Search found 306 matches

by bostonimproper
Sat Dec 26, 2020 12:23 pm
Forum: Money Questions
Topic: Your macro/mkt prediction for 2021
Replies: 22
Views: 1935

Re: Your macro/mkt prediction for 2021

• GA Senate will be one R and one D. • Market correction (likely a blip, temporary) after vaccine distributed, stimulus not renewed, eviction moratorium ends, and people realize that some of the job losses of last year really are permanent, reducing consumer demand. Circa summer-ish. • Major cyber w...
by bostonimproper
Sat Dec 26, 2020 12:10 pm
Forum: Money Questions
Topic: Your macro/mkt prediction for 2020? Let's see who gets it right
Replies: 42
Views: 4439

Re: Your macro/mkt prediction for 2020? Let's see who gets it

Stock market begins a moderate correction during a rocky summer and early fall, S&P down around 15-25% by end of year. Rocky spring for obvious reasons and now the market is 20% up. +0/1 points Amazon announces it is getting into the EMR business. Health insurers and pharma drop on the news. AM...
by bostonimproper
Fri Dec 25, 2020 5:42 pm
Forum: ERE Journals
Topic: bostonimproper's journal
Replies: 162
Views: 37833

Re: bostonimproper's journal

I can't tell if I'm falling into the dotcom 2.0 rabbit hole or what but in the past week I ended up adding a 2% allocation to crypto (75/25 btc/eth) and a 10% allocation to ark ETFs (50/50 arkf/arkg). In addition I ended up buying myself some RGB smart bulbs and now my house is neon and kind of lit?...
by bostonimproper
Mon Dec 21, 2020 9:54 am
Forum: ERE Journals
Topic: bostonimproper's journal
Replies: 162
Views: 37833

Re: bostonimproper's journal

This past week I've started getting into digital drawing. I haven't had this much pure enjoyment-- learning something new, no expectations, see direct work product quickly-- in so, so long. It feels tremendous. I also have started telling my close counterparts at work (the ones I like at least) that...
by bostonimproper
Mon Dec 21, 2020 9:00 am
Forum: Money Questions
Topic: Peloton (PTON): short opportunity?
Replies: 23
Views: 1321

Re: Peloton (PTON): short opportunity?

Agree with the analysis, but as others have said, the market can stay irrational longer than you can stay solvent.
by bostonimproper
Mon Dec 14, 2020 8:28 pm
Forum: Politics, and other eternal disagreements
Topic: Trump News Network: Implications for the Individual
Replies: 56
Views: 4758

Re: Trump News Network: Implications for the Individual

I don't think it's about Trump "leaving quietly", it's more about other news organizations not really taking the bait or seeing him as a point of controversy worthy of news coverage after he leaves office. Frankly, I don't think left-leaning audiences will care or want to hear about Trump,...
by bostonimproper
Mon Dec 14, 2020 3:51 pm
Forum: Politics, and other eternal disagreements
Topic: Trump News Network: Implications for the Individual
Replies: 56
Views: 4758

Re: Trump News Network: Implications for the Individual

He might license out his name to a nascent news network or show up on OAN every once and a while, but I think two years from now people won't really be talking about Trump much. Like, he'll be around in the way Rick Santorum is, but will lose his large base of strong supporters pretty quickly.
by bostonimproper
Thu Dec 10, 2020 11:59 pm
Forum: ERE Journals
Topic: bostonimproper's journal
Replies: 162
Views: 37833

Re: bostonimproper's journal

I had done pretty well the last few weeks not giving a f*** about work, but in the past couple days my rage has turned up to 11. I think I hit my breaking point, where the burnout and anger sets in and I start getting uppity at senior people who are doing their job, well, not great. It's nearing the...
by bostonimproper
Thu Dec 10, 2020 1:10 am
Forum: ERE Journals
Topic: Phase III - Deja Vu All Over Again
Replies: 235
Views: 29309

Re: Phase III - Deja Vu All Over Again

Am I the only one who thinks iDave and 7WB are the ERE forum's OTP? Bueller?
by bostonimproper
Mon Dec 07, 2020 9:34 pm
Forum: Lifestyle Questions
Topic: Understanding my water bill?
Replies: 70
Views: 3293

Re: Understanding my water bill?

