Search found 391 matches

by Matthew
Fri Mar 29, 2013 3:23 pm
Forum: Money Questions
Topic: Formulas
Replies: 22
Views: 2233

<t>I agree that firecalc is best for accounting each individuals portfolio/spending/pension/social security/etc. Designing a portfolio that has survived the worst events from the last 140+ years already seems extremely conservative for me...but of course "past performance does not predict future res...
by Matthew
Sat Jan 19, 2013 1:53 am
Forum: Money Questions
Topic: Favorite Vanguard Funds?
Replies: 5
Views: 1501

<t>VFIAX is probably the best due to the awesome low expense fees. However, if you want to replace all you hold, the target date retirement funds are very reasonable since I do not think they double dip on the fees.<br/> If you are looking for an opportunity buy you might consider the precious metal...
by Matthew
Tue Jan 15, 2013 11:15 pm
Forum: ERE Community
Topic: dating ERE
Replies: 143
Views: 31905

Don't feel bad @Spartan_Warrior. My instinicts tell me @CS is single as well...if not, I feel bad for that person:)

by Matthew
Thu Nov 15, 2012 10:27 pm
Forum: Money Questions
Topic: Crisp New Money....
Replies: 10
Views: 1057

<r>I spend my damaged bills first. Reasons include:<br/> 1. My goal is to keep the bills in my wallet as long as possible. Old bills often appear they will tare or turn to dust faster.<br/> <br/> 2. Old bills appear loaded with disease, ass sweat, and drugs <E>:)</E><br/> I don't care how the bills ...
by Matthew
Tue Jul 24, 2012 1:49 am
Forum: Miscellaneous
Topic: Finding work, earning money?
Replies: 15
Views: 1021

This is my favorite http://www.indeed.com/

by Matthew
Sat Jul 21, 2012 9:30 pm
Forum: Inspiration
Topic: How Scientific is ERE?
Replies: 40
Views: 3559

<t>I would say ERE is a turn off to many people for all the same reasons most people are not scientist's/engineer's/etc.<br/> It can often seem difficult, frustrating, and nearly unobtainable at times. Could this lead to unhappiness? I don't know, I never bothered to research it, but the pay out (en...
by Matthew
Sat Jul 21, 2012 6:06 pm
Forum: Inspiration
Topic: How Scientific is ERE?
Replies: 40
Views: 3559

<t>I am pretty sure most on this blog only think about time as money when it comes to work or buying things. I spend most of my time smelling "the roses" and I never really think about the money I could be making if I took a second job. The goal is to get rid of the first:)<br/> As for stingy, I bou...
by Matthew
Fri Jul 13, 2012 11:32 pm
Forum: Lifestyle Questions
Topic: Why frozen foods?
Replies: 22
Views: 1640

@George
If you are just trying to make it through 14 days you might be able to have the refrig run off a battery bank that charges up off the grid or generator?

by Matthew
Fri Jul 13, 2012 8:39 pm
Forum: Lifestyle Questions
Topic: Why frozen foods?
Replies: 22
Views: 1640

How about just reduce the amount of frozen goods and use solar power?
http://www.sunfrost.com/vaccine_refrigerators.html

by Matthew
Thu Jun 28, 2012 12:50 am
Forum: Inspiration
Topic: Who loves what they do for a living?
Replies: 18
Views: 2047

<t>I brought this up as a spin off of the Law degree question. Who actually enjoys what they do for a job or something as a way of life? If you don't, what do you hate? If you love it, what about it? I think this may be helpful for people considering different life paths/careers.<br/> I work as a me...
by Matthew
Sat Jun 23, 2012 12:55 pm
Forum: Money Questions
Topic: Are inheritances a good idea?
Replies: 86
Views: 4747

