks do.

Let's further assume that after the shark rips your leg completely off, he hauls ass out of there with it in your mouth because the water is all bloody and the shark doesn't want to share your now dismembered leg with the other sharks. So there's no chance of re-attachment. Simply put, your never seeing your fucking leg again.

Now as far as ERE is concerned, what's the benefit? Let's say you decide just to crutch around on one leg. Well, now that you only have one leg you obviously only have one foot so now you can throw at least half your shoes away which will create more closet space. And if you live like Jacob Lund FIsker, you only have to re-sole one shoe every thirty years as opposed to two. However, the losing the sock in the dryer phenomenon could be more devastating but considering you're the fanatical ERE type, you probably air dry any ways.

But then there's the phantom leg issue. You feel like you have two legs but you only have one. So you'll periodically lose valuable time during work or your gluten beer making downtime in order to scratch fucking air. That certainly will add up.

However, if you decide to do the Oscar Pistorius thing (notwithstanding the shooting your girlfriend in the fucking head while she's trying to take a dump aspect), you'll have to shell out for a customized prosthetic and that will probably eat into more closet space than all the shoes you threw out. But my understanding is that prosthetics are bigger chick magnets than cute dogs so maybe you'll find some frugal chick who likes one legged dudes and losing the leg won't be such a bad thing after all.

User avatar
distracted_at_work
Posts: 141
Joined: Fri Jan 13, 2017 11:51 am
Location: Western Canada

Re: The life and times of ... distracted_at_work

Post by distracted_at_work » Fri Mar 24, 2017 12:07 pm

:lol:

Can't blame the shark for doing it's thing. I'd be pretty sour about it cutting short my tubular fucking Costa Rican babe snagging wave shredding vacation though. The ERE benefits start as soon as I'm dragged out of the water really. Rest of vacation and trip home most certainly paid for via insurance!

Prosthetic leg probably paid for by universal healthcare, but even if not, I'll save a ton of money in the long run. Presumably, I quickly meet a (very attractive) girlfriend drawn in by the dark and terrible story of a fake leg brought on by a shark attack. We move in together, saving loads of money on pricey two-bedroom apartments. The time lost scratching the ghost leg is a tough one, I figure it'll be made up for with all the money I'd save claiming medical expenses on my taxes. A few months later we get married (why not?) further reducing my tax bill, pushing the ERE day even closer.

I see nothing but positives here.

Random aside, that batch of beer posted about above turned into far and away the best I have ever made.

2016 $$ Summary

I heard people on this forum like charts and figures and I aim to please. Here's my 2016 summary. I bought A LOT of stuff.

Image

Some context:
- May 2016 read MMM, other pf blogs
- June 2016 buy bicycle
- September 2016 start paying rent
- November/December 2016 read ERE
- Tax return not included in chart

User avatar
distracted_at_work
Posts: 141
Joined: Fri Jan 13, 2017 11:51 am
Location: Western Canada

... distracted_at_work

Post by distracted_at_work » Wed Apr 05, 2017 3:10 pm

When it rains it pours

Hoo boy what a couple weeks it has been. I've got a lot of major life thoughts/decisions taking place, both financial and not.
For the first time since University I was unable to sleep due to stress (only last Sunday night but still).

Companies merged

It actually happened. I'm purposefully omitting detail due to easy identification. That being said...

Our company joining the new company is like the country bumpkin marrying the city girl. My job is unique among the new company which should give me some security, at least initially. I'm also looking forward to taking advantage of a real training program, so far my journey through the O & G industry has been mostly self-taught or informally-taught through small companies.

I haven't entered into compensation negotiations or even moved my office over to the new building. This is all delayed until I get back from...

Two weeks in Central America

Yee-haw. Budget is $50/d, not including the flight. No vacation time so I'm trying to not to think about the lost income. I've been running (speedily limping) around like a headless chicken trying to pack, exercise the leg to a point where I can surf, feed myself etc.

Couldn't find a roommate

Moving out at the end of April. I get back and need to find a new place to live. I have two options with similar rental prices in both:

1. Live with current roommate + his girlfriend. They both basically live with me now as is and would appreciate me subsidizing rent in a 3 bed 2 bath. The 3rd bedroom has been a point of minor contention. I cannot wrap my head around them wanting a guest bedroom when we have a perfectly good floor and couch. We live inner city, not where extra bedrooms come cheap.

We are looking at a house Friday before I leave that is the only one on the rental market that fits all our criteria (miraculously). My criteria being the ERE criteria.

They are also looking to buy a house, so if this option shakes out I move again in 6-months almost guaranteed.

All that being said, I do like living with these folks.

