Fox's Journey: And Onto the Sunlight!

Where are you and where are you going?
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TopHatFox
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Re: Fox's Journey: Out of the Burrow

Post by TopHatFox » Sat Mar 03, 2018 5:31 pm

I'll be flying out of NY this Monday (thank goodness!). My dad was able to connect me with a regional manager of various commercial apartment buildings. She needs an Assistant Manager to train to be a regional manager. I use to love being a Campus Center Manager and Residential Counselor. I also have enjoyed learning and managing real estate from dealing with apartment renting. Finally, the job is in sunny Miami and my expenses will be close to $0 besides orthodontia stuff. Pay for the job is 35K, with lots of downtime to study whatever I want on the side. I'll be able to help the parent's around the house too, even helping sub-lease part of it to pay off the mortgage quicker. This could be gold ya'll~

One idea I've finally come to terms with is that life is hard, and irrelevant of any identities or warped expectations, the only way to succeed is to work harder. To embrace the suck, so to speak. The main reason why Amherst appeared as a safe oasis is because it sits on billions of dollars in endowment money. It seems I've been slowly undoing all of the ill expectations AC created for the real world. This is good, because now I can operate under working world expectations, and not privileged liberal arts college expectations.

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BRUTE
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Re: Fox's Journey: Out of the Burrow

Post by BRUTE » Sat Mar 03, 2018 5:58 pm


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BRUTE
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Re: Fox's Journey: Out of the Burrow

Post by BRUTE » Sat Mar 03, 2018 5:59 pm

brute wishes TopHatFox fun at his new job :)

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Bankai
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Re: Fox's Journey: Out of the Burrow

Post by Bankai » Sat Mar 03, 2018 6:04 pm

Glad to hear good news!

However, regarding this:
TopHatFox wrote:
Sat Mar 03, 2018 5:31 pm
One idea I've finally come to terms with is that life is hard
This is certainly true today in many parts of the world where people deal with war, famine, hunger, lack of medical care etc. But in US? This is surely the best time in the history of our species to be alive and US is one of the best places to live. Life in the West is pretty much on an easy mode nowadays - basically any job pays enough to cover basic needs and then some, and one still has 60h a week left to pursue one's interests (or other activities to satisfy higher order needs from Maslov's pyramid).

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TopHatFox
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Re: Fox's Journey: Out of the Burrow

Post by TopHatFox » Sat Mar 03, 2018 6:34 pm

@Bankai - there's a difference between hard and impossible :P

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RFS
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Re: Fox's Journey: Out of the Burrow

Post by RFS » Sat Mar 03, 2018 8:40 pm

TopHatFox wrote:
Sat Mar 03, 2018 5:31 pm

Congratulations Fox! This sounds like a perfect setup for you. I visited NYC once, and it struck me as somewhere that is stressful as hell for young people trying to save tons of money and enjoy the ERE life. Epecially if they're not stocking away big bucks in finance or tech. You'll probably feel like a completely different person in 3-5 months.

As for the importance of the grind, I agree with you completely. Do you have any kind of intense & early-morning exercise regime? I ask because Jocko Willink & Joe Rogan inspired me to weightlift early in the morning, and it has made all the difference in my life. I'm not sure if it's the testosterone boost, or that your mind gets calloused and you can deal with more suffering in general, or a combination of things, but I swear, waking up before 5 AM to lift heavy weights makes you feel like you can do anything. You get a massive mental victory before everyone else is even awake. This is all coming from someone who used to HATE waking up early, too. It's just helped an indescribable amount with embracing life's suck.

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BRUTE
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Re: Fox's Journey: Out of the Burrow

Post by BRUTE » Sat Mar 03, 2018 11:23 pm

good.

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theanimal
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Re: Fox's Journey: Out of the Burrow

Post by theanimal » Sun Mar 04, 2018 12:39 am

Good evening

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theanimal
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Re: Fox's Journey: Out of the Burrow

Post by theanimal » Sun Mar 04, 2018 12:41 am

Congrats THF.

