I have struggled with this over the past couple of weeks as well. Stepping out, it seems the problem arises because our normal, automated decision-making breaks down in these circumstances. We have automated making decisions based on a certain set of assumptions about how the world is: namely, normal. But now, the world is not normal.
It is difficult to see this because people are not yet dropping dead immediately out the window. But we're in a different paradigm that requires different habits and different criteria against which to test our decisions. Here is an example from a different paradigm change: when the world wars broke out, the winners were those who left behind all their belongings, picked themselves up, and immigrated to matter the cost. The question, "do I take my belongings and move" now has a completely different premises on the basis of which you arrive at an answer. Thus the answer is different. The winners are those who (1) recognize what the new paradigm is about and (2) confidently and decisively take action in it in spite of how uncomfortable it feels to make decisions against what we are used to as "rational" and "normal"