2. Live with friend in a party house. This one is outside walking distance but within biking distance. I could learn to winter bike next winter to keep costs down. The friend currently does this, he fits into the ERE mindset and, in-fact, read my copy last month. Downside, the lease comes up in August and no guarantee everyone stays. If we don't have 4 people things get rather expensive for my tastes.

It's a 4 bed 3 bath, modern house with all the bells and whistles in a beautiful neighborhood. Not walking to work is my only contention.

(3.) Get a 1-bed 1-bath somewhere. I hate living alone and the cost difference would be wildly higher to get similar quality to either of the above. Worst-case scenario.

Writing a business plan

This will get a post of it's own some other time but in the meantime...

I'm nearly done 1 000 000 in the Bank and finished E-Myth. Reading them has galvanized me to start my own company.

Regardless of the quality of the b plan, is it worth it? I have a light at the end of the tunnel in, say, 4 years. Do I wait? Make no mistake, I do not like my job. It does not challenge nor interest me. The support for waiting would be the question without the motivation of money is being an entrepreneur something I still want? The security of self-funding also greatly increases my chance of success.



Ugh.

If anyone has all the answers, I'd love if they could give me a call.

User avatar
distracted_at_work
Posts: 141
Joined: Fri Jan 13, 2017 11:51 am
Location: Western Canada

Re: The life and times of ... distracted_at_work

Post by distracted_at_work » Sun Apr 16, 2017 4:09 pm

Sooo I've been in Nicaragua a week today and it has been a time so far.

I booked everything ahead of time due to it being Semana Santa or "Holy Week" due to Easter. This turned out to be a minor mistake (to the tune of $30), I normally don't book ahead and should have known better. I crossed the border into Nicaragua with some expats and they insisted I go stay on a hippie perma-culture farm called Zopilote. We parted ways and then I went on to my next travel connection and found some girls who said the same. So I forfeited deposits and first night stay fees and went with the girls ;) . In general, glad I did.

Zopilote was different than any other hostel I have stayed at. It truly was a meeting of the minds. Heavy topics about life, time, the point of working etc were discussed with surprising openness. The entire farm was huge and built on the side of a volcano. We slept in hammocks. Nothing here went to waste. For example, shit was collected and used to fertilize the vegetables. If given more time, I would have liked to spend a month here volunteering to learn about self-sustainability. I met a very interesting agriculture engineer from Spain doing that exact thing. I attended a very emotional cacao ceremony about opening up to fellow humans, how we all share similar fears and desires, looking people in the eye, among other topics. It was the trip-iest, four hour long, thing I've ever done without being on drugs.

Unfortunately, all the free-love lured me into a false sense of security. We hiked up the volcano for two hours (ow broken leg) in pitch darkness for a full-moon party complete with LSD (I refrained), a massive bonfire, trance music, rum and hammock sleeping. Being the trusting Canadian I am, I left my phone, wallet, and american cash in my hammock while I joined in the all-night party. In that sense, I was lucky only my phone got stolen.

Serendipity shined on me though, within four hours of hiking down the next morning I met a fellow Albertan who by pure chance had an extra smart phone. He sold it to me for $30! We struck up a convo and he was a small business owner near my hometown. I appreciated being able to pepper him with questions all week. Talking to him was probably worth the $300 I'll spend on a new phone when I get home.

Everyone here was gluten-free (no real celiacs tho :roll: ), vegetarian, vegan or some combination. Eating here taught me that being vegetarian doesn't suck and can probably save me lots of money. I know I read this in a certain lifestyle book but I needed this experience for it to sink in. As a result, I'm committing to eating meat, at most, once a day (down from 2-3).


Some general thoughts from the trip...

-It's fucking hot here. I bitch about the cold plenty but I take it all back. How do so many humans live in constant +30 degree weather. At least in the cold I can add and remove layers. I can't shed skin to cool off. Not a complaint just an observation. I've been in tropical climates before but clearly I romanticized what it was like.

-I got food poisoning on Good Friday and I thought I was either going to die or spend a night in a hospital. I was so dizzy and shaking so bad the (very nice) hostel owner had to help me stand up and walk me to the toilet to puke. I spent all yesterday in bed and have spent all of this afternoon on the computer due to fatigue. I've never had anything that bad before. I think I lost 5-10 lbs based on how my shorts are fitting. That leads me to my next thought...

-Expat ERE probably isn't for me... between not being able to eat gluten and generally having a low tolerance for heat, I don't think I'm cutout for the lifestyle. I love the adventure, meeting interesting people and speaking Spanish but certainly my next trip will be to a first-world locale requiring a first-world income. Valuable lesson I suppose.

