Search found 66 matches

by Matt3121
Thu Apr 02, 2020 11:39 am
Forum: Money Questions
Topic: Jobless claims in the US
Replies: 30
Views: 3960

Re: Jobless claims in the US

Nearly 10x the pre Corona record of something like 700k. Interesting times ahead. Very glad I learned about ERE. When you need way less money to live on the thought of not having money is a lot less scary
by Matt3121
Mon Mar 23, 2020 8:16 pm
Forum: Inspiration
Topic: How to retire in 6 years as a Barista
Replies: 19
Views: 4202

Re: How to retire in 6 years as a Barista

I feel for all the people who are paying a premium to live in places that provide a better "lifestyle", and now they aren't able to take advantage of all those entertainment, weather, socialization outlets they are paying for. If I'm gonna be stuck at home, I'm glad my housing cost is so ...
by Matt3121
Sun Mar 22, 2020 8:10 pm
Forum: Inspiration
Topic: How to retire in 6 years as a Barista
Replies: 19
Views: 4202

Re: How to retire in 6 years as a Barista

That house is so cute. And I am in love with the property taxes. :lol: The hiking would be awesome too. Without getting too negative I suspect I am more among my people in a lot of other places. I already have neighbors with noisy coon dogs in my midwestern college town locale and am afraid East Te...
by Matt3121
Sun Mar 22, 2020 11:51 am
Forum: Money Questions
Topic: Value of ERE in a COVID World
Replies: 23
Views: 2798

Re: Value of ERE in a COVID World

ERE done the right way, diversifying into all the various capitals, especially (for COVID) technical, financial, and social capital would be well prepared for epidemics indeed. However, financial capital and frugality is also fine; just not as fine as the full renaissance man system. Being able to ...
by Matt3121
Sun Mar 22, 2020 9:30 am
Forum: Money Questions
Topic: Value of ERE in a COVID World
Replies: 23
Views: 2798

Re: Value of ERE in a COVID World

I really don't think you need to plan for such terrible scenarios. Before we get to the "food shortage" stage, governments are going to decide that the death toll from the pandemic is a lower cost than the crumbling of society as we know it. The worst case scenario is really bad, but not ...
by Matt3121
Sun Mar 22, 2020 9:12 am
Forum: Inspiration
Topic: How to retire in 6 years as a Barista
Replies: 19
Views: 4202

Re: How to retire in 6 years as a Barista

@sky Yeah, it's the same here. I've already reached my retirement goal. I'm happy I did, but I wish I had known about this earlier. Especially when people way "It's so expensive, if you make 40k you'll never be able to retire. And that's true if you spend a lot but if you are REALLY frugal it c...
by Matt3121
Sun Mar 22, 2020 3:51 am
Forum: Inspiration
Topic: How to retire in 6 years as a Barista
Replies: 19
Views: 4202

How to retire in 6 years as a Barista

I couldn't really figure out what forum I should put this on, but I think this is good motivation if someone is really wanting to retire early so I figured I'd post it here. Obviously this is in the midst of all the COVID stuff which puts things into question, but since I am promising about 6 years ...
by Matt3121
Sun Mar 22, 2020 2:37 am
Forum: Money Questions
Topic: Value of ERE in a COVID World
Replies: 23
Views: 2798

Value of ERE in a COVID World

This is really just my musing and thinking about the fairly severe effects of the virus on the economy and the benefits a person who has low expenses has. Obviously we don't really know how bad things are going to get, but I've been reading a lot of posts on LInkedIn and Twitter and there are A LOT ...
by Matt3121
Mon Mar 09, 2020 4:47 pm
Forum: Health Questions
Topic: What type of bike to get? How much should I spend?
Replies: 9
Views: 3061

Re: What type of bike to get? How much should I spend?

@alphaville

Thanks a bunch!
by Matt3121
Sun Mar 08, 2020 5:31 pm
Forum: Health Questions
Topic: What type of bike to get? How much should I spend?
Replies: 9
Views: 3061

Re: What type of bike to get? How much should I spend?

@alphaville I definitely don't want a recumbent bike as I hate to be home in general. I am out of the house as much as possible and this is part of why I'm motivated to get a bike. Gives me more of a chance to be outdoors. I'll check out that bike pricing guide though. That seems good!

Thanks
by Matt3121
Sat Mar 07, 2020 9:05 pm
Forum: Health Questions
Topic: What type of bike to get? How much should I spend?
Replies: 9
Views: 3061

Re: What type of bike to get? How much should I spend?

