Search found 428 matches

by Frugalchicos
Tue Feb 11, 2020 10:36 am
Forum: ERE Journals
Topic: Frugal chicos journal - ERE in Spain
Replies: 502
Views: 103987

Re: Frugal chicos journal

We finally got some time to do our January meeting! All the info is based on what we had as of February 4th JANUARY INCOME –$12,131 JANUARY EXPENSES – $1,600 Rent: $0 Gas (Car): $0 - 136.44 - We did a ton of road trips with Chica's parents. Groceries: $277.36 - They were a little higher since we hos...
by Frugalchicos
Wed Jan 22, 2020 2:42 pm
Forum: ERE Journals
Topic: Frugal chicos journal - ERE in Spain
Replies: 502
Views: 103987

Re: Frugal chicos journal

@the Animal I am more into private tours. Wealthy Americans, Brits, Australians, Canadians, HKs and Singaporeans would be the target for the most part. I saw a couple of potential competitors who are charging 400+ euros per tour. I will wait until March to see if I can work with my friends. If not, ...
by Frugalchicos
Wed Jan 22, 2020 12:44 pm
Forum: ERE Journals
Topic: Frugal chicos journal - ERE in Spain
Replies: 502
Views: 103987

Re: Frugal chicos journal

@Classical Liberal Thanks! We are actually designing tours for Chica's parents who are visiting us from the US and I think it could be pretty fun and profitable. It is true that people are much nicer when they are vacationing. I could see the difference when working in the hotel business in Chicago ...
by Frugalchicos
Mon Jan 20, 2020 11:48 am
Forum: ERE Journals
Topic: Frugal chicos journal - ERE in Spain
Replies: 502
Views: 103987

Re: Frugal chicos journal

Today has been the first day that I have been alone in like...6 months!! It is kind of funny, I didn't really do anything but tracking our NW, play Fifa, play the guitar, cook and clean the house...and I kind of feel a little guilty that I didn't do anything "productive". I can't imagine h...
by Frugalchicos
Mon Jan 13, 2020 2:06 am
Forum: ERE Journals
Topic: C40's Journal
Replies: 1100
Views: 309016

Re: C40's Journal

Great update!! and congrats on your NW increase. Quite impressive what you have achieved over the years. Keep it up and good luck with the house finding when you go back to the US. Also, any place in particular you would be interested in moving to? (perhaps you already mentioned it in a previous pos...
by Frugalchicos
Fri Jan 03, 2020 3:31 am
Forum: ERE Journals
Topic: Frugal chicos journal - ERE in Spain
Replies: 502
Views: 103987

Re: Frugal chicos journal

@ItsALongStory Thanks, this journal and the book where we keep all the info of our monthly meetings are one of my favourite things to do. Yes, we are three: Me, my wife and our 5 month baby :) It would be great if you can use your parents condo for some time while you get settle into your next chapt...
by Frugalchicos
Thu Jan 02, 2020 3:18 am
Forum: ERE Journals
Topic: Frugal chicos journal - ERE in Spain
Replies: 502
Views: 103987

Re: Frugal chicos journal

In the last graph with the 3.5% SWR, I believe starting from December is when we will be able to see the real expense vs SWR since we always calculated the SWR based on projected expenses in the The Basque Country.
by Frugalchicos
Thu Jan 02, 2020 3:13 am
Forum: ERE Journals
Topic: Frugal chicos journal - ERE in Spain
Replies: 502
Views: 103987

Re: Frugal chicos journal

Here, a few of our graphs showing the progress over the years. You see them bigger if you click on them. I used to use tinypic for pictures but they closed down. I would appreciate any recommendation to upload pics into the forum. https://i.postimg.cc/9FK2hf6s/Screenshot-2020-01-02-at-09-01-01.png h...
by Frugalchicos
Thu Jan 02, 2020 2:57 am
Forum: ERE Journals
Topic: Frugal chicos journal - ERE in Spain
Replies: 502
Views: 103987

Re: Frugal chicos journal

2019 RECAP - Started the year with a $329,598 NW and ended it with $442,760. Increase of $111,373 - We sold our condo in Chicago for 321K, 6K over asking price. We sold it 3 days after being in the market - We started with $139,710 in Betterment and ended with $202,209. Increase: $62,449 - Our savi...
by Frugalchicos
Thu Jan 02, 2020 2:27 am
Forum: ERE Journals
Topic: Frugal chicos journal - ERE in Spain
Replies: 502
Views: 103987

