SWR milestone record

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2Birds1Stone
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Re: SWR milestone record

Post by 2Birds1Stone » Tue Apr 30, 2019 8:25 am

@jacob, I understand the concept and appreciate you laying it out like that.

1/1/2011 - 120%
1/1/2012 - 80.0%
1/1/2013 - 58.5%
1/1/2014 - 36.7%
1/1/2015 - 20.7%
1/1/2016 - 14.4%
1/1/2017 - 8.8%
1/1/2018 - 6.4%
1/1/2019 - 4.2%

5/1/2019 - 3.57

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Lemur
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Re: SWR milestone record

Post by Lemur » Tue Apr 30, 2019 8:59 am

Lemur wrote:
Wed Dec 05, 2018 12:13 pm
12/01/2018 - 32.97%. Investments are at $91,000. The aim is $750,000. Goal for next year is to increase investments while keeping the goal number the same or reduced.
Reminding myself how I calculated the previous number: $750,000 * 0.04 = $30,000 / $91,000 = 32.97% SWR

5 Month Update:

04/30/2019 - 20.34%. Investments are up to $118,000. Goal is $600,000 as I've adjusted downwards over the past five months making me realize I can live a bit less...biggest change was to my projected food budget.

cmonkey
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Re: SWR milestone record

Post by cmonkey » Sun May 12, 2019 12:01 pm

3.5%

Nomad
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Re: SWR milestone record

Post by Nomad » Mon Jun 24, 2019 7:11 am

Mid 2018: 9.4% SWR

Mid 2019: 7.7% SWR

2Birds1Stone
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Location: Earth

Re: SWR milestone record

Post by 2Birds1Stone » Fri Jul 05, 2019 3:19 pm

1/1/2011 - 120%
1/1/2012 - 80.0%
1/1/2013 - 58.5%
1/1/2014 - 36.7%
1/1/2015 - 20.7%
1/1/2016 - 14.4%
1/1/2017 - 8.8%
1/1/2018 - 6.4%
1/1/2019 - 4.2%

7/1/2019 - 3.45%

steveo73
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Re: SWR milestone record

Post by steveo73 » Mon Jul 08, 2019 4:22 am

July 2019 7.74%.

chicago81
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Location: Chicago, IL

Re: SWR milestone record

Post by chicago81 » Mon Jul 08, 2019 8:21 am

July 2019 - 4.03%

2Birds1Stone
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Re: SWR milestone record

Post by 2Birds1Stone » Sat Aug 03, 2019 6:01 am

1/1/2011 - 120%
1/1/2012 - 80.0%
1/1/2013 - 58.5%
1/1/2014 - 36.7%
1/1/2015 - 20.7%
1/1/2016 - 14.4%
1/1/2017 - 8.8%
1/1/2018 - 6.4%
1/1/2019 - 4.2%

8/1/2019 - 3.46%

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Lemur
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Re: SWR milestone record

Post by Lemur » Mon Sep 23, 2019 1:53 pm

Lemur wrote:
Tue Apr 30, 2019 8:59 am
Reminding myself how I calculated the previous number: $750,000 * 0.04 = $30,000 / $91,000 = 32.97% SWR

5 Month Update:

04/30/2019 - 20.34%. Investments are up to $118,000. Goal is $600,000 as I've adjusted downwards over the past five months making me realize I can live a bit less...biggest change was to my projected food budget.
05/22/2019 - $600,000 * 0.04 = $24,000 / $135,000 = 17.78% SWR.

Travis
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Re: SWR milestone record

Post by Travis » Sun Oct 13, 2019 1:39 am

All figures calculated on 31 December

2003: $0
no reliable data available
2013: 17.86%
2014: 14.19%
2015: 12.38%
2016: 10%
2017: 7.65%
2018: 7.51%
2019 (13 OCT): 5.99%

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fiby41
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Re: SWR milestone record

Post by fiby41 » Sun Oct 13, 2019 6:07 am

18.28%, Today

2Birds1Stone
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Location: Earth

Re: SWR milestone record

Post by 2Birds1Stone » Sun Oct 13, 2019 6:48 am

1/1/2011 - 120%
1/1/2012 - 80.0%
1/1/2013 - 58.5%
1/1/2014 - 36.7%
1/1/2015 - 20.7%
1/1/2016 - 14.4%
1/1/2017 - 8.8%
1/1/2018 - 6.4%
1/1/2019 - 4.2%

10/1/2019 - 3.29%

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fiby41
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Location: India

Re: SWR milestone record

Post by fiby41 » Mon Oct 14, 2019 3:37 am

fiby41 wrote:
Sun Oct 13, 2019 6:07 am
18.28%, Today
It was 167% at the time of joining this forum.

wolf
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Location: Germany

Re: SWR milestone record

Post by wolf » Mon Oct 14, 2019 10:35 am

deleted
Last edited by wolf on Mon Oct 14, 2019 1:14 pm, edited 1 time in total.

tonyedgecombe
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Re: SWR milestone record

Post by tonyedgecombe » Mon Oct 14, 2019 12:29 pm

I’m not sure this is a good way to measure progress. Going from 18% to 14% is a lot easier than going from 8% to 4%.

2Birds1Stone
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Re: SWR milestone record

Post by 2Birds1Stone » Mon Oct 14, 2019 1:57 pm

@tony, I would argue it's a great way to measure progress. Most people understand this concept. Very much like going from 4% to 3% is more difficult* than going from 8 to 4%

*this is all relative. Not all of these drops come from accumulation, but rather optimization/lowering of spending. It's not a linear progression in absolute %'s

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Lemur
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Re: SWR milestone record

Post by Lemur » Tue Nov 12, 2019 12:00 pm

12/01/2018 - 32.97% [$750,000 * 0.04 = $30,000 / $91,000]
04/30/2019 - 20.34% [$600,000 * 0.04 = $24,000 / $118,000]
05/22/2019 - 17.78% [$600,000 * 0.04 = $24,000 / $135,000]
11/12/2019 - 16.90% [$600,000 * 0.04 = $24,000 / $142,000]

SWR progress is slowing down. Like the mind-shift I used to draw down from $750k to $600k, maybe I can think about $500k as the next number.

@Tony. Agree that dropping further gets more difficult. The progress I made in the first two recordings were electrifying but that is because I mind-shifted down to a lower spend level. That is what makes this useful IMO. It makes me wanna think about out how to further reduce spending.

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