+1 to RFS

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TopHatFox
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Re: Fox's Journey: Out of the Burrow

Post by TopHatFox » Wed Mar 14, 2018 10:50 am

Started lifting weights and running every day as opposed to whenever I feel like it. Getting tons more sun too, and drinking a 1/2 gallon of water a day. Cut my hair like George Clooney, except mine is still brown. I think I'm done being your stereotypical sensitive millenial hipster. Let's start a new phase LOL: well-built, well-travelled, masculine capitalist Fox. Still need a job, hoping this college job at @20-25/hr 3 mi from home works out. Let's play the entertain myself with other job apps game for now.

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Kriegsspiel
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Re: Fox's Journey: Out of the Burrow

Post by Kriegsspiel » Wed Mar 14, 2018 10:56 am

I think it will turn out well for you.

Scott 2
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Re: Fox's Journey: Out of the Burrow

Post by Scott 2 » Wed Mar 14, 2018 11:24 am

Maybe stating the obvious, but if you want to really get something out of the lifting, you'll need to prioritize eating a lot.

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Kriegsspiel
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Re: Fox's Journey: Out of the Burrow

Post by Kriegsspiel » Wed Mar 14, 2018 8:40 pm

The transition from sensitive hipster to well-built masculine man entails giving up the veganism. Yes.

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TopHatFox
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Re: Fox's Journey: Out of the Burrow

Post by TopHatFox » Wed Mar 14, 2018 9:35 pm

Or just more rice and beans~

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C40
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Re: Fox's Journey: Out of the Burrow

Post by C40 » Thu Mar 15, 2018 9:00 am

Join the dark side. Have a bite of flesh. It's so good. Power!!!!

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TopHatFox
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Re: Fox's Journey: Out of the Burrow

Post by TopHatFox » Thu Mar 15, 2018 3:55 pm

MARCH 2018

Living Situation: Moved the hell out of NY. Feeling great! Haven't felt suicidal in a week and a half. LOL. It's incredible what living close to family, sunlight, and warmth can do. Fuuuuuuck NY.

Family Mortgage Sub-Lease: I've been helping out the parents with renting out two large rooms with a large shared bathroom in the house. There's about 160K left on the mortgage as of now. With an annual renting income of 12-14K (~1K/mo) and whatever my parents can throw at the mortgage every year, we should be able to pay it off in 10 years, right around when my parents are 65-70. This means that SS will only have to account for food, taxes, one car, and misc. expenses. They can get more there if they defer SS until 70. If they want more income, they can continue renting the place. Now it's just a matter of clearing the sub-lease through the home association's hoops and finding some tenants.

Family 401K and IRA: Convinced my parents to create a 401K in their workplace w/ a 6% match and an IRA. It'll start teaching them a bit about investing as well eliminate any of the (low) taxes they might pay. I looked through some of the options in their 401K, and the expense ratios are a lot higher than Vanguard's. Unfortunately, the options don't include VTSAX, only Vanguard's Mid-Cap and Small-Cap funds. They also don't have any Vanguard bond funds. It looks like the best bet is a Retirement Date Fund at .53% expense ratio, which seems multiple times higher compared to Vanguard. I imagine this is how the investment industry takes their keep from clueless workers throwing money at their retirement accounts? I can only imagine the fees were worse before Vanguard stepped in. As far as the 401K is concerned, we may need to make due with whatever funds are available, or maybe ask if we can invest in other vehicles. I may also be able to just make them a Three-Fund portfolio and have the 401K be the VTIAX portion of the total allocation (since VTIAX is offered as an option).

Family Citizenship: Parents could use help with transitioning from permanent residents to full citizens. I've started helping them with the application process and quizzing them on US history haha.

