Search found 882 matches

by thrifty++
Wed Apr 10, 2019 2:31 pm
Forum: Skills & Tools Questions
Topic: Volunteering to gain skills
Replies: 8
Views: 1252

Re: Volunteering to gain skills

Totally! Im my opinion the hierarchy of skills acquisition is as follows: - get paid while learning new skills - get paid nothing while learning new skills - pay for learning new skills My enormous student loan of the past has very much put me off the last version> I think in many cases if you think...
by thrifty++
Sun Mar 31, 2019 1:23 pm
Forum: Health Questions
Topic: Alcohol
Replies: 27
Views: 2744

Re: Alcohol

The plus side of my night out is that I did reconnect with some old friendships and improve some new ones. But quite frankly this had nothing to do with alcohol consumption. It was simply alcohol provided the reason people got together. I actually do not find alcohol improves my social time at all. ...
by thrifty++
Sat Mar 30, 2019 5:08 pm
Forum: Health Questions
Topic: Alcohol
Replies: 27
Views: 2744

Alcohol

Ugh so hung over. Utterly despise alcohol. Doing a two month zero alcohol detox starting today. I suspect frugal people are more likely to be teetotallers. A good way to save money on not buying alcohol and having less problems, and to make more money by having more energy and less wasted time. Inte...
by thrifty++
Thu Mar 28, 2019 12:29 pm
Forum: Lifestyle Questions
Topic: Travelling
Replies: 11
Views: 1293

Re: Travelling

Potentially. You could do slow travel minimising costs while staying in few locations and doing it cheaply. And also doing some sort of remote work or side hustle or business. I prefer slow travel myself a I like to stay only in few places and get to know all their nooks and crannies well. Quickly s...
by thrifty++
Wed Mar 27, 2019 4:20 am
Forum: Work & Education
Topic: Need Career Advice
Replies: 20
Views: 2782

Re: Need Career Advice

Maybe you could speak to someone who works there in a similar role to find out exactly what it is like. If you don't know anyone already you could ask them for the contact details for such a person. I guess its an employee's version of "reference checking". I do this for every job I go for. It doesn...
by thrifty++
Tue Mar 26, 2019 10:23 pm
Forum: Health Questions
Topic: Sleeping problems
Replies: 21
Views: 1827

Re: Sleeping problems

Thanks very much for the tips and ideas guys. @c40 - I exercise quite a lot. When I actually go beyond my normal exercise regimen I find that it doesn't improve my sleep but I actually feel worse due to having used up more energy without getting it back. I eat loads of vegetables. A plant based diet...
by thrifty++
Tue Mar 26, 2019 1:08 pm
Forum: Work & Education
Topic: Need Career Advice
Replies: 20
Views: 2782

Re: Need Career Advice

I guess it depends on your sensitivity to risk I suppose. I tend to do riskier things the better my finances get. So what sort of stash do you have at this point and how optimised is your spending and how skilled at reducing it ? But then I guess the fact you are about to have kids throws a spanner ...
by thrifty++
Sat Mar 23, 2019 6:38 pm
Forum: Health Questions
Topic: Sleeping problems
Replies: 21
Views: 1827

Re: Sleeping problems

Thanks the Animal and Bigato. I will try shutting off from screens. I might give that a go. Agh it will be painful disconnecting. In terms of caffeine reduction I need to slowly withdraw. Two cups in the morning is a big change for me. I have done one cup a day sometimes, but I have gotten physical ...
by thrifty++
Sat Mar 23, 2019 4:17 pm
Forum: ERE Journals
Topic: the animal's journal
Replies: 501
Views: 112188

Re: the animal's journal

Congratulations! Amazing!
The wilderness photos are spectacularly beautiful.
by thrifty++
Sat Mar 23, 2019 2:29 pm
Forum: Health Questions
Topic: Sleeping problems
Replies: 21
Views: 1827

