C40's Journal

Where are you and where are you going?
User avatar
BRUTE
Posts: 3702
Joined: Sat Dec 26, 2015 5:20 pm

Re: C40's Journal

Post by BRUTE » Sun Apr 08, 2018 12:53 am

bryan wrote:
Sat Apr 07, 2018 5:52 pm
I also admit everything is meaningless (yet nothing is meaningless).
welcome

nothing lasts, but nothing is lost.

User avatar
C40
Posts: 2125
Joined: Thu Feb 17, 2011 4:30 am
Location: Western U.S.
Contact:

Re: C40's Journal

Post by C40 » Thu Apr 19, 2018 2:41 pm

wheatstate wrote:
Fri Apr 06, 2018 1:43 pm

I will be curious how you like Wichita, the people you meet and your review of outdoor opportunities......

Quick rundown on biking
Gravel has exploded and is big. Lots of gravel roads to explore. Flint hills are nice......
I'm in Wichita now. :-)

Main focus is checking out the people here. I do have a cyclocross bike along and I'll research Flint Hills. I may do a bit of biking here, but not much, as it isn't all that warm this week and I decided to bring along very little cold-weather riding gear.

User avatar
C40
Posts: 2125
Joined: Thu Feb 17, 2011 4:30 am
Location: Western U.S.
Contact:

Re: C40's Journal

Post by C40 » Fri Jun 01, 2018 12:17 pm


--------------------------------------
APRIL-MAY 2018
---------------------------------------


APRIL SPENDING: $1053
  • Spent $490 on gas - driving from Portland to Oklahoma City

MAY SPENDING: $217
  • Sold a pen for $300
    Bought hobby stuff: $200
    Food low because mom. (she renounced cooking, but was wanting to eat keto/paleo to lose weight. So she buys most of the food and I do most of the cooking)
I expect to be here with my mom for at least two more months, and my spending should stay low while here.




CHARTS


Image



Image

My income has been growing pretty nicely. I want to convert more of my mutual funds to higher yielding dividend stocks. I also want to sell more options.

At some point I may take the cash from my pension (like $58k) and invest that all in stocks, which would bump my income some. I’d be all-in on stocks, which I think I’ll be ok with because I’ll be earning other money over the years. If prices seemed low, I’d convert the pension now. But I think I may wait. The pension grows at 3% per year which I believe is better than any other cash-type investments available. One of the reasons I’d like to convert it is for the money to feel more in my control/possession.



Image

Things are looking pretty good here at C40 industries. Profit! 44% savings rate YTD.




Image




Image









PROJECT MOM VAN

My mom bought an empty Dodge Promaster cargo van, and I’m converting it into a camper/RV for her. So far, I’ve been doing the design work. There are a lot of decisions to be made and things to think about to get everything to fit right and all that. I’ve been buying most of the parts/materials needed and filling up her spare bedroom and garage with them. I’ll get started out in the van physically this month.

If you want to see what I’ve done so far (not much), it can be found here on my Instagram Story highlight: https://www.instagram.com/stories/highl ... 066174684/

This van is going to turn out a lot nicer than mine but cost about the same for the comparable materials and parts.




WICHITA

I spent 4 or so days looking around Wichita to assess it as a potential place to live. What I would probably do in a city like that is buy a project house, fix it up and live there, and sell it after 2+ years. Since I would/could be there a limited time, the city I choose doesn’t need to be totally perfect.

Wichita seems like it would work fairly well. The house prices are low. The city is ok. Most of it was built in the 50’s or so, after the war, when the flight industry was booming there. So there are a lot of small-ish houses. It’s like 600,000 people, so I believe I would be able to find a fair amount people that I want to make friends with.

It would be a cheap place to get a project house, though the potential profit would be limited because of those low prices. Could be a pretty safe place for a first house project because the house prices there wont go down (much), even in a crash situation.





OKLAHOMA CITY
I’ve been here for over a month. I’m having a pretty good time. Mom lives out in the suburbs on the very edge of the metro area. It’s very Americana here. All spread out.