To clarify, I'm all for using harvested rainwater as a primary water source even if you have the set up for it (it's not that uncommon in, e.g. Hawaii). But that sort of retrofit-- metal roof, cistern, filtration system-- requires a lot more work, $$$.
by bostonimproper
Mon Dec 07, 2020 9:50 am
Forum: Lifestyle Questions
Topic: Understanding my water bill?
Replies: 70
Views: 3293

Re: Understanding my water bill?

+1 to concerns of Legionnaire's Start simple with the low-flow shower head (we use Niagara, I've found 1.5-1.75 GPM to be my sweet spot in terms of a still being able to wash my hair and not feel deprived), low-flow toilet, and sink aerators. Those alone should get you substantial reduction. For the...
by bostonimproper
Mon Dec 07, 2020 9:21 am
Forum: ERE Journals
Topic: 3 yrs to FI: ertyu's journal
Replies: 454
Views: 49110

Re: 3 yrs to FI: ertyu's journal

Hope you get well soon!
by bostonimproper
Sun Nov 29, 2020 12:09 pm
Forum: Money Questions
Topic: Where to put small allocation in crypto?
Replies: 28
Views: 1716

Re: Where to put small allocation in crypto?

@ertyu: You make a good point. I can't really go into this evaluating based on principles of value when this is really meant to be speculative hedging. @jacob: The IRS has more guidance now on how they treat crypto-currencies. They seem to treat crypto similar to other financial assets, taxable at c...
by bostonimproper
Sun Nov 29, 2020 11:45 am
Forum: Lifestyle Questions
Topic: Food and climate change
Replies: 291
Views: 15357

Re: Food and climate change

This chart may be useful to the discussion here with regard to emissions per gram protein.
Image
by bostonimproper
Sat Nov 28, 2020 9:50 pm
Forum: Money Questions
Topic: Where to put small allocation in crypto?
Replies: 28
Views: 1716

Where to put small allocation in crypto?

Thinking of putting around $10K in a smattering of different cryptocurrencies. On the one hand, I am pretty bearish on the long-term viability of non-fiat currencies (particular those that get "hacked" regularly) and am 90% sure that whatever blockchain standard that the US banking industr...
by bostonimproper
Thu Nov 26, 2020 2:22 pm
Forum: Lifestyle Questions
Topic: Food and climate change
Replies: 291
Views: 15357

Re: Food and climate change

I started donating a lot to GreenWave (from the guy who wrote Eat Like A Fish) and ramped down my meat consumption (particularly beef) when I figured this out. Fish is also better than land meat per gram protein. Then chicken then pork then a huuuuge jump to beef. This works particularly well in New...
by bostonimproper
Sat Nov 21, 2020 4:39 pm
Forum: Work & Education
Topic: Psychology, acoustics and mathematics - AI and big data
Replies: 6
Views: 680

Re: Psychology, acoustics and mathematics - AI and big data

If you are capable of programming and have a stats background, getting into machine learning is fairly straightforward. Check out the Google Machine Learning Crash Course . TBH, most "AI and big data" is really spending 20% of time figure out what the problem the business side wants you to...
by bostonimproper
Wed Nov 18, 2020 7:35 am
Forum: ERE Journals
Topic: Semi-ERE Year 3 - Wanderlust Prevails
Replies: 950
Views: 207031

Re: ERE Year 2 - Someone Call The Internet Retirement Police...

+1 in timing the drop but being too chicken to buy back in at the dip. I decided a few months ago that it didn't make sense to sit on cash, so I'm taking the opposite approach and potentially over-diversifying.
by bostonimproper
Wed Nov 18, 2020 7:07 am
Forum: Politics, and other eternal disagreements
Topic: Polling
Replies: 12
Views: 1088

Re: Polling

They talked about this in a recent 538 podcast. I found their argument, that Trump consistently underperformed other down ballot Republicans, to be convincing that we're looking at demographic response problem rather than "shy Trump voters." Akin to the "shy Tory" you can also im...
by bostonimproper
Tue Nov 17, 2020 8:54 am
Forum: ERE Journals
Topic: bostonimproper's journal
Replies: 162
Views: 37833

Re: bostonimproper's journal

Money Some minor news: got into the double comma club this month. At the current rate, my husband and I should be roughly 4% WR in about 4 years. A lot of the jump is from hitting my one year vesting cliff at work. I'm unsure whether to just sell the stock now (fairly volatile) and sit on cash or t...