<t>@Chad<br/> I would agree with your numbers, but since that may be true why are we even discussing inheritance? Most people will not have any to worry about. <br/> I think my parents are frugal. The rich may desire their kids to be luxurious (or run the business as anomie mentioned). Why do we car...
by Matthew
Sat Jun 23, 2012 4:19 am
Forum: Money Questions
Topic: Where is the DOW going?
Replies: 23
Views: 2686

<t>Time for a thread revival. I still think we may see a significant drop if we dip back into deflation, but with the Fed always ready to print I am never sure. I know the company I work for is doing so well it is pie in the sky. Another reason I think things will need to be adjusted for reality.<br...
by Matthew
Sat Jun 23, 2012 4:07 am
Forum: Inspiration
Topic: Commencement speech: You're not special
Replies: 35
Views: 2863

<t>I think it is a good speech for (mostly) spoiled GenX and Y generations (I'm in my early 30's). For many, the existing hardship is relying on more money from mom and dad because they never learned what it takes to take care of yourself. <br/> Nothing like the growing population to highlight how s...
by Matthew
Sat Jun 23, 2012 3:41 am
Forum: Money Questions
Topic: Are inheritances a good idea?
Replies: 86
Views: 4747

<r>I think most on here would use one well (in regard to not squandering). Then again, I have seen inheritance bring the worst out in people (amazing how everyone suddenly feels sooo entitled to what they never earned themselves). <br/> I personally hope to receive one, but I will not shed a tear if...
by Matthew
Tue May 01, 2012 10:10 pm
Forum: Money Questions
Topic: What Is Your Investing Journey?
Replies: 16
Views: 1419

<r>teen's: 6% CD rates<br/> <br/> I did not spend time understanding other investing methods.<br/> <br/> Looking back, maybe I shouldn't have, and just locked into 30 year CD's at 8%! <E>;)</E><br/> 20's: 100% in stocks (large, foreign, small, Reit) "in for the long haul" (excluding emergency money)...
by Matthew
Tue May 01, 2012 4:23 pm
Forum: Miscellaneous
Topic: Good, durable backpack?
Replies: 15
Views: 2302

<t>I second the Osprey packs, but I have not used mine enough to validate the durability. My only complaint with some of the Ospray packs is the pack will sometimes get caught in the zipper. I have had a Timberland normal size pack to carry my books in college since 1998. It held up the whole time a...
by Matthew
Thu Feb 09, 2012 1:59 pm
Forum: Money Questions
Topic: Fed to devalue dollar by 33%
Replies: 11
Views: 1235

<t>As much as I hate inflation, a goal of only 1.5-2% makes me smile when I compare how inflation has been related to the market. <br/> The 2% range usually means things are stable and markets are growing. Deflation may be good for your bank account, but you will lose you a$$ in the market. Excessiv...
by Matthew
Fri Feb 03, 2012 2:43 am
Forum: Friends & Family Questions
Topic: ERE Objections
Replies: 94
Views: 14797

<r>Hi akratic,<br/> It is funny to read this thread from over a year ago for the first time with many of the same faces.<br/> Supper cool of you to host the Chicago meet up. Ya, alcohol might be related to useless babble <E>:)</E> I totally understand what you were saying in your journal about most ...
by Matthew
Mon Nov 07, 2011 9:15 pm
Forum: Miscellaneous
Topic: Should I be talking about these ideas of ours?
Replies: 38
Views: 3179

<t>I agree that talking ERE is a bad idea because it shows an exit plan to your career which is viewed worse than saving money and being frugal or having higher career aspirations. <br/> However, shooting your mouth off can have its benefits if you are valued worker. I was recently unsatified with m...
by Matthew
Mon Nov 07, 2011 3:59 am
Forum: ERE Community
Topic: Chicago, IL Meetup, Nov 27
Replies: 15
Views: 2089

<t>I am definitely interested. Being Sunday, it would help if it started before or around noon to justify my 1-2 hour drive each way and for those who have to work the next day. Although, I think I feel a tingling in my throat...cough! <br/> I think akratic has the best solution for keeping ERE true...