Dating has gone surprisingly well. My stock is high because of my travel, outdoors stuff, retirement, since I’m so cool and good-looking :-D, because I have many more interests than watching sports, and because my pictures are good (on dating apps.).

I was thinking the pool of single women here, especially over age 25 or 30 would be a lot of christian divorced single mothers. To a large extent, that is the case. But, I’ve been having good results dating so far.

One reason is that I stand out in the sea of men here around my age. Most are very plain, boring, conservative, close-minded, out of shape, and disheveled. I stand out particularly to the more liberal and sex-positive women. Right away after getting here I met a surprising amount of polyamorous, bisexual, open-minded women.

So, I’ve been meeting a lot of women and having a lot of sex. I haven’t found the right one (or two) to be my Oklahoma City girlfriend(s). Dating a lot of new people can be draining, and I’m starting to slow that down and focus more on waiting/looking for the better ones.

Anyways… OKC would also be a candidate city for a 2 year project house.




FITNESS

I’ve done a good job with my body since I started living in these houses. While in Portland, I gained muscle (went from 140lbs to 163lbs). Here in Oklahoma, I’ve been cutting my fat and have gotten quite lean (at the moment, down to 147lbs and leaner than I had been at 140 when I got to Portland).

I’m going to join a gym here in Oklahoma and bulk up again, maybe up to 170 lbs this time. The largest I’d like to get is about 160 when lean (10% bodyfat or so). For me (light bone structure) that is pretty big/muscular and as strong as I have any reason to be.






STATIC LIVING

I’ve been continuing to think about buying/making a static home. I still feel I have some more van-traveling in me while/before I figure out exactly what I want to do. But I’d like to getting it set up, especially if I do an ongoing home/travel mixture.


Here are some of what I’m thinking at the moment:

LOCATION:
  • * Prefer in/near a city of at least 200,000 people. A million or so would make it easier to find my kind of people.
    * For a long-term home base, prefer it to be in the western half of the US
    * For a short-term project, other areas are ok, probably including the south, where homes are generally cheaper


TRANSPORTATION:
* In a larger city, most of the people I’d make friends with, especially the women I date, tend to live near the city center in the trendy/expensive areas. So, if I live out in a cheap part of the city, efficient transportation will be important. (Which is why I’ve been thinking about motorcycles lately - along with that I’d enjoy it much more than driving - especially driving something like my van, which is big and pretty heavy and has a huge 5.9 liter engine that when I press the gas on I am very aware of the comparatively huge amount of gas shooting into it’s engine.)
* If I live outside of the city, transportation is again big. I’d want to not live far away unless I were to set up some kind of multiple location home (like, say, sometimes living in a shed in my brother or mom’s back yard, sometimes living in a shack/tent/dirtbag home out sort of in the middle of nowhere near earth stuff I really enjoy.)
* If I were to live in a city center type area, then transportation would be pared down to a minimum, and I’d strongly consider selling the van.



HOBBIES/SYSTEM/CONNECTED GOALS
Along with the people/relationship stuff, these are what is appealing to me about static living right now. The long-tern travel allows some of these things, but only a portion of the things I’d like to do.
  • * Gardening for food, maybe selling some of it
    * Entrepreneurial/small business things
    * Getting (part-time or short-term) jobs in order to learn things I’m interested in / meet people
    * Having a workshop. Doing things like motorcycle repair/improvements, bicycle stuff, other types of building/fixing/tinkering
    * Fixing up a house
    * Doing some type(s) of photography for money and to improve my skills
Traveling and outdoors stuff does have an appeal for me, but it’s a bit limited in that it’s more on the experiential side, and there are limitations on what types of skills I can learn., hobbies I can pursue, and incomes I can earn.

If I get a home out in the western U.S., especially if I get a really inexpensive, long-term one, I could still use the van to go out on trips of days/weeks/months. If I get into motorcycles, I could have one that I use for going out exploring and camping in a more pared-down way.




