Barlotti in Boston II

Where are you and where are you going?
Barlotti
Posts: 152
Joined: Sat Dec 10, 2011 7:58 am

Re: The fourth anniversary of Barlotti in Boston II

Post by Barlotti » Fri Aug 11, 2017 10:54 am

August 2013:
ASSETS
Condo $180,000
Roth balance $9,638
403b balance $20,092
Nonretirement investment $6,420
Pension NOT VESTED

LIABILITIES
Mortgage $157,978
Credit card debt $750

Net worth $62,423

August 2014:
ASSETS
Condo $188,000
Roth balance $18,685 (+$9,002)
403b balance $53,061 (+$32, 969)
Non-retirement investment $9,685 (+$3,265)
Pension $3,292

LIABILITIES
Mortgage $141,822 (-$16,156)
Heloan $14,415 (+$14,415)
credit card debt $3553 (+$2803)

Net worth $114,147 (+$51,724)

August 2015:
ASSETS
Condo $188,000
Roth balance $25,980 (+$7,295)
403b balance $77,450 (+$24,389)
Nonretirement investment and emergency fund $12,522 (+$2,837)
Pension $7,000

LIABILITIES
Mortgage $133,028 (-$8,794)
Heloan $13,025 (-$1,390)
credit card debt $5,314 (+$1,761)

Net worth was $160,704 (+$46,557)

August 2016:
ASSETS
Condo $200,000 (+$12,000)
Roth balance $12,512 (-$13,468)
403b balance $93,812 (+$16,362)
Nonretirement investment and emergency fund $0 (-$12,522)
Pension $9,433 (+$2,433)

LIABILITIES
Mortgage $111,474 (-$21,554)
Heloan $0 (-$13,025)
credit card debt $622 (-$4,692)

Net worth $203,510 (+$42,806)

August 2017:

Condo 200000
Checking 3775
Savings 5217
403b 125504
Roth 24136
Brokerage 0
Pension 11484
ASSETS 370,116

Mortgage 96880
Credit card debt 14000
LIABILITIES 110880

NET WORTH 259236 (+$55,726)

My net worth has increased $55,726 over the last year, and $196,813 since I started keeping track four years ago. Also, I've become a minimalist and become very peaceful and very resilient through meditation. All of this seems interrelated to me: good begets good, and all virtuous paths lead to the same destination.

I've signed up for a weekend meditation retreat at a Zen monastery to explore the possibility of taking retreat for 3 months to a year. And I'll tell you why I'm interested in a long-term retreat. It's because I know there will be benefit. In my experience with meditation, I've found surprising insight at every step, but in order to gain the insight, I must take the step for myself.

It's a kind of wisdom that once gained, seems obvious. On some level, I always knew, I just didn't understand. AND my experience with Buddhist meditation, which is basically a practice of self-reflection, is unveiling Catholicism for me. For example, I am finally "getting" the stations of the cross: why as Catholics, we are taught to face the crucifix, to embrace the crucifix. It is an expression of the four Noble Truths articulated by the Buddha.

Notwithstanding the limitations of language, the sacred is the sacred, regardless of the tradition, regardless of the gift-wrapping. When I recall my meditation experience where deer and raptors started approaching meditators in Onalaska, Washington, I think of Saint Francis of Assisi. We are all in touch with the sacred, and I wish everyone could see that.

Jason
Posts: 308
Joined: Mon Jan 30, 2017 8:37 am

Re: Barlotti in Boston II

Post by Jason » Fri Aug 11, 2017 1:23 pm

Good job on your financial progress. I can't say I'm in agreement with your syncretism, but its nice that you are communing with the sacred.

Francis of Assisi was like the Dr. Doolittle of the Medieval period.

MDFIRE2024
Posts: 200
Joined: Fri Jan 06, 2017 5:09 pm
Location: Germany

Re: The fourth anniversary of Barlotti in Boston II

Post by MDFIRE2024 » Sat Aug 12, 2017 1:29 am

Barlotti wrote:
Fri Aug 11, 2017 10:54 am
My net worth has increased $55,726 over the last year, and $196,813 since I started keeping track four years ago. Also, I've become a minimalist and become very peaceful and very resilient through meditation. All of this seems interrelated to me: good begets good, and all virtuous paths lead to the same destination.
Great financial progress. If I have calculated correctly you have increased your networth by 27%. Does this mostly come from saving or investing? Anyway keep on going. :-)

Another statement stroke me as well. It is about "minimalist" and "meditation". That, IMO, is good for FIRE as well. At least it helps me being more content and aware. As you wrote you become more peaceful. It is always good to be happy and satisfied besides the FI-numbers.

Gotta read your journal. Also looking forward to hear more about your experiences in the Zen monastery and your retreat. I have done this for 10 days in Thailand and I don't want to miss this experience. It was insightful. Wish you all the best there.

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