Early Retirement Extreme Forums

Not asking for myself, but for a game (pretty sure that's a first on this forum). I'm helping to design a game related to money management and I think lifestyle inflation would make a central mechanic more interesting.

Without going into too much detail, the idea is that players undergo a challenge ...

October 2013

This can be considered a "normal" month in most ways. However, there are some weird changes with withheld line items that will cross multiple months. It will be resolved in time, but it's confusing to report on a month by month basis, so I'm going to focus on net here.

Net Income ...

I want to share a little of my thinking. Partially as a record of my history, partially because I'd like to demonstrate that pure third world ERE would be possible.

After being introduced to this concept last year, I created a spreadsheet based on hypothetical numbers. At the time I was in a ...

That's a good thought. I'm too predictable in my shopping - if there are any sales that don't happen right after work, I wouldn't have seen them. I'm told there are 1000 won stores, but I haven't found one conveniently close.

Thanks for the suggestions. This may be slightly premature, but I get the sense that Korean culture at large doesn't value frugality (not so different from everywhere else). The trouble is that my main body of friends is teachers, who are in the top 20% of income here. I've managed to ask all the ...

September 2013

This month is mostly useless for predicting future trends. My income includes two one-time-only bonuses and most of the bills and expenses need a big asterisk next to them for various reasons. Regardless...

Gross Income: $4112.91
Withheld
Taxes: $179.36
Insurance: $73.68 ...

This is something I need to research more, and I'm nowhere near a professional in this field. However, my initial reaction is to agree with the idea of real estate being safest. Owning taxis or matatus does earn money, but it means becoming a major employer and dealing with the authorities a lot ...

Thanks, guys. That's encouraging.

Knowing what I know now and if I were from a developing country, I'd also consider learning to code. The online learning resources are amazing. The last place I lived in Africa had very few people that knew info tech, but those that did had a world of opportunity ...

I'm the type of person who doesn't like to announce things until I've finished them. Making this thread is going outside my comfort zone, but I think/hope that will be a good thing in this case.

As you'd guess from the title, I'm in a very different situation than most of the people here. I'm ...