SWR milestone record

[CS]

Uhm, why don't you update one post instead of a new post all the time. I bet this thread would be a page or two if everyone did that.

[Lemur]

Interesting CS. I'm not even sure why I didn't think of that haha but I updated my post.

Under 10% SWR now

[chicago81]

1/1/2021 - 1.67% SWR

[2Birds1Stone]

1/1/2011 - 120%
1/1/2012 - 80.0%
1/1/2013 - 58.5%
1/1/2014 - 36.7%
1/1/2015 - 20.7%
1/1/2016 - 14.4%
1/1/2017 - 8.8%
1/1/2018 - 6.4%
1/1/2019 - 4.2%
1/1/2020 - 3.2%
1/1/2021 - 1.3%

Well that was fun, time to increase spending and go in reverse.

@CS, that's a good point. For 2021 I'll just update this post monthly. Going to be interesting to document the psychological response to reversing direction.

[nomadscientist]

Based on my actual 2019 spending and 1st Jan 2020 networth... 18.1%.

11.3%

2020 actual spending and 1st Jan 2021 networth

About 1/6 of this was car costs and a medical bill which I hope do not recur.

[biaggio]

Current SWR at 10.89%

SWR is computed assuming constant spending at which I'm comfortable. Actual spending for 2020 was lower, if used it would bring the number down to 9.5%.