Page 1 of 1

Oslo (Norway) meetup?

Posted: Sun Aug 20, 2017 10:48 am
by liberty
Who would like to join a meetup in Oslo?

Re: Oslo (Norway) meetup?

Posted: Sun Aug 20, 2017 4:58 pm
by Jean
I'll join if it falls within a two free weeks windows for me.

Re: Oslo (Norway) meetup?

Posted: Tue Aug 22, 2017 11:25 am
by liberty
Cool - who else wanna join?

Re: Oslo (Norway) meetup?

Posted: Wed Aug 23, 2017 4:15 am
by wood
I'm coming to Oslo during the marathon weekend (Sept 16th) and would love to join.

Re: Oslo (Norway) meetup?

Posted: Wed Aug 23, 2017 5:30 am
by Jean
This time wouldn't work for me.

Re: Oslo (Norway) meetup?

Posted: Wed Aug 23, 2017 1:30 pm
by liberty
Okay, other dates you can join, wood? :)

Re: Oslo (Norway) meetup?

Posted: Thu Aug 24, 2017 1:56 am
by wood
Suitable dates for me:
- Weekend 16th Sept
- Any one weekend in October or November
- Any day between 22nd and 28th December

Re: Oslo (Norway) meetup?

Posted: Fri Aug 25, 2017 1:37 pm
by liberty
Cheers! When you can join in October, Jean? :)

Re: Oslo (Norway) meetup?

Posted: Sun Apr 21, 2019 3:57 pm
by liberty
Bumping this. Who's up for a meetup in April or May? Would be nice to meet some other FIRE-people!

Re: Oslo (Norway) meetup?

Posted: Sat Apr 25, 2020 11:59 am
by benrickert
@liberty I’d like to meet like minded people in Oslo! Where in Oslo do you live?

Re: Oslo (Norway) meetup?

Posted: Mon Apr 27, 2020 5:13 pm
by liberty
Hi @benrickert, in the south, but this flat sucks. NOK 6500 everything included was a bit too cheap, even for me. Now looking for a super fun job, that's the only thing that can stop me from retiring this summer :D

Re: Oslo (Norway) meetup?

Posted: Tue Apr 28, 2020 10:49 am
by benrickert
@liberty nok 6,500 - yes that is cheap living in Oslo. But must allow you to save lots.

Sounds like a great situation to be in though - looking for a job without needing one. Make sure it will be one you appreciate then.

Others on the forum you’ve located in Oslo?

Re: Oslo (Norway) meetup?

Posted: Tue Apr 28, 2020 2:47 pm
by liberty
Actually I haven't met others in Oslo from this forum, but talked to a few other FIRE people. Cool that there are other EREers in the city. Do you plan to retire in Oslo?

Re: Oslo (Norway) meetup?

Posted: Wed Apr 29, 2020 3:51 am
by benrickert
Ok.
Not sure about where to retire yet. Thinking that a small house on a larger plot of land on the outskirts of suburbs not too far from public transport would be a good place. But remaining open until I get closer to savings goal. Now I’m first and foremost working on practicing renessaince skills, bringing down living costs, increasing salary. Main mistake so far has been to lock in a 4% interest rate on mortgage and not be able to pay it down w/o paying a large premium.

Been cautious on saving in stocks for a long while due to high pricing so haven’t gotten much of a return there either. But seems like savings rate is most important in the beginnings so not too much of a worry.

Seems like you are heading abroad for life post salaryman?

Re: Oslo (Norway) meetup?

Posted: Wed Apr 29, 2020 11:11 am
by liberty
4% on mortgage is high. Would you need to sell the house in order to get rid of it?

Yeah, in the winter. Will still stay in Norway in the summer, I think, but in cheaper locations. With my current assets, I will need to spend max 7-8000 NOK per month, which should work fine. I have already tested living abroad for less than that amount, and that works well.

Re: Oslo (Norway) meetup?

Posted: Wed Apr 29, 2020 11:51 am
by benrickert
I would need to pay the applicable premium for paying it back regardless - the difference between the 4% and the current rate until the end of the lock-in period. So makes more sense to put savings to use in other ways. Eg the stock market.

That is an impressingly low number! Have you written about how that is split on different spending items? Eg food, housing etc?

Re: Oslo (Norway) meetup?

Posted: Wed May 06, 2020 10:35 am
by liberty
I spend 60-70% on housing. I rarely use public transport. My hobbies (disc golf, programming, running, hiking, biking, sex) are free or cheap.

Re: Oslo (Norway) meetup?

Posted: Fri May 08, 2020 11:45 am
by benrickert
Yep. Housing is likely to be the major part if spending isn’t higher. How did you hack food? What do you normally eat?

Re: Oslo (Norway) meetup?

Posted: Fri May 08, 2020 3:53 pm
by liberty
Not really much of hacking on food. I used to eat pre-made dishes, but started cooking 3-4 years ago. Vegetable soup (it's less than NOK 10 per day!), fish burgers, tacos, fried rice with chicken, fish. When I move to the farmland I will get more self sufficient and cut the food costs even more.

Re: Oslo (Norway) meetup?

Posted: Sat May 09, 2020 2:35 pm
by benrickert
Your diet sounds normal. No dumpster diving or canned food diet? 😊
I cook all food using mostly unprocessed food. But not very restrictive so could probably reduce food costs if I really wanted. I rather focus on reducing housing, transportation and unnecessary things though.