October - November
Net worth trending upwards.
Combined finances with girlfriend. Working pretty well. This bleeds over a little with personal because the idea is that as a married couple our finances would be combined. Would hate to find out then that combined finances causes problems.
We've always split everything down to the yuan
or even the jiao
, so to speak. So it's been a relief so far, with little friction here and there.
She has the savings (parents paid college, no student loans to pay the last 5 years we've been together, and lower spending on average than me), and I've got the debt.
We had a big talk which revolved around things such as what different incomes would mean, my student loans, her savings, savings goals, spending habits, etc. Once everything was aired out we pushed forward.
Spending is a little high right now seeing as how we just moved from subtropical to continental climate and winter is coming. As well, living out of suitcases in furnished apartments the last 4 years means there's things we need. We're fine with this. Spending may be higher than average in areas like groceries as well given some new developments around health things, allergies, dietary preferences.
Goal is to keep $30k liquid between us, pay bills (obviously), and the rest to student loans until they're gone, then that surplus starts going to investments. Had a thought to trade the rent for a house payment as a means of diversification (and saving/investing?), but was dissuaded by respected colleague at least with regards to doing so in Chicago, and haven't looked into it since. Still have a couple years before worrying about it so not a concern/on the mind.
Girlfriend got a job first paycheck comes 27th. About $1400 after tax.
Technically, by the way, this means we're positive net worth by some $12k.
Diet improved which is good. Lots more produce, plenty of whole grains, maybe a little low on protein.
Hobbies still lots of soccer, but it's done from now until Dec 10th so they can erect the dome for the winter seasons. Which is good because I think I was playing too much and have plenty of bumps, bruises, strains that need to heal.
Would like to get back into D&D at one point as a creative outlet. Have also considered looking into game development again seeing as how programming confidence is rising with professional successes.
I’ve only been employed 3 months and have already had to pick up and use/build with Vue.js, Vuex, Bulma, Python, Flask, PostgresSql, SQLAlchemy, Docker, AWS and various dependencies I had never heard of before. And now I'm building something from scratch using C#, Azure, and .Net, authenticating with ADB2C, using application users in PowerApps, just got my Vue Router working today...etc.
Three weeks ago the CTO looks across the table in the meeting with everyone, says, "So, my time is better being where people need me instead of going head down and coding. So the new website, you're going to make it. And it has to be done in 10 weeks. What do you think?"
Only had 1 really hard week/few days. Server authentication working for the new website and it was literally...4 days I think of changing the same line of code every 5 mins until it finally worked. That was terrible! Documentation wasn't there and seems like we were the only ones on the internet trying to do this.
That was a couple weeks ago, it's been super fun since. Writing algorithms, doing some CSS stuff (but have to wait for designer's mockups to come back before really nailing stuff down), using Vue, router, Vuex, Bulma, .Net (don't understand at all but somehow bumped my way in the dark to get the API set up), oath/server-to-server authentication. Lots of stuff that I really excel at and enjoy. Pretty much code 38 hours/week.
Time is flying. Will be more interesting in 6-9 months to see how everything has worked out. Life is completely different from just this summer.