SWR milestone record

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Lemur
Posts: 601
Joined: Sun Jun 12, 2016 1:40 am

Re: SWR milestone record

Post by Lemur »

Lemur wrote:
Wed Dec 05, 2018 12:13 pm
12/01/2018 - 32.97%. Investments are at $91,000. The aim is $750,000. Goal for next year is to increase investments while keeping the goal number the same or reduced.
Reminding myself how I calculated the previous number: $750,000 * 0.04 = $30,000 / $91,000 = 32.97% SWR

5 Month Update:

04/30/2019 - 20.34%. Investments are up to $118,000. Goal is $600,000 as I've adjusted downwards over the past five months making me realize I can live a bit less...biggest change was to my projected food budget.

cmonkey
Posts: 1791
Joined: Mon Apr 21, 2014 11:56 am

Re: SWR milestone record

Post by cmonkey »

3.5%

Nomad
Posts: 303
Joined: Wed May 16, 2018 5:23 pm
Location: UK

Re: SWR milestone record

Post by Nomad »

Mid 2018: 9.4%
Mid 2019: 7.7%
Mid 2020: 6.5%
Last edited by Nomad on Fri Jun 05, 2020 6:28 am, edited 3 times in total.

2Birds1Stone
Posts: 1039
Joined: Thu Nov 19, 2015 11:20 am
Location: Earth

Re: SWR milestone record

Post by 2Birds1Stone »

1/1/2011 - 120%
1/1/2012 - 80.0%
1/1/2013 - 58.5%
1/1/2014 - 36.7%
1/1/2015 - 20.7%
1/1/2016 - 14.4%
1/1/2017 - 8.8%
1/1/2018 - 6.4%
1/1/2019 - 4.2%

7/1/2019 - 3.45%

steveo73
Posts: 1432
Joined: Sat Jul 06, 2013 6:52 pm

Re: SWR milestone record

Post by steveo73 »

July 2019 7.74%.

chicago81
Posts: 281
Joined: Sat Feb 04, 2012 3:24 pm
Location: Chicago, IL

Re: SWR milestone record

Post by chicago81 »

July 2019 - 4.03%

2Birds1Stone
Posts: 1039
Joined: Thu Nov 19, 2015 11:20 am
Location: Earth

Re: SWR milestone record

Post by 2Birds1Stone »

1/1/2011 - 120%
1/1/2012 - 80.0%
1/1/2013 - 58.5%
1/1/2014 - 36.7%
1/1/2015 - 20.7%
1/1/2016 - 14.4%
1/1/2017 - 8.8%
1/1/2018 - 6.4%
1/1/2019 - 4.2%

8/1/2019 - 3.46%

User avatar
Lemur
Posts: 601
Joined: Sun Jun 12, 2016 1:40 am

Re: SWR milestone record

Post by Lemur »

Lemur wrote:
Tue Apr 30, 2019 8:59 am
Reminding myself how I calculated the previous number: $750,000 * 0.04 = $30,000 / $91,000 = 32.97% SWR

5 Month Update:

04/30/2019 - 20.34%. Investments are up to $118,000. Goal is $600,000 as I've adjusted downwards over the past five months making me realize I can live a bit less...biggest change was to my projected food budget.
05/22/2019 - $600,000 * 0.04 = $24,000 / $135,000 = 17.78% SWR.

