Search found 569 matches

by mikeBOS
Tue Jul 31, 2012 6:02 am
Forum: Money Questions
Topic: Wisdom tooth extraction ?
Replies: 39
Views: 3981

<t>I'm hyperdontic and was born with 8 wisdom teeth (They charge per tooth, so not very frugal of me). So far I've had two pulled because one had a painful cavity in it and the other was right there so the dentist just pulled it right out while he was in there through the same incision.<br/> It wasn...
by mikeBOS
Thu Jul 26, 2012 6:07 pm
Forum: Money Questions
Topic: Help Maintain the Tax Rate on Dividend Income
Replies: 55
Views: 3877

Shutup Chad and grab a pitch fork!

by mikeBOS
Thu Jul 26, 2012 6:06 pm
Forum: Money Questions
Topic: Saving for Retirement is Beyond our Capabilities
Replies: 32
Views: 2384

<t>There definitely should be a required plan that everyone has to contribute to and you just carry it from employer to employer. It can still be tied to the market, but it should much harder not to contribute and it should be part of every job. Even jobs low end jobs such McDonalds or jobs that rar...
by mikeBOS
Thu Jul 26, 2012 6:00 pm
Forum: Lifestyle Questions
Topic: The death of college life
Replies: 13
Views: 1329

<r>In college you went to class an average of 50 min, 3 times a day. Complete freedom to pursue Relationships, ideas,hobbies, and advancement in your own self worth education during the freetime.<br/> Once you start working; you work an average of 40-60hrs/ week at 8-10hrs per day.<br/> I hear this ...
by mikeBOS
Sun Jul 22, 2012 7:40 am
Forum: Inspiration
Topic: How Scientific is ERE?
Replies: 40
Views: 3379

Also found this nugget in the exerts:
… freely chosen activities increase happiness, while obligatory activities lower it (Csikszentmihalyi & Hunter, 2003).
(Aaker et al., 2010)

by mikeBOS
Sun Jul 22, 2012 7:36 am
Forum: Inspiration
Topic: How Scientific is ERE?
Replies: 40
Views: 3379

<t>I agree with jacob that the experiment that concludes that stinginess leads to more stress was flawed. It was more a conclusion that publicly choosing to NOT return a gift in kind leads to stress.<br/> Or perhaps, here, stingy means "not doing your fair share and openly mooching off of others." I...
by mikeBOS
Sat Jul 21, 2012 7:01 am
Forum: Lifestyle Questions
Topic: Why do guys wear underwear?
Replies: 27
Views: 3856

Where else are you gonna keep your wallet?

by mikeBOS
Sat Jul 14, 2012 9:24 pm
Forum: Money Questions
Topic: Why I'm rich and you're not ...
Replies: 14
Views: 1483

I think of those initial lean years as a "catapult" that flung me way further ahead in the race than I have a right to be.

by mikeBOS
Thu Jul 12, 2012 8:08 pm
Forum: Lifestyle Questions
Topic: Hardening the failure points
Replies: 16
Views: 1682

<t>It's possible to build a passive freezer. I've thought about it just as a way to basically build a cheap walk-in freezer for storing mostly vegetables through the winter months.<br/> Basically the refrigerant is put in a closed loop, one end sticking out of the ground and the other down below in ...
by mikeBOS
Wed Jul 11, 2012 12:23 am
Forum: Housing Questions
Topic: The most affordable housing debate
Replies: 17
Views: 1890

<t>@op Your post made me get in gear and write a blog post about my house I just moved into: Home.<br/> I'm about 90 minutes outside of Boston now. I paid $25k for the house and about $8k fixing it up. I used cash. It's pretty hard to get financing on the sub $100k houses around here. They don't typ...
by mikeBOS
Wed Jul 04, 2012 8:32 am
Forum: Miscellaneous
Topic: Groupon
Replies: 12
Views: 774

<t>I like it for local fun stuff I wouldn't otherwise do.<br/> $15 for a 20 minute tethered hot air balloon ride for me and a friend was fun, normally like $22/person.<br/> There's a local place that occasionally has an introductory helicopter flight lesson on groupon for like $65 that's normally $1...
by mikeBOS
Mon Jul 02, 2012 2:52 am
Forum: Transportation Questions
Topic: Luggage That Lasts a Lifetime
Replies: 23
Views: 6481

<t>I have an old American Tourister I use that I got for $5 from a thrift shop that had dozens and dozens of old suitcases. I redid the interior lining by basically just ripping out the old dingy lining and super gluing in some new fabric. If it's already 30 years old I figure it's proved itself and...
by mikeBOS
Sat Jun 30, 2012 4:49 am
Forum: Money Questions
Topic: Law degree?
Replies: 11
Views: 875

<t>I could have written Maus's opening paragraph myself. I just picked up my freshly-printed JD last month and I found that most the students in the room want to talk more about their (probably never-to-materialize) future BMW, corner office and expensive cocktails more than they want to talk about ...
by mikeBOS
Sat Jun 30, 2012 4:24 am
Forum: Lifestyle Questions
Topic: Should I finish my degree for ERE?
Replies: 7
Views: 500

<t>I'd only do it if you think you'll enjoy the course work. Otherwise, if it's just drudgery for the sake of future money/security, you're probably better off taking a second job or working on a side business in your spare time. Maybe just developing some kind of marketable software would be more w...
by mikeBOS
Tue Jun 26, 2012 7:22 am
Forum: Money Questions
Topic: Always bet on black
Replies: 19
Views: 1036

<t>How about some kind of mining or oil speculation?<br/> Or if you're young and don't have much to lose you could max out credit lines, put it all on black, and if you lose just go bankrupt. It's all upside.<br/> Or you could become a hardened stoic, let the kidnappers keep your daughter, and just ...
by mikeBOS
Mon Jun 18, 2012 4:29 am
Forum: Housing Questions
Topic: Disillusionment -another financial blogger not practicing what she preaches
Replies: 11
Views: 1543

<t>Changing your mind is one thing. Going through life making mistakes because you never use it is another.<br/> I'd wonder, when she bought the house did she take some calculated risk that didn't work out, or was there some percieved necessity that lead her to buy it? Or was she blinded by some shi...
by mikeBOS
Sun Jun 17, 2012 5:53 am
Forum: Transportation Questions
Topic: Meet the ERE car (and it's not a bicycle!)
Replies: 6
Views: 1106

<t>I don't know bigato, you Brazillians seem to be doing alright running your cars off of sugar. If an alcohol powered car were built to be that small it would probably get terrific mileage as well.<br/> I was researching fossil fuel alternatives lately and threw together a blog post on my conclusio...
by mikeBOS
Sat Jun 16, 2012 9:39 am
Forum: Money Questions
Topic: Extremely complex financial planning question
Replies: 19
Views: 1094

<t>If your ERE fund could pay your salary though (Basically donate to your 501c3, then pay yourself back via salary), you could give yourself some kind of cushy "job" (something significant enough to fall just short of actual fraud) and the debt forgiveness in 10 years rather than 20-25 would just b...
by mikeBOS
Sat Jun 16, 2012 8:01 am
Forum: Money Questions
Topic: Extremely complex financial planning question
Replies: 19
Views: 1094

I wonder if you could start your own 501c3, hire yourself for 10 years, and then apply for loan forgiveness based on your 10 years of public service.

by mikeBOS
Sat Jun 16, 2012 7:58 am
Forum: Money Questions
Topic: Extremely complex financial planning question
Replies: 19
Views: 1094

According to this (question 5), if you're married but you file taxes seperately then the spouse's income is not counted when calculating if you qualify for IBR.