Early Retirement Extreme Forums

Have always known that I had to save and earn a passive income because you never know whats round the corner. Learnt that as a child. Not something we talked about we just had some really difficult circumstances completely outside my parents control. We did talk about finances in general though and ...

for me it was a chance to practice early retirement and see if it suited me. It was a chance to walk for miles on the hills, go swimming. go wandering for the day and just take a wrapped lunch. no cares, no responsibilities outside of what we do in our non paid life. its a chance to practice living ...

some people find routine tasks such as doing the dishes good for mental health. focusing on the moment. as time goes by my meals have become more like snacks. I cook for people with small appetites and they prefer really simple meals which means my dishes are reducing in number. this morning one per...

you're right Riggerjack, I need to be proactive. I've been schooling myself up. the private insurer will do another engineering report and a geotechnical report which will provide lots of useful info. they will prepare their strategy. I would only get prices when I have their final repair strategy a...

very interesting Ripperjack I like the option of living in it, doing what you say in a few years when cost decrease. it sounds like its not such a big deal. the process with the insurance company is a long way off complete. we've now moving from a government org to our private insurance company who ...

almost there it really is a small world. I know someone who is a doctor in this organisation. One day I was watching the BBC and they showed the very first aid workers entering a war zone, and there she was. its an amazing organisation and the people who work there are one of a kind. definately wort...

I'd also warn against burnout. when you say retirement, have you got a plan for it. perhaps you want to work a couple of days a week. is it 5 years of the extra hours versus 7 years of 40 hours? then go for the 7 years. are you planning on having children, go for the 5, you have children, family com...

depends on the person. some people see their purpose in life is defined by the world of work and using their time to make money. in this case retirement is a negative. some people, as much as they tell themselves its not true, are defined by their job title or pay packet. I recommend everyone tries ...

what can we do? encourage our governments to send the money they need support those amazing people who go over to help and learn recognise that particularly our hospitals are full of super bugs etc. we have one example called the norovirus, highly contagious and dangerous for those who are already i...

henrik, peculiar, thats a really good description. You did well to pick that up. you looked past the tourist brochures. thats really comforting to hear.

Sweet as bro. oarsome.

simple life thats right, having a detached persons opinion really helps. when I have an idea of the options will post it. its difficult to put everything into words, I'm trying to keep focused. although... this morning I spoke with a couple who had to leave their land. they selected a very visable p...

and one day I will travel both through this country and overseas, renting my house out. this is a really popular rental area. due to family commitments I can't at the moment but in the near future this wouldn't be an issue and renters would have quite a different set of requirements compared to buye...

In my mid 40s. have traveled with work and for family reasons. One day i will lock up and travel for enjoyment. heres the reasons. short term. to get away and be able to swim in a proper pool, use public transport. just relax, make meals for friends and family who have offered me a place to stay, ju...

Thanks Simple Life for being so honest. I agree. moving may be the most financially safe thing to do. we all have a different psyche. If I left it would not only be a fire sale, I would feel a huge sense that I have abandoned the place I belong. whatever happens, I agree I do need to protect myself....

I'm on land in an area that has been categorised as the most damaged soil. its sandy. they've drilled the site, but haven't shown me the analysis. Each site is quite different. I have a couple of questions about the soil which still need answers. like soil bearing capacity. apparently they're suppos...

Thanks simple life you're right 100k is the amount I think I would lose if they simply repair. and over time even more. sobering thought. have to admit I am attached to the area. friends, family, fantastic neighbours. and I really feel like I belong in this environment. Seeing native animals and veg...

and the other possibility is I say yes to a repair, they pull the house apart and it turns into a rebuild, which does happen and they've told me it could as they are having to rebuild a chunk of the foundations as well as relevel etc. In which case I would be in temporary accomodation and the existi...

George the original one. Thanks for taking the time to post your thoughts You're right. I'm FI, I could finance the reconstruction. but we're in the middle of a huge rebuild so everything is really expensive and my house is quite livable - its not unsafe. Its cracked, uneven and some doors and windo...

so we had a number of earthquakes. My house was structurally damaged. the land has dropped closer to the water table and the land is more prone to flooding from sea level rises and river inundation, although it never has. the sewerage is not perfect but its working and if necessary i could set up a ...

Thats interesting Toska. Went for a bike ride yesterday. in amongst the broken roads, the empty sections, the houses still to be demolished theres a house. Lots of people leave messages on them thanking the house for whatever reason. This one just says. All we have is memories.