Re: Frugal chicos journal

Very excited to do the end of the year update. First, we start with December: DECEMBER INCOME –$8,220 DECEMBER EXPENSES – $1,132 Rent: $0 Gas (Car): $0 - I filled up the tank last month and still have a little bit over 1/4 of the tank. Love how little our old Audi consumes Groceries: $194 Cellphones...
by Frugalchicos
Mon Dec 30, 2019 3:57 pm
Forum: ERE Journals
Topic: Semi-ERE Year 3 - Wanderlust Prevails
Replies: 933
Views: 201602

Re: ERE Experiment - Vagabonding On A Shoestring Budget

Pretty impressive how much your NW grew in the last year. All the best and happy NY!!
by Frugalchicos
Mon Dec 30, 2019 3:54 pm
Forum: ERE Journals
Topic: classical_Liberal's Semi-ERE
Replies: 733
Views: 148297

Re: classical_Liberal's Semi-ERE

Congratas for your 2019 achievements and Happy NY! - I think we are both in similar spots. Sometimes doing nothing is the best. I think we just need some time to decide/get know in which direction we want to go.
Good luck!
by Frugalchicos
Mon Dec 16, 2019 2:03 pm
Forum: ERE Journals
Topic: Frugal chicos journal - ERE in Spain
Replies: 502
Views: 103987

Re: Frugal chicos journal

Oh yeah, I was thinking in starting walking straight from my door to the West all the way to Galicia along the coast.
by Frugalchicos
Mon Dec 16, 2019 12:45 am
Forum: ERE Journals
Topic: Frugal chicos journal - ERE in Spain
Replies: 502
Views: 103987

Re: Frugal chicos journal

@2B1S
Awesome! We can meet if we are the in same area!
by Frugalchicos
Sun Dec 15, 2019 12:16 pm
Forum: ERE Journals
Topic: Frugal chicos journal - ERE in Spain
Replies: 502
Views: 103987

Re: Frugal chicos journal

Chica and mini chica are leaving for 3 weeks to the US in late March April. I decided that if I don’t get a job by then. I will do the camino de Santiago or drive around south and central Europe sleeping in the car and visiting cities and parks. This could be a once in a lifetime opportunity to emba...
by Frugalchicos
Fri Dec 13, 2019 11:29 am
Forum: ERE Journals
Topic: Frugal chicos journal - ERE in Spain
Replies: 502
Views: 103987

Re: Frugal chicos journal

A few updates: - I have been doing numbers and graphs this morning. Based on our current NW , a 3.5% SWR will give us about $1,240/month. Our expenses can get down to $1,100/month counting with insurances and all the necessary expenses to run a house, groceries, going out, etc. I designed a graph to...
by Frugalchicos
Tue Dec 10, 2019 8:36 am
Forum: ERE Journals
Topic: Frugal chicos journal - ERE in Spain
Replies: 502
Views: 103987

Re: Frugal chicos journal

No parking, but there is parking spots available for rent for about 85E/month or on sale for 18,000E. Parking on the street is doable, but it can be quite a challenge since the town is quite populated for its size.
by Frugalchicos
Tue Dec 10, 2019 8:25 am
Forum: ERE Journals
Topic: Frugal chicos journal - ERE in Spain
Replies: 502
Views: 103987

Re: Frugal chicos journal

@Ego Thanks Ego. The condo needs to be totally gutted since nobody lived there in the last 30-40 years (they had newspapers from that time laying around). We will need to knock everything down and pretty much redo everything from scratch, plumbing, electricity, drywall, windows, ceilings, floors, ba...
by Frugalchicos
Tue Dec 10, 2019 7:00 am
Forum: ERE Journals
Topic: Frugal chicos journal - ERE in Spain
Replies: 502
Views: 103987

Re: Frugal chicos journal

True, you all gave us very valid points. Thanks!
by Frugalchicos
Tue Dec 10, 2019 5:05 am
Forum: ERE Journals
Topic: Frugal chicos journal - ERE in Spain
Replies: 502
Views: 103987

Re: Frugal chicos journal

Another option is buying it and do the work in the next 2-3 years while we live rent free and enjoy an interest free loan. We will decide this week I guess