anomie's journal

Where are you and where are you going?
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anomie
Posts: 439
Joined: Sun Apr 29, 2012 2:13 pm
Location: midwest, usa

Re: anomie's journal

Post by anomie » Wed Oct 21, 2015 6:26 pm

Greetings -
All work and no play makes Jack a dull boy. And I am afraid I have been primarily focused on my stupid job the last few months. Or actively trying to forget it.

Not much to report or journal about.

Paid a guy recently $50/hour to stucco and tuck point our 100 year old basement. $2500
Jesus I charge $50/hour to do tech work when I have interest to free-lance. This guy spreads mud in cracks of stone. I really can't wait to quit my job and have more time to deal with life around me.... To be fair to his work, the basement repair precipitated a massive basement cleaning that resulted in cleaning out and downsizing of massive proportions. Mainly trash, a little stuff to give to recycle store.; some freecycle of old windows; 1 trash dump run; multiple weeks of putting stuff out on trash curb.. We ended up with much less stuff in the basement. Though now we have a spacious and fairly clean basement to use and try to keep clean. Possible gym space, glad I saved weight bench..
Downside is now i have more space to clean and maintain. Our house just grew by 1/3 effectively. still not sure what to do about that.

My new mantra is that in 10 years we will digitize all possessions, sell the rest, so that we never have to rent a rental storage unit to store our stuff when we world travel. Course that means not having any physical sentimentals. Work in progress. I don't really want to travel, just stay married. :)


Finances are slowly accumulating I assume due to saving and earning and such. About - 4 % for the year. Weird having a month where we can lose $50,000, and then recover most of it the next month.. I assume we are just buying low, and try not to worry about it.


Been listening to hipster band popular in mid-2000's I think.
Neutral_Milk_Hotel lately. Really fun stuff, makes me feel young again.

Retirement Countdown 346 days and counting ....


peace to you

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anomie
Posts: 439
Joined: Sun Apr 29, 2012 2:13 pm
Location: midwest, usa

Re: anomie's journal

Post by anomie » Sun Jan 17, 2016 12:53 pm

Hello - quick journal entry attempt.

We are scheduling a meeting with a gratis financial counselor - counselor is provided by work - to reveal our plan for my October retirement from my full-time job. This meeting is mainly to get a 3rd part reaction to the plan. More for my dw than anything else.

One scenario dw and I have discussed is me negotiating part-time employment after October. I am skeptical that such an arrangement will only benefit my employer, as my work stresses &/or projects consume most of my waking hours, regardless of my employment status. I wake up in the middle of night thinking about work; I'm not the most articulate speaker, but fairly conscientious project planner and/or coder when need be.

On the one hand, I think my financial situation is not relevant to the stereotypical ere'er -- a single individual accumulator/skill builder perhaps. On the other hand, my situation is perhaps useful to lots of people who have married and share finances. Which i think is common situation, a story of compromise and negotiation where 1 person is happy to live on a smaller budget, and 1 person wants a little more conventional lifestyle ....

personal, non- directly financial stuff
This past year, we have largely limited my at home alcohol to beer and wine, and this has worked really well for my personal life at home. Also (tmi alert), really strange that smoking has totally died away with no urge / little urge ever to resume. First mid-western winter I ever had to deal with drainage and congestion issues from natural respiration; I usually just smoked and dried up my internals and dealt with that damage .. One of those odd things that no one ever told me , like the Vitamin D deficiency endemic in the mid-west. who knew? not me.

The basement situation has worked out well, i now have a working gym down there -- weight bench and such -- and actually occasionally use it. Not smoking and reducing the drinking have really helped in this arena.

258 days to go ..

peace to you.

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FBeyer
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Re: anomie's journal

Post by FBeyer » Mon Jan 18, 2016 4:30 am

Are you following an actual exercise program?
If you own a bench a rack and a proper amount of weight I'll heartily recommend: Starting Strength by Rippetoe and Kilgore.
http://www.amazon.co.uk/Starting-Streng ... g+strength

They go into EXCRUCIATING detail about everything worth knowing about the 5 most useful barbell lifts. (\russian accent) Get book, do book, get strong like bear (\end Russian Accent)

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theanimal
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Re: anomie's journal

Post by theanimal » Fri Jan 22, 2016 3:50 am

I enjoy your journal anomie. On the first page you mentioned using your inheritance to undo some of what earned the wealth. Care to elaborate?

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anomie
Posts: 439
Joined: Sun Apr 29, 2012 2:13 pm
Location: midwest, usa

Re: anomie's journal

Post by anomie » Fri Jan 22, 2016 6:47 pm

Hello -
First , more Serious stuff, then much less serious stuff ...

Thanks for commenting!

@FBeyer - thanks for the recommendation. Will check out this mighty russian writer.

@theanimal - Thanks for the positive feedback! And ... Yes I will do so; will try to elaborate in next few days. Is a basic story of a wealth built on state-supported monopoly, historical racist oppression, chemical death due to addiction, and general protectionism in the name of 'capitalism'. hmm, actually that about sums it up. But will go into more detail as I can safely do so over more thought ...


Basement work porn --
A pic of my weight room / dungeon; note the nice stucco against the far wall. This guy did a great job all around. And the tuck-pointing in the far wall; we never ever used the basement before, and now I have my own little man-cave space! whee!!
Image


and a picture outside of my workroom window ; a typical day in small town winter midwest blah:
Image

and ...
Not serious
Below is a picture of me after exercising in the morning ...
(jk)
:D :lol: :lol: :lol: :lol:


warning!!!

