Search found 190 matches

by Egg
Tue Aug 11, 2015 1:19 pm
Forum: ERE Journals
Topic: Egg's journal
Replies: 81
Views: 23895

Re: Egg's journal

July Income - £2300 Salary - £2300 Expenditure - £975 Bank account subscription fee - £10 School alumni subscription - £10 Fitness equipment - £25 Rent - £250 Utilities - £80 Council tax - £60 Transport - £110 Internet - £20 Food - £130 Eating out - £200 Entertainment - £60 Pet expenditure - £20 Sa...
by Egg
Fri Aug 07, 2015 9:31 am
Forum: ERE Journals
Topic: vexed's ERE journey from the very beginning!
Replies: 323
Views: 76932

Re: vexed's ERE journey from the very beginning!

£26,000 is the UK after tax household average. Could be. Source? I used http://www.ifs.org.uk/wheredoyoufitin/ to crunch mine and at ~£2300/m, so not much more than you, it put me top 20%. For our American friends, that is $42.5k per year for a top-20%er, which I fancy doesn't sound so impressive. ...
by Egg
Fri Aug 07, 2015 9:22 am
Forum: ERE Journals
Topic: vexed's ERE journey from the very beginning!
Replies: 323
Views: 76932

Re: vexed's ERE journey from the very beginning!

I've really enjoyed http://www.freecodecamp.com/ . What was your prior experience? What have you done with it so far or think you can do now that you are working through it? Any other similar resources you've come across? I did some C++ in high school about 12 years ago, am anticipating needing to ...
by Egg
Thu Jul 30, 2015 3:28 pm
Forum: ERE Journals
Topic: vexed's ERE journey from the very beginning!
Replies: 323
Views: 76932

Re: vexed's ERE journey from the very beginning!

1500-1600 after tax isn't so bad. That's got to be around the UK average, if not more. Certainly not "low-income" in my book. I'm kinda similar in a way. Public sector job and looking at side gigs. I've really enjoyed http://www.freecodecamp.com/.
by Egg
Sat Jul 04, 2015 5:26 pm
Forum: ERE Journals
Topic: Egg's journal
Replies: 81
Views: 23895

Re: Egg's journal

June Income - £2300 Salary - £2300 Expenditure - £925 Bank account subscription fee - £10 Replacement bike tyres - £25 Rent - £250 Utilities - £70 Council tax - £60 Transport - £200 Internet - £20 Food - £130 Eating out - £100 Pet expenditure - £60 Savings rate: 60% I've not accounted for my P2P in...
by Egg
Sat Jul 04, 2015 4:33 pm
Forum: Health Questions
Topic: Burpee competition
Replies: 41
Views: 12557

Re: Burpee competition

28. Think I could've maybe pushed a bit harder, though.

Edit: Form will obvs make a big difference here. In the interests of honesty, I was going for speed so jumps were erring on the side of half-arsed.
by Egg
Fri Jul 03, 2015 12:36 pm
Forum: Lifestyle Questions
Topic: Car-Free Living Feasibility
Replies: 9
Views: 1919

Re: Car-Free Living Feasibility

Never owned a motorised vehicle of any kind, but I imagine you'll get a bit of a lifestyle shock from cutting it out as it requires a totally different attitude towards personal mobility.
by Egg
Fri Jul 03, 2015 12:25 pm
Forum: Money Questions
Topic: Global Elites really enjoying their domination
Replies: 25
Views: 6833

Re: Global Elites really enjoying their domination

BecaS wrote:
Thanks for that quote. Sometimes I read something, and it's so eloquent that I just have to write it down. This was one of those times.
by Egg
Tue Jun 16, 2015 12:11 pm
Forum: Friends & Family Questions
Topic: How would you tackle planning a frugal wedding?
Replies: 23
Views: 7286

Re: How would you tackle planning a frugal wedding?

It certainly varies. In the gf's culture, gifts are always money broadly equal to the couple's hosting costs so weddings are cost neutral for the newlyweds.
by Egg
Tue Jun 09, 2015 12:31 pm
Forum: ERE Community
Topic: Post your MB Personality Type
Replies: 111
Views: 33279

Re: Post your MB Personality Type

Your personality type: “The Logician” (INTP-T) Strength of individual traits: Introverted: 34%, Intuitive: 23%, Thinking: 21%, Prospecting: 49%, Turbulent: 36%. Role: Analyst Strategy: Constant Improvement I've had INSP before on the "official" test, but INTP seems reasonable too. Not very strong pr...
by Egg
Sat Jun 06, 2015 2:32 pm
Forum: Friends & Family Questions
Topic: Dealing with jealousy/trust issues in a relationship
Replies: 36
Views: 11046