Right now, my family’s plans are:
  • * Brother moving to Phoenix (from NC)
    * Mom moving to Phoenix
    * Sister moving back to Denver (from NC)
    * Dad - ? (he’d been planning to move to TN, partly to be close to my siblings.)
Brother and sister both did not like NC, for, I think, maybe picky reasons.

If my brother and mom do move to Phoenix and they like it, they’d be there long term. My sister is always changing her mind, but she may have decided to just go back to Denver and stay there.

I’m still hoping for some kind of family compound. (Separate houses on one piece of land). Brother and mom are the likely candidates for this because they both want to travel a lot in the future but would keep their homes, so, us being together would allow the others to watch/maintain/rent out the vacant home while they’re gone. Phoenix would be pretty good for this, location wise, just since it’s out in the west and Arizona is fun.

….. I think that’s enough of my rambling for now.

User avatar
BRUTE
Posts: 3702
Joined: Sat Dec 26, 2015 5:20 pm

Re: C40's Journal

Post by BRUTE » Fri Jun 01, 2018 2:50 pm

how does C40 like the Promaster? a lot of old school van dwellers seemed skeptical at first because it seems to be a FIAT rebranded to Dodge. but the idea of a more affordable Sprinter format seems appealing, obviously.

brute has heard that Las Vegas still has tons of houses <$50k, and is only a short flight away from Phoenix. apparently pretty well-connected airport in general, for a more part-time home base.

Seppia
Posts: 676
Joined: Tue Aug 30, 2016 9:34 am
Location: Italy

Re: C40's Journal

Post by Seppia » Mon Jun 04, 2018 3:28 pm

What an amazing journal, thanks for sharing.
Sorry I have nothing more to add :)

User avatar
C40
Posts: 2125
Joined: Thu Feb 17, 2011 4:30 am
Location: Western U.S.
Contact:

Re: C40's Journal

Post by C40 » Mon Jun 04, 2018 3:46 pm

Thank you Seppia :-)
BRUTE wrote:
Fri Jun 01, 2018 2:50 pm
how does C40 like the Promaster? a lot of old school van dwellers seemed skeptical at first because it seems to be a FIAT rebranded to Dodge. but the idea of a more affordable Sprinter format seems appealing, obviously.

brute has heard that Las Vegas still has tons of houses <$50k, and is only a short flight away from Phoenix. apparently pretty well-connected airport in general, for a more part-time home base.
I like the Promasters. And the Transits and the Nissan NVs. I think they're all better than a Sprinter. I believe the Nissans are the best for rough roads as they are built on a truck platform (and aren't really a eurovan)

The Promasters have limited ground clearance. They do get pretty good traction though. A couple guys I spent time with in Mexico got their Promasters through some pretty soft sandy roads.

Money-wise, an older style American van with a high top put on it is still way cheaper than the eurovans, and is more more rough-road capable. But in most cases that requires putting a top on one yourself (which isn't all that hard)




I took a quick look at Vegas on Zillow and didn't see much as far as cheap houses. (?). I'm not a big van of Vegas, but maybe I wasn't there long enough to make a good judgement (just a week or two).. sizeable cities in the western US that aren't really expensive are few and far between though. Vegas is located fairly well for outdoors stuff

Seppia
Posts: 676
Joined: Tue Aug 30, 2016 9:34 am
Location: Italy

Re: C40's Journal

Post by Seppia » Mon Jun 04, 2018 4:08 pm

what about Salt Lake City?
Utah is the most beautiful state of all in my opinion, such a diverse array of amazing nature. Mountain, forest, canyons, desert... I could spend ages in Utah.

Also, I've found the fears of... uh... higher than usual focus on religion... to be overblown.
Lots of regular people there.

