This observation is near 100% accurate... Jacob's Law of Seral Excuse Stratification. This is fascinatingly observed at least 2 dozen times in the comments.jacob wrote:(*) Usually depending on age, insert travel and restaurants for the 20-somethings, children for the 30-40-somethings, and benefits for the 50-60 somethings.
Move on the spectrum from selfishly frivolous (restaurants, clothes, cell phones), to the emotionally anchored laziness (kids = $1 million [At least if you care!!!]) to the most fearful (and accurate) health concerns.
... I'm still shaking my head at the younger ones that think clothes, cars, restaurants, and 10 day vacation$ are the key to happiness.