Re: Dealing with jealousy/trust issues in a relationship

Wise words, all. Thanks especially GandK for breaking things down and Ego for the Prisoner's Dilemma perspective, which had never occurred to me before. I read an article on Ashley Madison just the other day that women looking to stray often turn to their ex-bfs on Facebook. Not to make you paranoid...
by Egg
Fri Jun 05, 2015 4:15 pm
Forum: Friends & Family Questions
Topic: Dealing with jealousy/trust issues in a relationship
Replies: 36
Views: 11046

Dealing with jealousy/trust issues in a relationship

Call me paranoid, but with estimations of prevalence of cheating at around 25%, men and women alike, infidelity is a pretty significant minority pursuit. Sometimes it even gets totally ridiculous to the point where someone I know was cheated on, and the woman made him believe he was the father of he...
by Egg
Wed Jun 03, 2015 3:29 pm
Forum: Work & Education
Topic: STEM for non-STEM grad?
Replies: 15
Views: 5402

Re: STEM for non-STEM grad?

Heh, well this has all derailed a bit. But seriously guys, thanks for all the tips. I'll look into them further and keep chugging along in the meanwhile on my basic skills.
by Egg
Wed Jun 03, 2015 3:15 pm
Forum: ERE Journals
Topic: Egg's journal
Replies: 81
Views: 23895

Re: Egg's journal

Last month's figures: May Income - £2300 Salary - £2300 Expenditure - £750 Bank account subscription fee - £10 Rent - £250 Utilities - £85 Council tax - £60 Transport - £70 Internet - £20 Food - £170 Phone top-up - £25 Eating out - £30 Misc eg entertainment - £30 Savings rate: 67% A slight dip on la...
by Egg
Fri May 29, 2015 3:39 pm
Forum: Work & Education
Topic: STEM for non-STEM grad?
Replies: 15
Views: 5402

Re: STEM for non-STEM grad?

@ Sclass Thanks so much for sharing your story. Yeah, you're right it's a bubble no doubt. I'm just wondering if I can get in quick before it pops! Really encouraging to hear your thoughts, though. @jacob Fair enough. You're in agreemant with Sclass that it's a bubble, so I guess you're right that a...
by Egg
Fri May 29, 2015 3:23 pm
Forum: Money Questions
Topic: Use a pension or not? (deferred access to money)
Replies: 11
Views: 2718

Re: Use a pension or not? (deferred access to money)

I'm in the 20% tax bracket so income tax doesn't suck quite as bad for me, but even if I were at 40% I figure a bird in the hand is worth two in the bush. 57 is such a long way off your retirement will come earlier by not contributing to your pension and you'll still be fine by the age of 57. The on...
by Egg
Sun May 24, 2015 9:01 am
Forum: Work & Education
Topic: STEM for non-STEM grad?
Replies: 15
Views: 5402

STEM for non-STEM grad?

Although there's no's point crying over spilt milk, I often wish I'd done a STEM degree rather than a liberal arts degree (albeit from arguably the world's best university, and always top 5 in any ranking I've seen). I always aced maths and to a lesser extent science at school (though I dropped the ...
by Egg
Sun May 24, 2015 8:35 am
Forum: ERE Journals
Topic: How my wife and I saved up $1M by age 30 and became FI!
Replies: 48
Views: 19065

Re: How my wife and I saved up $1M by age 30 and became FI!

Awesome. Were you saving a large perpercentage even before three years ago or did you smash it with investments? Even at ~200k combined per year, 100% savings rate, that's a five year job without returns.
by Egg
Fri May 22, 2015 2:51 pm
Forum: Politics, and other eternal disagreements
Topic: Russian thing happening in my neighbourhood today.
Replies: 24
Views: 6022

Re: Russian thing happening in my neighbourhood today.

Many of them think its Russia that defeated hitler and the yanks just helped. Looking at the facts, this is a more accurate description of the truth than the opposite. The yanks may have sat around till 1941 waiting to get stuck in but at least they don't have the scandalous Molotov-Ribbentrop Pact...
by Egg
Fri May 15, 2015 7:45 am
Forum: ERE Journals
Topic: Egg's journal
Replies: 81
Views: 23895

Re: Egg's journal

After considerable pondering, I've decided to go into P2P lending. This decision is as much ideological as it is financial. I approve of the concept even though I think the return as compared to the risk is not that stellar. I put £30k on the market, of which £20k on a monthly basis (annualised rate...