User avatar
C40
Posts: 2125
Joined: Thu Feb 17, 2011 4:30 am
Location: Western U.S.
Contact:

Re: C40's Journal

Post by C40 » Mon Jun 04, 2018 5:07 pm

Yeah that's another option I'm considering. I like Utah a lot. I want to go hang out in SLC some, as I've only been there for work trips or driving straight through. It looks pretty pricy compared to what I'd really like. Might be a good place to do a house fix/flip project if I'd like more profit potential than in places like the southeast US

SavingWithBabies
Posts: 415
Joined: Mon Aug 31, 2015 2:50 pm
Location: Midwest, USA

Re: C40's Journal

Post by SavingWithBabies » Mon Jun 04, 2018 9:21 pm

I was surprised to learn about the smog problem in SLC. Something to think about. Maybe everyone knows about it here already but I just didn't put smog + Utah on the same page. Is it a real problem or overblown?
Last edited by SavingWithBabies on Mon Jun 04, 2018 9:38 pm, edited 1 time in total.

User avatar
BRUTE
Posts: 3702
Joined: Sat Dec 26, 2015 5:20 pm

Re: C40's Journal

Post by BRUTE » Mon Jun 04, 2018 9:26 pm

C40 wrote:
Mon Jun 04, 2018 3:46 pm
I took a quick look at Vegas on Zillow and didn't see much as far as cheap houses.
there are quite a few <$50k

Jason
Posts: 1533
Joined: Mon Jan 30, 2017 8:37 am

Re: C40's Journal

Post by Jason » Tue Jun 05, 2018 6:09 am

The housing crisis was especially severe in Vegas and Florida. I would think there are still a number of bargains out there. Maybe type in "stripper pole" in the search engine.

suomalainen
Posts: 494
Joined: Sat Oct 18, 2014 12:49 pm

Re: C40's Journal

Post by suomalainen » Tue Jun 05, 2018 9:12 am

@SWB real problem. IIRC it's called "inversion". Something about temperature differences or whatever and the pollutants can't get blown over the mountains so they stay stuck in the valley. In the winter, you can look across the valley and yon snow covered mountain looks brown. It's gross.

SavingWithBabies
Posts: 415
Joined: Mon Aug 31, 2015 2:50 pm
Location: Midwest, USA

Re: C40's Journal

Post by SavingWithBabies » Tue Jun 05, 2018 12:16 pm

@suomalainen That sounds bad. I've never lived somewhere with smog. I think that would be a deal breaker for me.

User avatar
Viktor K
Posts: 328
Joined: Sat Jul 30, 2016 9:45 pm
Location: China
Contact:

Re: C40's Journal

Post by Viktor K » Tue Jun 05, 2018 8:25 pm

You merely adopted the smog...

User avatar
BRUTE
Posts: 3702
Joined: Sat Dec 26, 2015 5:20 pm

Re: C40's Journal

Post by BRUTE » Tue Jun 05, 2018 9:32 pm

Viktor K thinks smog is his ally?

jaguarsfan
Posts: 9
Joined: Sat May 26, 2018 12:58 pm

Re: C40's Journal

Post by jaguarsfan » Wed Jun 06, 2018 9:02 am

Just finished reading all 35 pages of this the past couple days. Amazing journey - inspiring and picked up a few tips and ideas, even if I'm unlikely to buy a van anytime soon. Thanks for the journal.

User avatar
C40
Posts: 2125
Joined: Thu Feb 17, 2011 4:30 am
Location: Western U.S.
Contact:

Re: C40's Journal

Post by C40 » Sat Jun 30, 2018 8:34 pm


--------------------------------------
JUNE 2018
---------------------------------------



JUNE SPENDING: $716
  • Bought a pen for $260 (one I’ve wanted for a long time and that is hard to find)
  • 6 months of van insurance: $189
  • Food spending is pretty low because mom is buying most of the food while I work on her van.
Image





CHARTS


Image


Image


YTD savings rate is up to 51%. WOO HOOOO.





VAN FOR MOM
It’s coming along. I have a lot of the main design decisions made and and now I’m getting on to building the stuff inside. It’s kind of slow going because nothing is straight, even, or square inside the van so I’ll be making all kinds of custom wood pieces.

