Five Years, Lord Willing

Where are you and where are you going?
Peanut
Posts: 353
Joined: Sat Feb 14, 2015 2:18 pm

Re: Five Years, Lord Willing

Post by Peanut » Wed Jan 02, 2019 10:10 pm

Jason wrote:
Wed Jan 02, 2019 5:45 am
The way he covers himself, he should change his name to Mr. Money Beard.
Nice one.
prognastat wrote:
Tue Jan 01, 2019 3:51 pm
Props to him on talking about it. It's not something he had any obligation to do, but since it does have the potential to affect finances it can be worthwhile information. Glad it sounds like for the most part the divorce was amicable and went through without too much trouble. Definitely shows that FIRE can help with life changes such as these.

I wonder if the other blogger he is referring to is financial samurai. I had to admit his articles relating to it came across as distasteful, opportunistic and slightly vindictive. He was a blogger I was aware of before but wasn't actively following and those posts didn't make me more likely to do so.
I only read one post but it was clear he was ticked that MMM backstabbed him in the past, which he has a right to be? I don't think he said anything out of line in his post although I suppose the tone was sort of annoyingly smug and humblebrag.

Personally I found MMM's post kind of sad and delusional, even as it revealed nothing of significance. I'm a fan of his in general but I think he knew that if he wants to continue his brand he had to make some kind of statement because the chatter would only grow.

I wonder, can FIRE make divorce more likely? By giving couples too much time together, lowering the financial stakes in staying together...?

Cheepnis
Posts: 52
Joined: Mon Dec 31, 2018 11:52 am

Re: Five Years, Lord Willing

Post by Cheepnis » Wed Jan 02, 2019 10:22 pm

Jason wrote:
Tue Jan 01, 2019 11:07 am
- Make concerted effort to be optimistic.
I do not respond to this to make light because this is something I also strive for. Nonetheless this Onion article really made me chuckle when I ran across it.

https://local.theonion.com/plan-to-be-m ... 1819580136

And best wishes on your second play, that's quite the undertaking!

User avatar
prognastat
Posts: 855
Joined: Fri May 04, 2018 8:30 pm
Location: Texas
Contact:

Re: Five Years, Lord Willing

Post by prognastat » Thu Jan 03, 2019 10:02 am

Peanut wrote:
Wed Jan 02, 2019 10:10 pm
I only read one post but it was clear he was ticked that MMM backstabbed him in the past, which he has a right to be? I don't think he said anything out of line in his post although I suppose the tone was sort of annoyingly smug and humblebrag.

Personally I found MMM's post kind of sad and delusional, even as it revealed nothing of significance. I'm a fan of his in general but I think he knew that if he wants to continue his brand he had to make some kind of statement because the chatter would only grow.

I wonder, can FIRE make divorce more likely? By giving couples too much time together, lowering the financial stakes in staying together...?
I don't know what their exact history is beyond what FS thinks, but even if he was wronged he had the option of being the bigger person and he didn't take it.

As for making a statement, often not making a statement can be the best option to get something to just blow over as people's attention spans aren't that long.

I would say it depends on the relationship. In a lot of cases it probably can due to the reasons you mentioned if the relationship already has friction in it. I think if your relationship is good then the lower stresses due to no money issues could be a boon as the only reason for issues in your marriage would be internal to the marriage itself. The downside is if there are internal issues it probably makes things worse.

Jason
Posts: 1817
Joined: Mon Jan 30, 2017 8:37 am

Re: Five Years, Lord Willing

Post by Jason » Sat Jan 05, 2019 8:37 am

After a long, bitter, protracted battle, I had to give up the optimism goal at approximately 11:30AM on January 2. I gave it my best, left everything on the table, and have no regrets. Its just being given incontrovertible evidence that life is a futile, sadistic, inexorable march towards certain death, I had no choice. I am back to my original position that optimists should be marched through the streets and hanged in the public square. Or if justice is to be truly served, they should be forced to rent an Airbnb room in MMM's new divorce house.

suomalainen
Posts: 625
Joined: Sat Oct 18, 2014 12:49 pm

Re: Five Years, Lord Willing

Post by suomalainen » Sat Jan 05, 2019 9:40 am

HEAR, HEAR!!

thegreatvoid
Posts: 139
Joined: Fri May 04, 2018 1:49 am
Location: Liechtenstein

Re: Five Years, Lord Willing

Post by thegreatvoid » Sat Jan 05, 2019 9:46 am

Amen to that Brother.

