Search found 111 matches

by Nuuka
Sun Sep 29, 2019 1:02 pm
Forum: ERE Journals
Topic: Retirement endgame
Replies: 70
Views: 7210

Re: Path to retirement

My investment style has been influenced by this classic

https://en.wikipedia.org/wiki/Reminisce ... k_Operator
by Nuuka
Sun Sep 29, 2019 12:44 pm
Forum: ERE Journals
Topic: Retirement endgame
Replies: 70
Views: 7210

Re: Path to retirement

Dream of Freedom wrote:
Sun Sep 29, 2019 12:36 pm
So what style of investor do you consider yourself? Growth, Value, income, trader?
80% growth 20% trader (actually speculator)
by Nuuka
Sun Sep 29, 2019 12:20 pm
Forum: ERE Journals
Topic: Retirement endgame
Replies: 70
Views: 7210

Re: Path to retirement

I could see the middle management in an index fund thinking: for those stocks that there exists derivatives, I don’t need to buy the underlying stock. Since I can get gearing with derivatives, I don’t need to put so much money to get the same effect. Rest of the money I can invest into some interest...
by Nuuka
Sun Sep 29, 2019 11:55 am
Forum: ERE Journals
Topic: Retirement endgame
Replies: 70
Views: 7210

Re: Path to retirement

Cryptocurrencies: 80% Bitcoin, 15% altcoin “X”, 5% “lottery tickets of” ICO coins launched since 2017. Why cryptocurrencies: I believe investments in FIAT currencies will eventually (10-20 years) escape to cryptocurrencies. The problem is that nobody knows to which crypto. Bitcoin looks the best but...
by Nuuka
Sun Sep 29, 2019 11:12 am
Forum: ERE Journals
Topic: Retirement endgame
Replies: 70
Views: 7210

Re: Path to retirement

Stock portfolio: I am a stock picker. Currently sectors includes in my portfolio are Telecom, Gaming, Blockchain, Brand Fashion Clothing, Mining, Food&Beverages. i don’t believe in index funds. I think they are too risky for my appetite.The risk I see is that they are kind of tracking stock with the...
by Nuuka
Sun Sep 29, 2019 10:55 am
Forum: ERE Journals
Topic: Retirement endgame
Replies: 70
Views: 7210

Re: Path to retirement

Why am I still working? I don’t need to, but yet I am.

The answer is three-fold:

(1) Employer provides free healthcare if I work part-time over a certain number of hours weekly.
(2) Waiting till my official retirement age
(3) Waiting till my wife can leave her job
by Nuuka
Sun Sep 29, 2019 9:48 am
Forum: ERE Journals
Topic: Retirement endgame
Replies: 70
Views: 7210

Re: Path to retirement

Financial situation:

Debt free.

Mandatory national retirement savings
Voluntary retirement insurance savings

I am married and share 50-50 with my wife
Condo
Cabin
Caravan
Stocks
Cryptocurrencies
Vehicles
Cash and cash equivalents
by Nuuka
Sun Sep 29, 2019 8:07 am
Forum: ERE Journals
Topic: Retirement endgame
Replies: 70
Views: 7210

Retirement endgame

Intro see https://forum.earlyretirementextreme.com/viewtopic.php?t=10901 Facts: 60+. Male. Married. Adult children. YMOYL believer 20+ years. Working part time. I will write and edit this journal primarily to myself to clarify and record my own thinking. I will intentionally suppress quantitative as...
by Nuuka
Sun Sep 29, 2019 7:43 am
Forum: ERE Journals
Topic: Vaikeasti to ERE - Family Journal
Replies: 41
Views: 4699

Re: Vaikeasti to ERE - Family Journal

To be honest, the cabin looks pretty expensive. Is there possibility to lower monthly electricity cost by turning off heating when not in use?
by Nuuka
Sun Sep 29, 2019 4:50 am
Forum: Introduce Yourself
Topic: Path to retirement
Replies: 3
Views: 931

Re: Gliding to retirement

Jean,
Of course I will look in to present and future as well.
by Nuuka
Fri Sep 27, 2019 10:26 am
Forum: Introduce Yourself
Topic: Path to retirement
Replies: 3
Views: 931

Path to retirement

Hello,

Facts: 60+y. Male. Married. Adult children. Working part time. Close to full retirement. YMOYL 20+ years.

More in journal section.