Search found 569 matches

by mikeBOS
Mon Feb 04, 2013 9:58 pm
Forum: Miscellaneous
Topic: Crossroads in my career
Replies: 15
Views: 2194

<t>I'd stay aware of my options but wouldn't make any moves based on speculation or rumors or even what management tells you they plan on doing in the future, since often times those new ideas flop and everything just falls back to the status quo. I've seen people take transfers, move their families...
by mikeBOS
Fri Feb 01, 2013 7:25 am
Forum: Lifestyle Questions
Topic: expensive hobbies
Replies: 20
Views: 2555

What if you lived closer to a mountain? I'm about 30 minutes from a skiing mountain and I know they sell annual passes because I was looking into it. <$400 gets you unlimited skiing all winter and being ERE you can go during the week when everyone else is at work.

by mikeBOS
Wed Jan 30, 2013 6:38 pm
Forum: Lifestyle Questions
Topic: "My masters wasn't worth it"
Replies: 30
Views: 3653

<t>@GandK While I like the idea of giving young people time before pressuring them into indebting themselves for life, I'm suspicious of the "gap year" as a remedy. I know it isn't meant to be a cure-all, but even so it seems a bit too gimmicky. I mean, does a 19 year old who's hiked the Appalachian...
by mikeBOS
Sun Jan 20, 2013 6:12 pm
Forum: Housing Questions
Topic: Cheap housing options that don't look cheap
Replies: 25
Views: 3862

<t>I agree that this is about more than just a house. How about trying to find some like-minded parents who are either more accepting or in similar situations? Granted, there aren't many ERE-ers out there (relative to the general population) but you could find parents who are artists, musicians, hom...
by mikeBOS
Thu Jan 17, 2013 8:31 am
Forum: Money Questions
Topic: Tax-free Income
Replies: 18
Views: 2713

Buy some municipal bonds! ;-)

by mikeBOS
Tue Jan 15, 2013 7:53 am
Forum: Miscellaneous
Topic: There's More to Life Than Being Happy
Replies: 11
Views: 998

<t>From the article:<br/> <br/> While not having enough money decreases how happy and meaningful you consider your life to be, it has a much greater impact on happiness.<br/> If fluctuations in the amount of money you have impact your level of "happiness", then the happiness they are referring to is...
by mikeBOS
Sun Jan 13, 2013 8:43 pm
Forum: Miscellaneous
Topic: Movie "Queen of Versailles"
Replies: 5
Views: 495

<t>I love when things start to go bad and they're starting to cut back and she's at the rental car desk at the airport. After everything's all wrapped up she asks the rental car agent with complete sincerity, "So where do I meet my driver?"<br/> "Ummmm... the car doesn't come with a driver."<br/> <b...
by mikeBOS
Wed Jan 09, 2013 8:20 pm
Forum: Miscellaneous
Topic: Frozen feet solution anyone?
Replies: 9
Views: 721

I have a heated rubber mat under my desk. Kind of like this.
Uses hardly any power and gets nice and toasty. You just have to be stationary to use it. I think it actually saves me money since it makes it easier to keep the thermostat lower if I have nice warm toes.

by mikeBOS
Mon Dec 24, 2012 4:41 pm
Forum: Money Questions
Topic: College degrees are devalued, but how do you fare without one?
Replies: 34
Views: 3264

<t>He could just work two or three entry-level jobs while he lives at home and learns to invest. Then he could retire at 25 and then go study whatever he wants at a state school and pay for it himself. He'd probably enjoy the experience more with no pressure to graduate on time or pull a 4.0. I find...
by mikeBOS
Sat Dec 22, 2012 6:52 pm
Forum: Lifestyle Questions
Topic: Human Enhancement and the Future of Work
Replies: 13
Views: 730

Reminds me of farmers handing out coca leaves for their laborers to chew on in South America.
Or the ubiquitous caffeine station in every office in America.

by mikeBOS
Tue Dec 11, 2012 10:49 pm
Forum: Miscellaneous
Topic: Left job - now face overwhelming fear of living on investments
Replies: 17
Views: 2174

<t>Realize that if your investment returns fall short of your needs it will probably be a pretty small gap between expenses and income that you have to fill in. Figuring out a way to make up for a $500/month shortfall isn't really that daunting when you have all kinds of time on your hands plus plen...
by mikeBOS
Sat Dec 01, 2012 6:10 pm
Forum: Miscellaneous
Topic: Don't Follow your Passion!
Replies: 7
Views: 952

<t>"I shared the details of Steve Jobs's story because when it comes to finding fulfilling work, the details matter. If a young Steve Jobs had taken his own advice and decided to only pursue work he loved, we would probably find him today as one of the Los Altos Zen Center's most popular teachers."<...
by mikeBOS
Thu Nov 29, 2012 9:10 pm
Forum: Miscellaneous
Topic: Powerball discussions and keeping your job after winning
Replies: 23
Views: 2378

<t>I find a lot of people's lottery-winning fantasies are actually very achievable goals if they would just learn how to control their mindless consumer spending.<br/> Most people don't have $100M yacht/space tourism/bathroom made of gold fantasies. Typically it's just 1. quit job 2. spend time doin...
by mikeBOS
Fri Nov 23, 2012 5:21 pm
Forum: Money Questions
Topic: The new buzzword: 7x annual income
Replies: 17
Views: 1619

So if you can get your annual income down to zero you can retire immediately!

by mikeBOS
Tue Nov 20, 2012 5:19 pm
Forum: Politics, and other eternal disagreements
Topic: Generation Edge
Replies: 42
Views: 3687

@jzt83 I've been arguing against it for months. I still think it's a case of people convincing themselves that there are patterns and order where there are none.

by mikeBOS
Tue Nov 20, 2012 4:18 pm
Forum: Friends & Family Questions
Topic: Raising One Child Costs ~$2M
Replies: 12
Views: 2191

<t>I thought we could all have a field day with this one. A writer at the NYT calculates it will cost her almost $2M to raise a child.<br/> She includes paying the kid's living expenses until they're 25, I guess because she doesn't have enough confidence in her parenting abilities to believe she'll ...
by mikeBOS
Wed Nov 14, 2012 4:57 pm
Forum: Money Questions
Topic: How do you Budget? What is your Budgeting style or philosophy?
Replies: 26
Views: 1869

<t>When I was starting out I would leave my back left pocket empty, and every receipt for anything would go in there. Then at the end of the day I'd log all the purchases in a spreadsheet, and then scrutinize the data at the end of the month. After a couple of years of that I found that I made whitt...
by mikeBOS
Wed Nov 14, 2012 6:38 am
Forum: Inspiration
Topic: It's not worth it
Replies: 10
Views: 983

<t>And the ones who do learn it early are marked as outcasts. - Unable to cope with the real world. Hippies with rose colored glasses. Foolish idealists who will grow up some day...<br/> When young people figure it out they're lazy slackers who don't understand the real world.<br/> When an old dying...
by mikeBOS
Wed Nov 14, 2012 6:34 am
Forum: Miscellaneous
Topic: Deferral of Instant Gratification
Replies: 6
Views: 346

<r>I don't know if you caught the "update" to the marshmallow experiment that shows ability to delay gratification may have more to do with your environment than your internal impulse control. Being in a stable environment where expectations are met appears to lead to a greater ability to delay grat...
by mikeBOS
Mon Nov 05, 2012 4:09 pm
Forum: Miscellaneous
Topic: FI and/or Self sufficient
Replies: 40
Views: 2413

@rube Sounds reasonable!