You can see the progress here: https://www.instagram.com/stories/highl ... 066174684/




SOCIAL/~LOVE
I’ve made a couple friends and have a lover with a big ol’ booty. The lover can be annoying when we’re not having sex, so I may look for a replacement.




FITNESS
Going well. I joined a gym and started bulking again. I’m looking and feeling pretty damn good. This second bulking and cutting cycle may get me as big as I want - about 160# when really lean. With my small bone frame, that’s pretty big and strong, looks really good, but doesn’t require a huge amount of maintenance calories.




PROPERTY SEARCHING
I’ve been looking at cities in Arizona lately (mainly in Phoenix and Tucson) since my brother and mom are moving there. Sometimes I also look at Wichita and Topeka. The later two are very cheap and are a good way to compare how expensive other places really are. Houses in Phoenix cost about three times as much as Wichita. And for big cities, Phoenix is fairly cheap.

A big challenge so far with this location analysis is that every place has something big wrong with it. Phoenix is hot in the summer, too expensive, and too dry for a good garden. Wichita is too conservative and square. Portland/Seattle are too grey and crazy expensive. It seems that for the set of characteristics I desire, there will be no “having it all”. So I’ll need to prioritize more.

I still need to do some thinking about whether I want a (relatively) short-term home or a long term one, and whether I want a fixer-upper or not.

In general, I would like to do a good job of optimizing this in at least some ways. Like one or some of these:
  • Really inexpensive
  • I make money on it when I sell it
  • Rent out part of the property while I live there
  • It being particularly good for some other kinds of hobby income generation
I did find and get pretty excited about this property in Topeka . It’s really just a workshop, with half of the building sort of converted into a home, on nearly 3 acres, IN THE CITY. The list price got down to $45k and it sold in May for $36k. I’m not entirely sure whether I’d consider the living quarters good enough, but in general it looks like a property I’d like a lot. (small home, workshop, plenty of land, in a city, cheap). I’d like to find more properties like this. It’s time consuming looking through tons of listings though.

If I want to live in a city, especially one like Phoenix or even one that’s more expensive, I’m thinking that I’d like to find a house on a big lot, build a small home on the back of the property for me to live in, and rent out the house. If the money works out well, I could get the same kind of income that I would’ve gotten as dividends if I’d left the money in stocks (or more), but I will have a home. I think I'll start researching the laws/building codes related to building the second home. If you know of any good references for this kind of thing, or you know about it yourself, please share.

Because I can take my time, I’d like to do this in a good way money-wise.

suomalainen
Posts: 494
Joined: Sat Oct 18, 2014 12:49 pm

Re: C40's Journal

Post by suomalainen » Sat Jun 30, 2018 8:50 pm

We looked at building once. Zoning restrictions vary widely so you'll just have to read/inquire about footprint, density, setback, environmental, site, etc. restrictions in each targeted locale and/or specific zones (same city can have various zones each with their own unique issues), but presumably if you're living there, the small house will have to be permitted, up to code, etc. Maybe not if you find yourself in a very rural or anti-government locale. Maybe if you build a tiny house on a trailer stuck in the back you can get away with less (assuming zoning permits whatever tiny houses on trailers are considered there). Depending on the zoning/building department, you might be able to get questions answered over the phone, but in my area you had to show up in person and/or make an appointment. But they were very helpful.

User avatar
BRUTE
Posts: 3702
Joined: Sat Dec 26, 2015 5:20 pm

Re: C40's Journal

Post by BRUTE » Sat Jun 30, 2018 9:15 pm

C40 wrote:
Sat Jun 30, 2018 8:34 pm
lover with a big ol’ booty.
pics or it didn't happen

User avatar
C40
Posts: 2125
Joined: Thu Feb 17, 2011 4:30 am
Location: Western U.S.
Contact:

Re: C40's Journal

Post by C40 » Sat Jun 30, 2018 9:56 pm

Ha, nice try.

Post Reply