-Could 2017 stop being awful maybe?



Sorry for the wall of text with no pictures. I will upload some when I get home and back on decent internet.

User avatar
distracted_at_work
Posts: 141
Joined: Fri Jan 13, 2017 11:51 am
Location: Western Canada

Re: The life and times of ... distracted_at_work

Post by distracted_at_work » Sat Apr 22, 2017 10:25 am

Still abroad

No long post today. I've been settled down in a surf town all week and wanted to spam the forums a bit with my downtime.

-I have succeeded in having a cheap vacation. Averaged under $50/d rather easily. Will do a final before/after look at the bank account when I get home but I'd call that a success.

-Nearing six figure NW which should be an exciting milestone, should come right after my 24th birthday. Maybe I'll actually celebrate this one. I hate birthdays.

-Mentally steeling myself for the week when I arrive home. Need to finalize moving plans, physically move, move my office to the new building, buy fancy dress clothes (fuck), buy a new phone. Those are the big ones among a million little things. Very glad I do not own furniture other than a work desk.

-Bought back into Canadian real estate. Had been following TSE: SOT.UN for a number of months and went in after they reported a good quarter. Minor oops. It's a REIT that invests in "non-trophy" office real estate. Love it. Shouldn't have been dicking around gambling in weedstocks. Going to sell my position in PEY as soon as I'm back to even or near. I'm done playing in the upstream energy industry. I was right that gas prices would go up and then the gas company went down. Go figure. Every time I feel an urge to buy an upstreamer I'm going to buy an index. Let it be known.

-Rest of my portfolio is kicking ass. Dividend income revs my engine.

Pictures edit if anyone is interested


On the way to Isle de Ometepe.
Image

Taken from bus ride through Nicaragua. Typical landscape.
Image

Playa Remanso, my favorite surf spot.
Image

A nice shot of San Juan. Not the "tourist hell" it's made out to be if you're smart.
Image

How to use the infinity pools to watch the sunset:
Guard: "Where are you going." Me: "To the swimming pools." Guard: "Have fun!" (In Spanish).
Image
Last edited by distracted_at_work on Wed May 03, 2017 9:49 pm, edited 1 time in total.

Jake9870
Posts: 26
Joined: Sun Feb 12, 2017 1:22 am
Location: Under the Great White North

Re: The life and times of ... distracted_at_work

Post by Jake9870 » Sat Apr 22, 2017 11:30 am

Great stuff man. Your Nicaragua trip has me itching to travel again!! I miss the freedom and sense of adventure. I'm also living somewhere quite frigid (just south of the border for you). How's your Spanish? Do the locals speak English well? Are there a ton of mosquitoes/ aggravating insects? I've heard Nicaragua is a great blend of security / cheap living for Central/South America.

SustainableHappiness
Posts: 99
Joined: Tue Jun 28, 2016 6:39 pm

Re: The life and times of ... distracted_at_work

Post by SustainableHappiness » Sat Apr 22, 2017 12:12 pm

That's a bad ass trip. I also probably would've skipped the LSD as long as the beer was cold.

Also, I noted you are an Albertan. I spent a student summer semester working in Fort Mac, cruising around the province on the mandatory long weekends every 2 weeks because no one wants to be there. Now that is a weird place to live for so many reasons. Difficult to comprehend so many high paying jobs with such volatility in relation to oil prices, it almost requires frugal thinking so you are prepared for the next economy dip! Unfortunately most people just bought ridiculously expensive houses (now probably worthless) and trucks (now probably worthless). Oh well.

Now I just get the occasional work trip to Calgary, but for some reason none of my bosses have every sent me out there during the stampede. Stupid work calendars.

Jason
Posts: 407
Joined: Mon Jan 30, 2017 8:37 am

Re: The life and times of ... distracted_at_work

Post by Jason » Sat Apr 22, 2017 12:35 pm

Well you haven't mentioned loss of limb so that's good. But food poisoning on Good Friday? Damn. Did you check to see if your wrists were bleeding?

I have stopped looking at "The Ten Best Places To Retire In South America" articles for many reasons, specifically the heat. I also saw Anthony Burdain eating locale cuisine in one of those countries and from what I can tell it was like shopping for groceries at a PetSmart.

On top of all this, these drug cartels are now dropping corpses from airplanes in order to menace people. So imagine you work your whole life, save your money, move to South America, and then one day your leisurely walking down the street, enjoying a beer buzz after an epic lap dance, watching the kids kicking makeshift soccer balls or whatever the fuck they do down there and some guy who pissed off El Chapo falls on your fucking head. I mean with everything wrong in America these days, at least you don't have to worry about dead people falling out of the sky.

Post Reply