Qualified dividends from Index funds
Posted: Fri Sep 28, 2018 11:14 am
Hi All,
I'm trying to switch things around for 2019, when my expected on paper income will be about 25k. I have enough resources outside of retirement accounts that I want to optimize them tax wise. Right now I'm in bonds, which is better than a .1% savings account, but horrible tax-wise. I am not going to put the effort into picking individual stocks because it's not what I want to do with my time, so chances of success in that are correspondingly lower.
I'm trying to learn about how qualified dividends work for index funds. I found this page for Vanguard: https://personal.vanguard.com/us/insigh ... ncome-2017
Looking at it, it seems like some Index funds fulls pay 100% Qualified dividends, while others are a mix. Is this correct? I'm not even sure what do with the Short Term capital gains figures.
Does anyone have recommendations for high ratio Qualified Dividend index funds for after-tax accounts? I'm looking for a total market, and a small-cap value, but can manage with just one or the other.
Thanks in advance,
CS
I'm trying to switch things around for 2019, when my expected on paper income will be about 25k. I have enough resources outside of retirement accounts that I want to optimize them tax wise. Right now I'm in bonds, which is better than a .1% savings account, but horrible tax-wise. I am not going to put the effort into picking individual stocks because it's not what I want to do with my time, so chances of success in that are correspondingly lower.
I'm trying to learn about how qualified dividends work for index funds. I found this page for Vanguard: https://personal.vanguard.com/us/insigh ... ncome-2017
Looking at it, it seems like some Index funds fulls pay 100% Qualified dividends, while others are a mix. Is this correct? I'm not even sure what do with the Short Term capital gains figures.
Does anyone have recommendations for high ratio Qualified Dividend index funds for after-tax accounts? I'm looking for a total market, and a small-cap value, but can manage with just one or the other.
Thanks in advance,
CS