BELOW is a gratuitous image that can't be unseen ....



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You have been warned!!

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Seriously! I warned you!


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Image
Ohh yeah! (I was googling for a bicep gif for FBeyer reply and found this.. lol!)
(the first animated gif embedded on the ere forum??)

thrifty++
Posts: 653
Joined: Sat May 23, 2015 3:46 pm

Re: anomie's journal

Post by thrifty++ » Sat Jan 23, 2016 3:40 pm

Be careful benching heavy weights on your on on bench press. Lots of people have died doing that. I generally dont use the "safety" clamps so that if I ever get stuck I can try tipping one side over so the weights fall off and the other side flies into the air!

Congrats on quitting smoking. I felt no urge to return to it when I realised shit what am I getting out of this other than an expense and loss of health. There is no pros only cons. Alcohol on the other hand can be more difficult. There is a clear euphoric high plus a nice taste.

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bigato
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Re: anomie's journal

Post by bigato » Sat Feb 20, 2016 1:54 pm

hey anomie. i miss our talks on irc!

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anomie
Posts: 439
Joined: Sun Apr 29, 2012 2:13 pm
Location: midwest, usa

Re: anomie's journal

Post by anomie » Wed Mar 23, 2016 3:45 am

@thrifty
nice tip on the bench press bar.

It reminds me of a vivid story from 20 years ago, that I am not sure worth communicating in this venue.


@bigato - Hey! How's it going?

I will try to be on the #ere channel more next few weeks just to see if anyone still there:

https://webchat.freenode.net/?channels=ere

Logging in to freenode from a web browser seems to provide more anonymity than using a desktop client like pidgin which registers your ip address as part of your account. But maybe I am just very rusty with the arcane intricacies of irc.

And besides, it is just another web browser tab in this age of keeping about 20 open...


++++++++++++
For my or others reference..
some forum threads about Instant Messaging , irc, and chat rooms, aka beating a dead horse:

IRC?

Forum Instant Messaging

(since you can't search forum for 'irc' since forum does not allow 3 letter searches..) internet chat room. wow this topic has been around for years and years...

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anomie
Posts: 439
Joined: Sun Apr 29, 2012 2:13 pm
Location: midwest, usa

Re: anomie's journal

Post by anomie » Sat Oct 01, 2016 3:34 pm

Greetings and salutations -
It has been a long while since I have updated this journal.
First, the meeting with the financial planner went really well; we got a gratis complete plan that included FireCalc type projections from them. Guess our savings qualified us for a real wealth management type treatment. Apparently there is at least one tier above us, but we qualified for a 2 part meeting where we came away with a thorough analysis of our finances, and advisement based on our responses to a survey as to recommendations.
We told the guy my plan to leave work in October; both of us to retire in 10 years and travel, etc.
He came back with a rec that said preferred course would be that we both work for 3 more years for 100%+ success rate, but whatever ..

I am now at my retirement date, so I felt to inform.

I am pretty much FI in the context of my life now. **

However, for funsies an opportunity at work arose over the summer and now I am working in new position. Doing tech management for a bit more $, and still able to telecommute. I avoided management in the past, prefer to drink lots of caffeine, blast music, and write code. Now that I can afford to fail at it, thought to give new thing a try.

So I have committed to that for 12-24 months, as long as it is fun and interesting. This new thing is also really time consuming, so I have not been able to read or play or do much of anything I once did. Reading this kind ERE forum is one such past time lost for now.


** I live combined life. Personally, I can live on $15k yr or so; combined we are closer to $40+ / yr. Our assets have grown to over $ target amounts, plus we will not touch them for 9 more years while my sig other provides month-to month.

I hope to fight future middle age dementia by doing tech activism of some sort in my spare time. and to resume playing video games....


best wishes to you.

Image

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anomie
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Joined: Sun Apr 29, 2012 2:13 pm
Location: midwest, usa

Re: anomie's journal

Post by anomie » Mon Sep 11, 2017 9:18 am

Hello! been a while. Lurking a bit, but hope to be back a bit more.
So. I am retired. Done.

my stats for possible useful reference by others:
  • retired at 49
  • dw working till 55'ish, our month to month coming out of this
  • no kids or other financial obligations
  • own our home and a 15 year old car
  • we are at 4% wr now, still accumulating, and not spending it for another 10+ years
Our plan is to do a lot of traveling in about 8 years, while we still have some health about us. She gets to travel a bit with work now, and now I have time to do this with her, so that is very cool.

We are very fortunate in many ways:
  • while the markets have been good to us, the bulk of our expenses are soft and can be cut as needed.
  • we have decent health
  • have the advantage of having both good finances, and skills and frugal lifestyle that can make it through the down times.
I am now at the boring phase of life where my biggest worry is my aging parents and in-laws. I am grateful this is our biggest worry.

The future is uncertain but the end is always near.

humor
Remember the Nonconformist Oath!
https://bongomusicsearch.com/download/8 ... -Oath.html
:)

I hope to stick around the boards a bit more to encourage others.
(Maybe one of the things I can work on now that i have time is my writing skills! hah! This journal entry seemed more interesting when it was in my head..)


Gratuituous interesting image for lack of substantive content:
Image

be well

MDFIRE2024
Posts: 253
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Location: Germany

Re: anomie's journal

Post by MDFIRE2024 » Tue Sep 12, 2017 12:52 am

Congratulation. Take care and I am looking to read more about your PostFIRE phase.

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