Travis
Posts: 2
Joined: Fri Oct 11, 2019 10:06 pm

Re: SWR milestone record

Post by Travis »

All figures calculated on 31 December

2003: $0
no reliable data available
2013: 17.86%
2014: 14.19%
2015: 12.38%
2016: 10%
2017: 7.65%
2018: 7.51%
2019 (13 OCT): 5.99%

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fiby41
Posts: 1265
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Location: India

Re: SWR milestone record

Post by fiby41 »

18.28%, Today

2Birds1Stone
Posts: 1039
Joined: Thu Nov 19, 2015 11:20 am
Location: Earth

Re: SWR milestone record

Post by 2Birds1Stone »

1/1/2011 - 120%
1/1/2012 - 80.0%
1/1/2013 - 58.5%
1/1/2014 - 36.7%
1/1/2015 - 20.7%
1/1/2016 - 14.4%
1/1/2017 - 8.8%
1/1/2018 - 6.4%
1/1/2019 - 4.2%

10/1/2019 - 3.29%

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fiby41
Posts: 1265
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Location: India

Re: SWR milestone record

Post by fiby41 »

fiby41 wrote:
Sun Oct 13, 2019 6:07 am
18.28%, Today
It was 167% at the time of joining this forum.

wolf
Posts: 1043
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Location: Germany

Re: SWR milestone record

Post by wolf »

deleted
Last edited by wolf on Mon Oct 14, 2019 1:14 pm, edited 1 time in total.

tonyedgecombe
Posts: 361
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Location: Oxford, UK Walkscore: 3

Re: SWR milestone record

Post by tonyedgecombe »

I’m not sure this is a good way to measure progress. Going from 18% to 14% is a lot easier than going from 8% to 4%.

2Birds1Stone
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Location: Earth

Re: SWR milestone record

Post by 2Birds1Stone »

@tony, I would argue it's a great way to measure progress. Most people understand this concept. Very much like going from 4% to 3% is more difficult* than going from 8 to 4%

*this is all relative. Not all of these drops come from accumulation, but rather optimization/lowering of spending. It's not a linear progression in absolute %'s

User avatar
Lemur
Posts: 601
Joined: Sun Jun 12, 2016 1:40 am

Re: SWR milestone record

Post by Lemur »

12/01/2018 - 32.97% [$750,000 * 0.04 = $30,000 / $91,000]
04/30/2019 - 20.34% [$600,000 * 0.04 = $24,000 / $118,000]
05/22/2019 - 17.78% [$600,000 * 0.04 = $24,000 / $135,000]
11/12/2019 - 16.90% [$600,000 * 0.04 = $24,000 / $142,000]

SWR progress is slowing down. Like the mind-shift I used to draw down from $750k to $600k, maybe I can think about $500k as the next number.

@Tony. Agree that dropping further gets more difficult. The progress I made in the first two recordings were electrifying but that is because I mind-shifted down to a lower spend level. That is what makes this useful IMO. It makes me wanna think about out how to further reduce spending.

cmonkey
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Joined: Mon Apr 21, 2014 11:56 am

Re: SWR milestone record

Post by cmonkey »

3.25%

ertyu
Posts: 917
Joined: Sun Nov 13, 2016 2:31 am

Re: SWR milestone record

Post by ertyu »

Dec '19: 4,78% WR, still working

May '20: 4,28% WR, hopefully not fired

May '21: 3,5% WR, Inshallah

2Birds1Stone
Posts: 1039
Joined: Thu Nov 19, 2015 11:20 am
Location: Earth

Re: SWR milestone record

Post by 2Birds1Stone »

1/1/2011 - 120%
1/1/2012 - 80.0%
1/1/2013 - 58.5%
1/1/2014 - 36.7%
1/1/2015 - 20.7%
1/1/2016 - 14.4%
1/1/2017 - 8.8%
1/1/2018 - 6.4%
1/1/2019 - 4.2%

12/1/2019 - 3.31%

ertyu
Posts: 917
Joined: Sun Nov 13, 2016 2:31 am

Re: SWR milestone record

Post by ertyu »

ertyu wrote:
Sat Nov 30, 2019 7:00 am
Dec '19: 4,78% WR, still working

May '20: 4,28% WR, hopefully not fired

May '21: 3,5% WR, Inshallah
I've been told I'm doing my calculations wrong.

Dec '19: 5,35%
May '20: 5%
May '21: 4%, Inshallaf

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