Sleeping problems

I have been having sleeping problems for a few years. In the last year it has gotten much worse. Getting to sleep is not the problem. Its that I wake up one, two or three times early in the morning and ultimately can't get back to sleep. I probably average about 5 hours a night. This average is bein...
by thrifty++
Tue Mar 19, 2019 11:13 pm
Forum: Work & Education
Topic: Working hours
Replies: 34
Views: 4311

Re: Working hours

Yes, I do. Unfortunately I did not realize it until I reached a level in which it's importance became abundantly clear. I have a couple of very non inventive attempts percolating. Any suggestions? My god so many. I have to keep a list of them as so many come up from time to time. Part of the reason...
by thrifty++
Mon Mar 18, 2019 10:57 pm
Forum: Work & Education
Topic: Working hours
Replies: 34
Views: 4311

Re: Working hours

I would not give up your side gig. I have no side gig, it's the major factor holding me from pulling the plug on full time accumulation. Even making 10K a year without additional potential goes a long way towards equalizing cash flow in the transition period. The is doubly so if you like it, it's f...
by thrifty++
Sat Mar 16, 2019 3:05 pm
Forum: Work & Education
Topic: Working hours
Replies: 34
Views: 4311

Working hours

For those still in the accumulation phase what are your working hours? I keep a tally of my working hours for my main job and it tends to be around 43/44 hours a week (excluding holidays of course so overall it will be less). I also then have a second consulting gig on the side which is about anothe...
by thrifty++
Thu Mar 14, 2019 11:49 pm
Forum: Lifestyle Questions
Topic: Mini-retirements vs ERE?
Replies: 99
Views: 14578

Re: Mini-retirements vs ERE?

I had another semi retirement not long ago if you call it that. It was travelling overseas. A very enriching experience. I did find that stresses came with it though. Those were mainly the return. Having a net worth reduction as well as heavily sub-=optimal spending on return ( as radical expense re...
by thrifty++
Wed Mar 13, 2019 1:06 pm
Forum: Housing Questions
Topic: Rental accommodation once retired
Replies: 46
Views: 7129

Re: Rental accommodation once retired

Buying a place is not a bad idea I think. It provides you with a nice base of your own and if its paid in cash you cover almost all your living costs very easily, and somewhere to grow food etc. Property is cheap in USA though I think. At those sorts of prices it makes sense. Its not like that every...
by thrifty++
Fri Mar 08, 2019 3:00 pm
Forum: Housing Questions
Topic: Rental accommodation once retired
Replies: 46
Views: 7129

Rental accommodation once retired

One thing I often think of is that it may be all well and good if you retire because you have a few hundred thousand dollars in assets, but what about needing somewhere to live. I have the fear that it might be difficult to obtain rental accommodation if you are not doing regular paid work. Even if ...
by thrifty++
Fri Mar 01, 2019 6:25 pm
Forum: ERE Journals
Topic: Star*Bucks ERE Journal
Replies: 215
Views: 50027

Re: Star*Bucks ERE Journal

Fuuuuk you have so much money now. Well on your way.
by thrifty++
Wed Feb 27, 2019 11:11 am
Forum: Work & Education
Topic: How to deal with performance ratings in workplace
Replies: 20
Views: 3354

Re: How to deal with performance ratings in workplace

This kind of sucks but hey this is where personal finance helps out right. You have a ton of assets and are in a great position to not worry about it as much. Imagine if you were like most people with bugger all assets maybe a few thousand and maybe even in debt, you would be really stressed out rig...
by thrifty++
Thu Feb 21, 2019 12:29 pm
Forum: Housing Questions
Topic: How to find ERE roommates (Boston)
Replies: 7
Views: 1673

Re: How to find ERE roommates (Boston)

WOW sharing a bedroom. Thats very frugal extreme. Hats off to you. I could not do it. Mind you I am in my mid - 30s. But then I dont think I would have been comfortable to do this in my early 20s either. I would probably rather live in a van by myself.
by thrifty++
Tue Feb 05, 2019 12:07 am
Forum: Lifestyle Questions
Topic: Moving to a smaller lower cost of living city
Replies: 13
Views: 2333

Re: Moving to a smaller lower cost of living city

wow sounds like people made some radical changes here. Moving to little towns rather a big change.