5 days into the new year, that was going to be the best ever, I'm trapped in this snow Storm and coming up with reasons in my head not to pull an Avicii ....

Jason
Posts: 1817
Joined: Mon Jan 30, 2017 8:37 am

Re: Five Years, Lord Willing

Post by Jason » Sat Jan 05, 2019 10:14 am

My OP on this development was removed by those able to do such things. It was justifiable on their part, although like all rulings, there is a degree of subjectivity. I thought it had a shot to remain. In any event, the evidence was pretty fresh at that point and I guess my variation on my typical themes was a bit excessive.

It's kind of like rooting for a sports franchise that never wins. Which is worse - knowing you suck at the beginning of the year and its just going to be the annual, typical sufferings through endless defeats, or, showing some early promise, having enough luck that you think maybe this year will be different, only to have your heart ripped out through your chest in a crushing defeat at the very end. For me, 2019 was like having the entire team die in a bus crash on its way to its first scrimmage.

User avatar
Frugalchicos
Posts: 257
Joined: Wed Apr 19, 2017 9:23 pm
Contact:

Re: Five Years, Lord Willing

Post by Frugalchicos » Sun Jan 06, 2019 8:44 am

Hey, congrats on your achievements. Keep it up, you have done a great progress in such a short period of time.

Jason
Posts: 1817
Joined: Mon Jan 30, 2017 8:37 am

Re: Five Years, Lord Willing

Post by Jason » Mon Jan 07, 2019 6:32 am

Thank you. Due to market uncertainty, continued progress will most likely be more dependent on income and decrease in spending.

Jason
Posts: 1817
Joined: Mon Jan 30, 2017 8:37 am

Re: Five Years, Lord Willing

Post by Jason » Tue Jan 08, 2019 9:56 am

I don't know who reads my journal, but if you are, I highly recommend this:

https://www.imdb.com/title/tt7681902/

Mr. Rogers was in the public spotlight for fifty years. I watched him as a kid and was always hounding my mother for a traffic light. I didn't get one, but she bought me sweater that I could put on when I watched him. Yet during those fifty years, not one stripper (male or female) coming out and saying he asked them to fist him with a hand puppet, not one rumor of losing his temper and telling some snot nose kid to go fuck himself, not one employee saying they used to go out drinking and come back to the studio and piss up and down Sesame Street.

This guy was a model of consistency. To the point that he claims to have weighed 143 pounds every day for his entire life. And I believe him, because Mr. Rogers cannot lie.

Jason
Posts: 1817
Joined: Mon Jan 30, 2017 8:37 am

Re: Five Years, Lord Willing

Post by Jason » Sat Jan 12, 2019 8:37 am

https://www.washingtonpost.com/local/we ... 6e16738667

I didn't know where to put to this because it's so all-encompassing in its fuckedupedness, so I said I'll just put it here. I always have a hard time with these things because I was there, but damn. When you read a story like this and they pose the question "Who does he blame" and that the assumption "himself" is not an option, it makes me wonder where questions of personal responsibility and journalistic integrity intersect. I mean this is Dave Ramsey money makeover shit not a shutdown sob story.

Back to my hill of beans, the non-streaming TV life is blissful. We already have a backlog of DVD's and there's no pesky monthly AMEX charges. I could never see us returning. It mainly static that is removed that allows one to focus better on what happens between now and death.

ffj
Posts: 1883
Joined: Thu Aug 26, 2010 3:16 am

Re: Five Years, Lord Willing

Post by ffj » Sat Jan 12, 2019 11:07 am

I was reading the comments and I think a commenter hit the nail on the head: this is a wake-up call for this family as they are one small incident away from catastrophe. What happens when the husband gets sick or has a heart attack? At least with this shut-down he'll receive all backpay once this foolishness ends.

Be prepared for many more stories like this being trotted out with babies and infirmities front and center. All of the "journalists" have and will ask the people who they blame for their situation. That is the reason for the articles, not because of concern for anyone. I do feel somewhat bad for the guy, but holy shit, the family has had decades to plan for all contingencies. Time for some behavior modification.

On a more positive note, congrats on killing the TV. My son recently graduated military boot camp and he marveled at the amount of time people waste in a day afterwards. He said he was finally able to look at his phone in week 5 and they gave each trainee 15 minutes. However, since everybody's phone was dead from lack of charging he said it took 10 minutes of charging for the screen to turn on, haha. It opened his young eyes to the time-killers.