Good info here guys. Yeah I guess something where I don't have to bend over too far would be good. I'm looking more for just sitting up at this point. @Alphaville - Those Detroit bikes look great but at 450 it's more than I want to spend. I want to spend maybe like 100 or 150. I'll upgrade the bike ...
by Matt3121
Sat Mar 07, 2020 10:24 am
Forum: Health Questions
Topic: What type of bike to get? How much should I spend?
Replies: 9
Views: 3061

What type of bike to get? How much should I spend?

Hey everyone, Context: Here's my situation. I'm 38yo male, 235lbs, 5'9. I'm fat! Long story 5 years ago I got pretty sick and got fat in the process. Still sick but better somewhat (due to ERE and focusing on my diet). It's challenging because I have a bacterial infection that affects my muscles a l...
by Matt3121
Tue Feb 18, 2020 12:57 am
Forum: ERE Journals
Topic: Matt's Journal - Currently on FIRE (After working 10 years)
Replies: 15
Views: 2388

Re: Matt's Journal - Currently on FIRE (After working 10 years)

Just wanted to update what's been going on in "retirement". So this month I had to shell out 2k for my car, 100k mile service and 700 for new tires. Could have gotten a better deal elsewhere but the tire blew out and I didn't want to die over that lol. So I dropped it at Honda and that was...
by Matt3121
Tue Feb 18, 2020 12:49 am
Forum: ERE Book/Blog/Forum
Topic: Reading the blog start to finish
Replies: 11
Views: 7039

Re: Reading the blog start to finish

I have read through the site front to back more than once. All you have to do is go to the older entries and you'll see something like this: http://earlyretirementextreme.com/page/1 just change 1 to the max number you can find. Currently it's http://earlyretirementextreme.com/page/338 That will take...
by Matt3121
Fri Jan 31, 2020 10:55 am
Forum: ERE Journals
Topic: Matt's Journal - Currently on FIRE (After working 10 years)
Replies: 15
Views: 2388

Re: Matt's Journal - Currently on FIRE (After working 10 years)

So that's a good question. Health insurance is the worst in many ways. Realistically prior to the health insurance changes I'd probably never qualify for insurance again because of a pre existing condition. So last year I was paying 275 a month for insurance through a company in my state (not job, j...
by Matt3121
Fri Jan 31, 2020 2:06 am
Forum: ERE Journals
Topic: Matt's Journal - Currently on FIRE (After working 10 years)
Replies: 15
Views: 2388

Re: Matt's Journal - Currently on FIRE (After working 10 years)

Okay so, I'm staring the 4th month in the house now, as of this point buying the house has saved me $8,000. My burn rate at the old place was 2k a month and now I pay zero, so that is super great. I'm loving that. It's been cold out and the house is small so that hasn't been too bad but I'm looking ...
by Matt3121
Wed Dec 18, 2019 10:11 pm
Forum: ERE Journals
Topic: Matt's Journal - Currently on FIRE (After working 10 years)
Replies: 15
Views: 2388

Re: Matt's Journal - Currently on FIRE (After working 10 years)

I think your example is so important because I believe there to be a huge market of people out there in mid career life (late30's-50's), who are really sick of their day-to-day. I know a ton of them. Many of these people aren't complete financial F-ups and made some OK to good decisions over their ...
by Matt3121
Wed Dec 18, 2019 10:04 pm
Forum: ERE Journals
Topic: Matt's Journal - Currently on FIRE (After working 10 years)
Replies: 15
Views: 2388

Re: Matt's Journal - Currently on FIRE (After working 10 years)

I see friends & family just strolling through life without having to give anything a second thought, and while I don't begrudge them, it's hard not to get jealous at their sense of mindlessness or blunt-headed sureness or lack of needing to second guess their thoughts or abilities. "I had ...
by Matt3121
Wed Dec 18, 2019 2:31 am
Forum: ERE Journals
Topic: Matt's Journal - Currently on FIRE (After working 10 years)
Replies: 15
Views: 2388

Re: Matt's Journal - Currently on FIRE (After working 10 years)

@JustAGuyReally - Yes Software development is kidna cheating for ERE IMO. That being said, I know a number of devs who were earning 200k but spending their money on $3,000 vacuums cleaners. One guy literally said "You can't get a classy girl if you don't buy her things like this", the obje...
by Matt3121
Wed Dec 18, 2019 1:30 am
Forum: ERE Journals
Topic: Matt's Journal - Currently on FIRE (After working 10 years)
Replies: 15
Views: 2388

Re: Matt's Journal - Currently on FIRE (After working 10 years)

@bostonimposter Thanks, yeah it's been pretty rough, but I'm at least glad I know what it is. And in a way it led me to ERE so I guess I got that going for me, lol. Thanks @classical_LIberal, I figured it was too long but I'm glad you got something out of it. I don't think I ever got the rash initia...