Job Prospects and Grad School: I found many job leads at 3 local colleges, one of which I went to. They pay around 35-45k, and only require a BA with some years of experience. Knowing Miami, the competition here is SO much lower than NY, holy hell. I may be able to get tuition reimbursement for a Masters. I think I'm going to bail on the STEM path, since who am I kidding, if I can get a job in the non-technical side of things, my career trajectory will be a downhill ride.

Relationships: C and I cut it off due to distance, though we still talk occasionally. Talking to a girl in Atlanta I use to be close with and seeing if that goes anywhere since I applied to a few jobs there for other reasons. Talking to a girl G here in Miami that I think would be a good fit for the short-term and who the hell knows, maybe for the long-term. We think similarly, are above average in attractiveness, are good communicators, and hate the rat race about equally. Could be good. I don't really care as much about polyamory or not nowadays. Women just know how to act more smoothly in a courting to monogamous arrangement, or at max open-relationship arrangement. I think what tends to work best is either a primary with a few flings every now and again, or a committed relationship with two people where they both like each other. Keep tuned in~

Diet, Exercise, Hobbies, Sunlight: I've now realized just how important drinking 8 cups+ of water is, as well as weight lifting or running everyday. Having a list of things to do where bored as hell is also crucial. Sunlight is like heaven. I can't see myself living in a cold, dark place for half the year ever again. Eating plenty of greens and fruits is key too, and enough calories.

Taxes: Got a book on 2018 taxes. Need to get on that ASAP.

Orthodontia/Surgery: Planning on visiting NY once a month for orthodontia appointments. May consider switching the orthodontist to here in Miami or wherever I end up. I won't switch the insurance address from NY that way I can keep the same service providers. Got a sports mouthguard since there aren't many night guards that work with braces. It'll have to do. I'll probably get some teeth and gum contouring after my bite is fixed, then protect it all with a night guard. Talk about effort!

------------------------

Networth 60K

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TopHatFox
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Re: Fox's Journey: Out of the Burrow

Post by TopHatFox » Sun Apr 08, 2018 8:49 pm

APRIL 2018 UPDATES:

1. Working on getting the top-half of parent's house in leasing order with their help
2. Identified a large tool shed in the back yard I can convert into a tiny house w/ garden. Dad is eager to help
3. Got my mom an interview at a better job, but turns out the pay is lower. Considering negotiating
4. Completed 30 long-form apps for roles at two local colleges, and reached out to AC alumni working there
5. Flew to NY for orthodontia. Final tooth gap is closing nicely. Looks like 4-6 mo before surgery(!)
6. Trying to only think positive thoughts and mostly present happily from now on. Depression sucks and I'm through with it!
7. Went on a couple dates. Actively seeking another partner to form a long-term relationship with. #bringintheoptimism

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Fish
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Re: Fox's Journey: Out of the Burrow

Post by Fish » Sun Apr 08, 2018 9:42 pm

TopHatFox wrote:
Thu Mar 15, 2018 3:55 pm
Taxes: Got a book on 2018 taxes. Need to get on that ASAP.
Did you do your taxes by hand this year?

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TopHatFox
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Re: Fox's Journey: Out of the Burrow

Post by TopHatFox » Sun Apr 08, 2018 9:44 pm

I'm doing them righttttt - now. I'll have them checked by a tax preparation person tomorrow at 1 PM.~

Got around 2.1K in a refund. Learned lots about the 1040 and state forms, not to mention the w-4 haha. This $ will be awesome to help me finish up surgery!

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Fish
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Re: Fox's Journey: And Onto the Sunlight!

Post by Fish » Tue Jun 12, 2018 4:44 pm

TopHatFox wrote:
Tue Apr 10, 2018 3:02 pm
I'm going to replace internet forums and articles with Meetups, dialogue with in-person or video calling people, mentors, books, and audiobooks/podcasts. Let's see what happens.~ Thank you all for your time over the years! I may be back in a day, a week, or years. Who knows!
Haven't heard from you in a while Fox. Hope all is going well. Drop us a note when you feel like it.

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