Mister Imperceptible
Posts: 830
Joined: Fri Nov 10, 2017 4:18 pm

Re: Five Years, Lord Willing

Post by Mister Imperceptible » Sat Jan 12, 2019 1:51 pm

ffj wrote:
Sat Jan 12, 2019 11:07 am
Be prepared for many more stories like this being trotted out with babies and infirmities front and center. All of the "journalists" have and will ask the people who they blame for their situation. That is the reason for the articles, not because of concern for anyone. I do feel somewhat bad for the guy, but holy shit, the family has had decades to plan for all contingencies. Time for some behavior modification.
+1

Jason
Posts: 1817
Joined: Mon Jan 30, 2017 8:37 am

Re: Five Years, Lord Willing

Post by Jason » Sat Jan 12, 2019 2:13 pm

The government employee in the story joined the Forest Service in 2007. That means he suffered through the 2013 shutdown (16 days). Could the journalist at least asked him how that went and why that did not inform him to prepare for future shutdowns? Shut me down once, your fault, shut me down twice, my fault...

EdithKeeler
Posts: 819
Joined: Sun Sep 01, 2013 7:55 pm

Re: Five Years, Lord Willing

Post by EdithKeeler » Sat Jan 12, 2019 4:35 pm

When you read a story like this and they pose the question "Who does he blame" and that the assumption "himself" is not an option, it makes me wonder where questions of personal responsibility and journalistic integrity intersect. I mean this is Dave Ramsey money makeover shit not a shutdown sob story.
I'm so glad you posted this. I was so ANNOYED by this story. You have a handicapped daughter, yes, but you make almost 3x the mean household income in the US... you've been thru at least one shut down, you gotta know it's gonna happen again..... I have a lot more sympathy for the average TSA worker who still has to go to work, still has to pay for child care and not getting a paycheck.... and doesn't make that much money in the first place.

Jason
Posts: 1817
Joined: Mon Jan 30, 2017 8:37 am

Re: Five Years, Lord Willing

Post by Jason » Sun Jan 13, 2019 6:16 am

I think the handicapped daughter should share partial blame. She has a philosophy degree and sits inside all day. You'd think it cross her mind at least once.

Augustus
Posts: 810
Joined: Sat Apr 02, 2016 10:15 am

Re: Five Years, Lord Willing

Post by Augustus » Tue Jan 15, 2019 3:29 pm

I saw the first short sale pop up in my area in years, the values are sky high right now, an all time peak somewhere in the 700-800k range happened around 6 months ago, now they've gone down 5-10% or so in depending on the neighborhood. Sometimes I feel like a bad person because I'm waiting for a market crash to buy a home, which in effect means I'm a vulture waiting to pick the bones of some person who is losing their house and may have a sob story. Then I looked at the sale history of the home, bought in 2012 for 440k, and SHORT SELLING at 640k. After seeing that I don't feel bad for this person at all, what kind of idiot would you have to be to refi 210k+ over what you paid for it AND blow all that money too. I was quick to note that the guy furloughed above is living in a 4,000 sq ft house, I'm wondering what other luxuries he's blowing his money on, and then complaining because he has very little savings and expenses that are too high. No shit buddy, if you live above your means and run up a bunch of debt, it may end badly for you.

User avatar
prognastat
Posts: 855
Joined: Fri May 04, 2018 8:30 pm
Location: Texas
Contact:

Re: Five Years, Lord Willing

Post by prognastat » Tue Jan 15, 2019 3:33 pm

Don't feel too bad, I wouldn't mind a housing crash in my area in the next 1-2 years and being able to swoop in and buy a house at a more affordable amount, however I don't think it's likely to happen.

Augustus
Posts: 810
Joined: Sat Apr 02, 2016 10:15 am

Re: Five Years, Lord Willing

Post by Augustus » Tue Jan 15, 2019 3:44 pm

prognastat wrote:
Tue Jan 15, 2019 3:33 pm
Depends on your local market, but I couldn't have even imagined that someone would have refi'd 210k+ above what they paid for a place and went on a spending spree with it all, if 3-5% or so of the local population is doing that, it will put a lot of downward pressure on home prices when they scramble to sell. I am cautiously optimistic of my chances of getting a "deal" in the next couple of years.

Jason
Posts: 1817
Joined: Mon Jan 30, 2017 8:37 am

Re: Five Years, Lord Willing

Post by Jason » Tue Jan 15, 2019 3:51 pm

I was in my local branch the other day and they were pushing hard on the refi. They wave your own cash in front of you. Barely ten years out and people falling all over this again.

Post Reply