Search found 1015 matches

by wolf
Fri Mar 06, 2020 6:02 am
Forum: Money Questions
Topic: Investments Trade Log
Replies: 1999
Views: 349024

Re: Investments Trade Log

@seppia: I have considered the same tactic to buy, instead of dca-investing during the next few years. So have you already invested the first 1/3 cash buffer?
by wolf
Wed Mar 04, 2020 12:45 pm
Forum: ERE Journals
Topic: Fingeek's Journal
Replies: 83
Views: 14267

Re: Fingeek's Journal

That sounds great. Job crafting is very stable. And that's a good thing. Our company is restructuring and therefore there is a lot of work to do. So I work overtime, but every hour is getting paid. Due to restructuring there is the chance to increase my share of working from home from two to three d...
by wolf
Mon Mar 02, 2020 12:41 pm
Forum: Housing Questions
Topic: Europe's Youth Deserts and Potential Low Cost Expat Locations
Replies: 4
Views: 423

Re: Europe's Youth Deserts and Potential Low Cost Expat Locations

"A promise to provide free wifi to every village in the EU would be delivered “for sure” by 2024, she* said, adding that it was “one of the most important pillars of the political guidelines of the commission”."

*Dubravka Šuica, EU vice president for demography

Yes, who believes that?!
by wolf
Mon Mar 02, 2020 12:36 pm
Forum: Housing Questions
Topic: Europe's Youth Deserts and Potential Low Cost Expat Locations
Replies: 4
Views: 423

Re: Europe's Youth Deserts and Potential Low Cost Expat Locations

There is an overall trend, that the percentage of younger people is decreasing, due to demographics.

see figure 10 on page 16
https://population.un.org/wpp/Publicati ... lights.pdf
by wolf
Mon Mar 02, 2020 12:29 pm
Forum: Housing Questions
Topic: Europe's Youth Deserts and Potential Low Cost Expat Locations
Replies: 4
Views: 423

Re: Europe's Youth Deserts and Potential Low Cost Expat Locations

I wonder if there is also a map of the US, indicating the percentage of population aged between 15 and 34?
Is it similar in US, like "old" and "young" counties, regions, ...?
by wolf
Mon Mar 02, 2020 12:18 pm
Forum: ERE Journals
Topic: Fingeek's Journal
Replies: 83
Views: 14267

Re: Fingeek's Journal

Great, I could give you some inspiration. What have you done so far regarding job crafting? What are your next steps?
by wolf
Sat Feb 29, 2020 9:53 am
Forum: Housing Questions
Topic: COVID + Residential Real Estate?
Replies: 16
Views: 1745

Re: COVID + Residential Real Estate?

The S&P/Case Shiller US National Home Price Index is lagging about two months, nevertheless it could give you an indication in the following months.
by wolf
Sat Feb 29, 2020 4:12 am
Forum: Lifestyle Questions
Topic: Energy usage log
Replies: 140
Views: 50213

Re: Energy usage log

Energy usage in the last 12 months: 231kwh
(1 person in a flat, heating not included)
by wolf
Fri Feb 28, 2020 9:16 am
Forum: Introduce Yourself
Topic: Hi from Scotland
Replies: 12
Views: 1586

Re: Hi from Scotland

Welcome to the forum! Sounds like a interesting way of life. You combined expenses per annum is quite low.
by wolf
Fri Feb 28, 2020 6:34 am
Forum: Health Questions
Topic: COVID-19
Replies: 1809
Views: 119313

Re: COVID-19

I started prepping a few years ago. Now I know why prepping makes sense.
by wolf
Fri Feb 28, 2020 6:31 am
Forum: Money Questions
Topic: Investments Trade Log
Replies: 1999
Views: 349024

Re: Investments Trade Log

I bought two real estate stocks yesterday, unluckily right before the selloff in the afternoon. But that investment was part of my overall monthly DCA strategy, which I plan to follow into the years 2024-2026 anyway. I'm sitting on about 40% cash. Maybe I buy a bigger portion when stocks are down 25...
by wolf
Thu Feb 27, 2020 10:44 am
Forum: Health Questions
Topic: COVID-19
Replies: 1809
Views: 119313

Re: COVID-19

Respiratory masks and sterilisation fluid are very difficult to buy in Germany right now, if you don't want to pay very high prices. If you can buy it for normal prices, do it, prepare.
by wolf
Fri Feb 21, 2020 2:01 pm
Forum: Introduce Yourself
Topic: Hi from Indiana
Replies: 1
Views: 552

Re: Hi from Indiana

Welcome
by wolf
Mon Feb 17, 2020 12:10 am
Forum: ERE Journals
Topic: johngalt's journal (France)
Replies: 12
Views: 2606

Re: johngalt's journal (France)

Welcome back! Great development on the financial front. What have you done all those years (in regards of ERE)?
by wolf
Sun Feb 16, 2020 1:14 pm
Forum: Money Questions
Topic: Multifactor investing
Replies: 16
Views: 2411

Re: Multifactor investing

That's the tradeoff. Either I want good diversification by investing into the US stock market, or I'll try picking stocks and try to outperform the US market. Of course the risk is to underperform the US market as well. In this case (the mentioned 20-30) stocks I refereed to the US stock market. I w...
by wolf
Sun Feb 16, 2020 12:27 am
Forum: Money Questions
Topic: Multifactor investing
Replies: 16
Views: 2411

Re: Multifactor investing

I talk about 20 to 30 stocks
by wolf
Sat Feb 15, 2020 11:42 am
Forum: Money Questions
Topic: Multifactor investing
Replies: 16
Views: 2411

Re: Multifactor investing

Yes iDave, I'll do that. That's kind of a check. @ToFi: I'll want to achieve the following things: I don't want to invest into an index fund. I want to achieve a better sharpe-ratio compared to the index, in this case msci usa. In another way I'll want the same as you mentioned: maximizing return wh...
by wolf
Fri Feb 14, 2020 11:44 pm
Forum: Money Questions
Topic: Multifactor investing
Replies: 16
Views: 2411

Re: Multifactor investing

I look into it. Thanks for the suggestion. Haven't heard about it before.
Criteria would be: P/E, P/B, LT Debt/Equity, RoE, etc.
by wolf
Fri Feb 14, 2020 10:18 am
Forum: Money Questions
Topic: Multifactor investing
Replies: 16
Views: 2411

Multifactor investing

Does anyone have experience with multifactor investing? My idea is to invest 20% of my portfolio with a multifactor investing strategy. Specifically, I‘d like to invest into large US equity. I don‘t want to by an index ETF, I‘d want to invest actively into stocks and pick them by myself. In order to...
by wolf
Fri Feb 14, 2020 9:43 am
Forum: Introduce Yourself
Topic: late 40s Italian semi- retired
Replies: 2
Views: 819

Re: late 40s Italian semi- retired

welcome. have you been living frugally already before you discovered ere?